Actually, for the production of sea and air vessels, I only showcase and sell relatively basic technologies for commercial purposes. For large-scale sea warships that I know during my time on Earth and large cargo ships, I only use them for my own trading business and not for sale. For the purpose of monopolizing military power and the economy. As for airships, I have created many advanced stealth bomber airships inspired by sophisticated US stealth ships that are difficult to detect. Ships that cannot be tracked by radar or magic. And airships for attack purposes like fighter jets equipped with various air-to-air missiles.
A few months have passed just like that.
My territory has developed into a leading region on this continent, many rulers of kingdoms have invited me to their kingdoms to discuss economic and military cooperation. But for certain reasons, I have not been able to get directly involved with them. For now, my focus is still on my growing trading business, which seems to be turning into a small city rather than just a trading business.
The large-scale industrial area will not be open to the public; however, there have been several intruders who were spotted and caught by my security forces. Well, I also already know their intentions and where they come from in general terms. Even so, I have chosen a passive stance so far because this is a trading business focused on creating long-term value and money rather than military power just for the sake of provocation by others.
There is also no banking system, pawn shops, or other multi-purpose financing in this world yet. This is my new opportunity as the owner of a trading business to enter a new sector, namely finance, which deals with financing and safe asset storage.
Actually, the plan to establish a bank has been around for a long time and I have initiated it from the beginning of the construction of the main office in the center of the region. However, due to many obstacles in the process and the still unstable state of the main office administration, the project was delayed, only after a few months did the stability of my territory's administration achieve. And now I can only continue the project of establishing the first bank in my other world.
Of course, the headquarters of this bank will be located in my territory, because access to the center of wealth and the extraordinarily fast economic turnover in the form of gold and silver coins mostly happens here. Moreover, because the center of wealth storage of the trading business is in my dimensional storage, then my figure is like a walking safe that stores the wealth of a small city that even exceeds the wealth of several kingdoms on this continent.
The CEO of the main office, who is beautiful and sexy, once advised me to place some guards by my side to ensure my safety, but I clearly refused. Although I know she is worried about me, I prefer to move freely on my own.
For the next job, several representatives from the main office will go to various kingdoms with the mission of establishing new branches of the bank that I just established. A noble mission to further monopolize and add value to my territory. Hehe.
'OTHER WORLD BANK'
Of course, the name must be like that. This is the name I want to use for this bank. All bank branches in various kingdoms on this continent will follow this name. The branch leaders for the bank outside my territory are homunculus that I created specially like the beautiful and sexy CEO in the main office, homunculus like humans who are strong and competent to reduce the occurrence of treason. I am still hesitant to give high positions to people from this world for various reasons.
As before, all homunculus must be womennnn. That's my rule. Most of the employees working under me are women, both from the people of this world and the homunculus I created. Why? Of course, because I love womennnn.
In less than 2 months, this bank branch has grown and spread even further and is present in various kingdoms. There are two business models that this bank uses and two financial products, namely Direct Multi-Purpose Financing and Investment Products.
The first business model is 'TARGETING THE POOR'.
As the name suggests, this business model focuses on providing goods and services that are affordable to people in low-income areas and are at the bottom of the income pyramid.
Although they have relatively low purchasing power, this customer segment has high sales potential. The goal of implementing the business model targeting the poor is to address the increasing number of low-income customers. The segment of the poor is attractive because it symbolizes a large market segment and provides opportunities for sustainable business development.
If we succeed in addressing global poverty rates, for example, by providing easy access and affordable financing solutions, we will also certainly gain a positive image in society. This will also create added value for employees, this is the most important thing.
With this business model, I will target segments of the poor who need fast and easily accessible financing with low interest rates when paying. The main goal of this business model is to build and spread a positive image of this other world bank to all corners of the continent and even the world. So that the value of this bank will increase rapidly, this will be in line with future earnings.
The second business model is 'LUXURY'.
This business model focuses on customers in the upper economic strata. Companies operating in this field can create unique goods and services by providing high-quality exclusive services and privileges that match the purchasing power of the targeted upper-class customer segment. The massive investment required to provide such goods and services will be offset by higher margins.
Therefore, the focus on companies using this model can be directed towards branding, this is related to the previous first business model and empowering competent and visionary salespeople to promote those goods and services. This market is very small, so we can target potential new markets so that we can reach new millionaires and billionaires who desire luxury goods and services.
With this business model, the bank will focus on large traders, royal nobles, and also the top strata of kingdoms in this world. They are potential customers with great profit potential. To attract and increase loyalty to top-tier customers, the bank can provide exclusive and priority services to these top-tier customers. Products in the form of financing and provision of large funds as well as investment for trading businesses will be the bank's focus for now.
I prefer large and direct investments in trading businesses because later I will take a certain percentage of ownership of the trading business as much as they borrow as collateral, if they can pay it off, of course, it will be good, but if not, the ownership of most of their business will be taken over. This is what I mean by a large margin, a large margin for the future, of course.
All trading businesses taken over by me later will immediately change their names to 'Other World Trading Business', and their management will be taken over, and there will be acquisitions of employees or acquisitions of competent human resources from trading businesses taken over towards trading businesses taking over. With this, more talented people will be owned by my trading business. But still, by maintaining and developing the newly acquired trading business to increase its value and benefit me more. This is the simple value creation process that I apply in this Other World.