The business of small capital turnover is very good.
Federal people have no habit of saving, or it can be said that in the process of rapid economic development in recent years, people have gradually adapted to the concept of a life without saving.
In fact, federal citizens used to save money, but as the economy has been getting better and better in recent years, experts have been warning people that if they let their money lie in the bank, it will depreciate.
Five years ago, when people only had 20 yuan a month, they could buy a bicycle for 15 yuan, but now, a bicycle costs more than 20 yuan.
The five dollars have been depreciated in this process. The more money you save, the greater the depreciation. On the contrary, timely consumption helps to maintain the value of your property.
A bicycle that I bought for 15 yuan five years ago can now be sold for seven or eight yuan in the second-hand market, which means I can ride it for more than one yuan a year.
You can't say that the experts are wrong because these are real cases. The better the economy is, the more places there are where money is needed. The federal government will print more money to deal with the shortage in the money application market, and prices will change.
But if you say it is right, it is not entirely true, because in terms of purchasing power, the actual value of the bicycle is actually decreasing between three-quarters of a month's income and one-half of a month's income.
But people don't care about this, they only know that the price of bicycles has increased.
This kind of instant gratification, as well as the endless emergence of financial companies in society, various installment plans and loans, have promoted the habit of people spending money as soon as they have it.
At the same time, this consumption habit has also driven the rapid growth of the federal economy. The products produced in the factories have never lacked sales. Experts believe that this economic benefit will last for ten years or more.
Everything seems to be fine, except when you suddenly need to spend money.
Many workers at the port also live for the moment, going to the bar for a drink every day, then watching the strippers who work for the love of their job, and giving them a few cents or tens of cents to agree with their optimism and positivity.
There is little money left in their pockets every month, and it will be very troublesome when they need money.
Don't expect to borrow money from your co-workers. They have no money to lend you because they are also living paycheck to paycheck.
Looking for a company to borrow money?
The company does not have this business and disputes are likely to arise.
A finance company is a good place to go, but if the borrower has no real estate, no valuables, and only has an income of thirty dollars a month, they will not lend the money.
Coupled with the extremely high interest rates, borrowers are also reluctant to borrow money.
So in the port area, within just a few days, "CRED Financial Consulting Services Company" became a topic frequently mentioned among grassroots workers.
For amounts under RMB 100, the full amount will be disbursed on the same day, cash or check is acceptable, the interest rate is not too high, and they also support installment payments.
Someone borrowed 100 yuan and only had to pay back 190 yuan in six months. If he paid in installments, he would only have to pay back 38 yuan per month.
The interest rate is much lower than that of ordinary financial companies. The most important thing is that they can really lend it out and they don't worry about not being able to pay it back.
The price of work cards is rising. Now it is generally 18, 19 or even 20 yuan. They just need to take on a few more part-time jobs and rent out their work cards. Even if they don't work themselves, the money they get every month is enough to pay back the money. If they have a full-time job, their income will be even higher.
Many people are like this. They have an expectation of their future life before making a decision.
If I do this, will it make my life difficult or even make me unable to pay back the debt?
But that won't happen now, because even if they really can't pay it back, the company has said that as long as they follow the regulations and take away their work cards for a period of time, they can be fined. If they can't pay it back, the company will hire people to work and pay it back for them.
What the hell is there to worry about?
Even some people who don't really need money, but just don't have any in their pockets, have gone to borrow 20 or 30 yuan to experience it.
Especially when some people heard that they could borrow money as long as they had a work card, some people who were unwilling to work also went to borrow money. In their opinion, this was much better than dealing with those illegal immigrants.
After all...the influence of the movement has not subsided, and some typical "old federals" believe that renting work cards to illegal immigrants is harmful to the country and the interests of these old federals.
But since the work card was taken away by the company because they could not pay the money back, it has nothing to do with them. This seems to be becoming the solution for some people.
During this process, Lance also had the idea of opening a second company - a labour service company.
In just a few days, the company placed more than 200 orders, with the highest order being 100 yuan and the lowest being 20 yuan.
These are things that finance companies look down upon, and people are unwilling to bear the huge interest rates levied by finance companies, so in the end, they all went to Lance, with the total amount adding up to more than 13,000 yuan.
If calculated over a three-month period, the loan of more than 13,000 yuan could bring him a profit of nearly 9,000 yuan.
At the same time, with loans and certificates of more than 13,000 yuan, he was able to borrow 16,000 yuan from the bank. The more money he lent out, the more money he had in his hands. This may be the reason why people often say "the rich get richer."
Sometimes life is just magical.
Whether or not one can make money does not depend on whether one is diligent or not, nor does it depend on whether one has excellent and noble qualities. This may be the biggest irony of people's hard work in life!
On the weekend, Lance asked Patricia to go out together. The girl was a little shy, which was a little different from the "heretical girl" in people's eyes.
In fact, during this period, most normal federal people still attached importance to the issue of "chastity", and conservative women still dominated the mainstream of the female group.
Even holding hands, I feel shy.
The date location that Lance booked was the amusement park in LOS City. Various large-scale amusement equipment filled the entire amusement park with the laughter of young people and children.
While the untouchables of the Empire are still worrying about their lives, the people of the Federation are already on a roller coaster.
But from a certain perspective, everyone is actually the same -
Their hearts were beating wildly!
"It's so exciting!" Patricia held her chest and supported Lance, "My legs are weak. I swear I will never ride this again next time!"
You can see that she was really frightened.
In fact, the roller coaster in Angel Park in LOS City is not particularly exciting, but it still brings joy and shadow to many people.
Judging from the "Please don't vomit anywhere" signs erected around it, there are probably as many people who don't like it as those who like it.
Most of Patricia's body was leaning on Lance, her legs were trembling. Although there was a layer of clothes between them, she could still feel the hot body.
"I thought you would like it. You see, the main tourists here are young people." He helped her sit on the chair next to him.
Patricia's heartbeat finally slowed down at this point, "I... this is my first time riding a roller coaster, Lance. I told my father about it before when I was a little girl."
"But he told me it wasn't a lady's game. You don't know him. He's a stone-cold fellow."
"So..." She pouted and took a deep breath, "Although I am scared, you make my life complete."
"If it were me, I would definitely not dare to sit in this."
"Thank you, Lance."
Lance smiled and said, "You are my angel, and I am your genie in the bottle. I can full fill all your wishes."
"So my angel, what is your next wish?"
Patricia burst into laughter, a lively smile that made the summer pale in comparison. "That's so sweet, Lance. Sometimes I wonder if this is just my hallucination!"
Lance looked into her eyes and slowly moved closer. The distance between them was getting closer and closer. Patricia's face began to turn red and hot, and her eyes became a little evasive.
There was a dizzy feeling as she could feel the breath of Lance's breath.
Too fast!
She told herself in her heart that she was not one of those sluts who could sleep with men the first time they met. Her education made her still maintain some traditional ideas on these issues.
"Your collar is a little messy, let me help you fix it." Lance helped her fix her hair and collar, which made her feel relieved but also a little lost.
Just as she opened her mouth to say "thank you", Lance suddenly kissed her.
Her mind went blank.
Patricia went to church girls' schools from childhood to adulthood. The schools were full of nuns besides female teachers. They had very strict management systems. They told every girl that this was something that could only be done after marriage!
Perhaps it was because of this suppression of nature that the feminist movement was in full swing in the federation. They even connected in various places for the right to vote, and the momentum was very huge.
But for Patricia, this kiss was completely contrary to what she had been taught in the past, and for a moment she didn't even know what to do.
Fortunately, Lance's kiss was not long, and he did not stick out his tongue... It was just a simple kiss. What made her feel even more excited was the slightly warm connection against Lance's cheek. The feeling brought by that skin contact made her heart tremble slightly.
The feeling made her feel like yesterday's weather, damp and sticky.
"I can't help it. You have to forgive me." Lance stepped back a little, "So I will grant you one extra wish."
Patricia held her face in her hands, it was too hot and she felt a little aggrieved, "I didn't promise you to kiss me."
Lance scratched his head, "You're so beautiful, how about you kiss me back?"
The girl, who was feeling a little aggrieved at first, couldn't help but laugh, "You are truly the thickest-skinned person I have ever met!"
Lance didn't feel embarrassed or ashamed at all. "If you meet a beautiful girl you like, but you don't even dare to express your feelings, that's shameful."
The girl rolled her eyes. She had to admit, every word Lance said made her feel as sweet as honey.
"How many girls have you cheated on?", she asked.
A free point question, "You are the first one."
"I don't believe it!"
Lance is never polite when it comes to easy questions like this.
"I wasn't like this with girls before, but since I met you," he suddenly opened his fists and made a gesture like an explosion or blooming, "God opened a window for me, and I have countless sweet words to say to you!"
He didn't give her a chance to continue speaking, and took her hand, "Shall we go on the carousel?"
She didn't refuse, which is what the girls like most.
As for hugging the waist?
That's something only a virgin would do!