Alberto looked at the confident and young Lance sitting opposite him, and his originally irritable mood gradually calmed down.
He took a cigarette and threw it at Lance, "There's something that's been bothering me these past few days. You may not know this, but our state is going to join the Prohibition League."
Lance whistled, "Prohibition."
Alberto nodded, "Yes, prohibition."
"I own some bars and nightclubs, which require a lot of alcohol. If Jingang City also bans alcohol, these businesses will be ruined!"
"We've been doing this since my father, loan sharking, selling alcohol, and prostitution, but now they are encroaching on our living space bit by bit, Lance."
"They introduced the Usury Law two years ago, and now they are banning us from selling alcoholic beverages, which are the most profitable. In a few days, they may completely ban the sex trade."
"I heard some people are suggesting that porn should be banned completely. That's murder!"
"I feel like a drowning person, I can hardly breathe!"
Lance looked at his somewhat manic appearance and tried not to provoke him. "So what you mean is that you want me to think of a way to prevent the state government from joining the Prohibition League."
Alberto's expression suddenly became a little stunned, as if he didn't understand what Lance was saying, "How could you... have such an idea?"
Lance breathed a sigh of relief. "I almost thought you had this idea because you wanted me to help you solve this problem."
Alberto waved his hand. "I know clearly what you can and cannot do."
"If one day you become the president of the federation, maybe you can solve this problem, but now, you can't."
"I'm just complaining to you. In fact, the trouble I need you to help me solve is not this."
He took out a contract and handed it to Lance. "Another person doesn't pay back the money. It's still the same old rule, 5%."
Lance glanced at the order. It was one thousand yuan, borrowed for four months, and the principal and interest would cost two thousand yuan. It was really going to make him bleed.
Lance will not do this order himself, but he can give it to Alvin and the others. They can't just go through nothing, and this is not in line with the future that Lance has designed for them.
He agreed with some of Mr. Burton's views that if people want to get rewards, they must first give.
"I'll take care of it. I came here this time to actually talk to you about this. My company is in the process of being registered, and if nothing goes wrong it will be registered soon."
Alberto showed some interest. "What do you do?"
"Maybe there can be some cooperation between us."
This is why Lance came here. "Financial consulting is currently related to your work. I will introduce some people who need to borrow funds to you."
"And you earn the commission?" Alberto picked up a small snack on the table and put it into his mouth. "You can't make much money as an agent. Why don't you come and work for me? I can give you more."
Lance still rejected him, but also agreed with his view that the agent could not make money. "In addition to being an agent, I can also help you solve subsequent problems. You just need to sign a contract with the person I bring, give him the money, and then wait to collect the money."
"Problems like this where someone doesn't pay back the money won't bother you. I'll solve it and bring your principal and interest with me."
Alberto thought for a while after hearing this, "You want to take a share of my profits."
Lance picked up the list and said, "It's only for large-scale cooperation. Of course, I don't stop you from doing business on your own. The business I introduce is equivalent to your extra income. In fact, you don't lose anything at all!"
Alberto hesitated, "How much can you give me?"
"Fifteen to thirty percent a month, no trouble, legal or otherwise, I'll take care of it."
Large-scale lending is indeed becoming a tricky business for Alberto, especially since the introduction of the Usury Law has made many financial companies extra cautious when dealing with large-scale business.
Just like Mr. Anderson, if the money he would have to pay a lawyer to fight the lawsuit was less than the money he had to pay back to Alberto, he could have simply chosen to fight the lawsuit instead of paying the money.
Anyway, he has the Usury Law on his side, so he doesn't have to pay back a penny. After deducting the lawyer and litigation fees, he can still have a lot left.
Even if they signed a contract, the contract itself violated the law and had no legal effect. Instead, it could be seen as evidence of Alberto's violation of the law.
Everyone knows that large-scale loans are the real money-making projects, but now everyone has doubts, and fewer and fewer financial companies dare to lend money casually. This market is huge, but the business volume is declining.
"What are you going to do?" Alberto showed some interest, but Lance didn't tell him.
"It's a trade secret!" he said, as if he had thought of something. "Actually, Mr. Coty, Prohibition is actually a good thing for us."
"Good news?"
"Are you sure?"
Lance nodded affirmatively. "Because there will be less alcohol sold freely on the market, but people's demand for alcohol will not change. This means that alcoholic beverages will change from a buyer's market to a seller's market."
"Instead of you hawking all kinds of drinks to customers, they ask 'what can you sell' and you'll make more money here than before."
Alberto listened thoughtfully, "You have a smart head, Lance, so you mean I don't have to do anything now?"
"If you have money, you'd better stock up on some alcohol, the legal kind, and wait for the price to go up!"
Alberto listened and the more he analysed, the more he felt that what Lance said made sense. He immediately shouted, "Fordis, you'd better get in now. I have a job for you..."
A few minutes later, Lance and Fordyce left the office together. "I knew you could solve his problem."
Lance shook his head and didn't respond.
On the way, he bought two state newspapers, which did talk about the state church and rescue organizations lobbying the state government to join the Prohibition Alliance. Although the report did not reveal whether the state government had made a decision, the report itself was releasing the same news.
In this relatively mild way, it tells people that they need to be mentally prepared because a total ban on alcohol may be implemented soon.
With such a transition, people can adapt quickly when the prohibition of alcohol really begins.
After returning to his company, he gave the order given to him by Alberto directly to Erwin, and then returned to the office. Not long after, the newly installed phone rang.
"Is that Mr. Lance?"
"This is the City Business Services Bureau. The company registration information you applied for has been finalized. Can you come over?"
"sure..."
It hasn't been long since the registration was completed. If someone says that the federal government is inefficient, he will be the first to disagree.
Well, at least LOS City is efficient.
It is not too complicated to obtain documents related to company registration. It is just a matter of confirming a company number and tax number, and he does not need to worry about anything else.
Patricia was working, and Lance left without disturbing her.
He also needs to go back and train his brothers and sisters.
The whole afternoon was spent in training. Lance arranged their work to be very simple. As long as they ran around, they would definitely be able to find orders.
In fact, this was true. When it was almost time to get off work, a friend led a guy and knocked on the door and walked in.
"Boss, this is...Mr. He wants to borrow some money."
"How much do you want to borrow?" Lance pointed to the chair opposite the table. The ordinary-looking worker sat down somewhat uncomfortably. "I need... fifty dollars."
"Do you have a job?"
The gentleman nodded and said, "I work at the docks and I get thirty-seven dollars a month."
Lance thought for a moment and said, "Well, I can give you fifty dollars, but you have to give me two checks for thirty-seven dollars, which you can pay back with two months' salary. Also, you have to sign this agreement."
He casually drafted a very simple contract. He thought it would take a few days for business to come to him, but he underestimated people's desire to consume during this period.
The general meaning of the contract is that if his salary is less than thirty-seven dollars in any month within two months, he will rent his work card to Lance for four months for free.
There isn't a lot of content, and it's easy to understand, and it doesn't involve anything illegal.
The gentleman who wanted to borrow money took a look at the contract and signed it without hesitation, and soon wrote two checks to Lance...