Jobaf heard from others that Lance had helped Alberto deal with the stubborn Mr. Anderson. He had a good impression of Lance and would sometimes bring up the matter during socializing.
He has been following the news about Lance, and after finding out about it, he decided to ask about it today because he has many of the same troubles.
"We are in a partnership." Lance did not admit that he worked for Alberto, but of course that was indeed the case.
In a way, Alberto helped him get the start-up capital and slightly expanded his network of contacts in LOS City, so even if his "order" did not pay much money, Lance was willing to take it.
A debt of favour is always the hardest to repay. Sometimes Alberto would give more money for activities. The more this happened, the more difficult it would be for Lance to refuse.
Mr. Jobaf took a sip of the wine in his glass and said, "I also have some of the same business that I would like to entrust to you."
"I also have a loan business, and some people... you know, not everyone who borrows money can pay me back."
"Mr. Coty and I have different work styles, which has led to very high costs for my collection. I have been thinking about whether to change my approach. Your timely appearance has given me more options."
As an Imperial, and a successful one at that, success did not bring him the core benefits he wanted in federal society.
Although people will respect him because of his wealth, local capitalists will not respect him as much and treat him as a friend. Instead, they will look at him with covetous eyes!
Of course, what they coveted was not his hairy and loose butt, but the money in his pocket.
Because he is not a federal, local capitalists will be more wary of him and will covet his wealth more unscrupulously.
He must be more careful than anyone else, because if he is not careful, someone will pounce on him and bite him. The world of capital is never gentle.
Now the conflict between immigrants and indigenous peoples has escalated under the manipulation of politicians, making him feel that his living space has been compressed again, and more people are unwilling to repay the money.
They will find excuses, delay payment, and ask him to sue.
The cost of suing is very high. If you want to win a lawsuit against the federal people in a federal court, you must hire a federal lawyer. These ruthless lawyers always ask for exorbitant prices.
Mr. Jobaf's business has already encountered considerable trouble. The judicial and law enforcement authorities will not help him recover those debts, but will help those who owe him money to avoid his debt collection.
This country that claims to be free and equal is actually not free at all, and is even less equal!
So he wanted Lance to help him. If Lance could help him like he helped Alberto, then a lot of his troubles would disappear.
Even if something went wrong, it was Lance's problem, not his.
Admiration is admiration, but appreciation cannot be turned into wealth, so compared with the loss of wealth, his appreciation for Lance is actually not worth mentioning.
"Loan shark?" Lance asked.
Mr. Jobaf nodded and said, "Some are," implying that some are not.
Seeing that Lance didn't continue the conversation, he felt a little anxious, but he didn't show it. "I can give you... 10% commission, and I'll also give you some expenses."
"Lance, I can assure you that no one in the entire Federation can give more than I can!"
The more this happened, the more Lance realized that these debts were difficult to collect. At the same time, there was a high probability that they were large amounts, perhaps not even a few hundred dollars, but starting at three to five thousand.
Only in this way will he make extra expenses.
If he only owed three or five hundred dollars, he couldn't possibly give Lance dozens or hundreds of dollars in expenses and still give him 10%. That way he wouldn't have any profit.
Lance thought for a moment and rejected his proposal, "I'm sorry, Mr. Jobaf, I'm sorry I can't take your job."
"Mr. Coty helped me when I needed it most. I am a grateful person, so I will do something to help him."
"But this doesn't mean I will always do these things. Maybe you don't know, I have already started my own company, and it is profitable."
He smiled and said, "Currently the profit is 4,000 to 5,000 yuan per month, and it will continue to increase."
Mr. Jobaf wrapped his mouth and said, "12 percent."
Ten thousand yuan, a commission of one thousand two hundred yuan is indeed not a small amount.
But Lance still shook his head, "I can be sure that each of these debts is not small."
Mr. Jobaf did not deny it. He thought Lance was asking how much money he could get from this. "The most he got was fifty thousand dollars."
Twelve percent of fifty thousand dollars is six thousand dollars. If other expenses are taken into account, Lance can get no less than six thousand five hundred dollars from this debt.
"Mr. jobah, the person who can borrow such a large sum of money from you and you are willing to lend it to him must be a local celebrity, right?"
This sentence made Mr. Jobaf realize where the problem lay.
In fact, it's not just him. Whether it's other financial companies or banks, the people who can lend such a large sum of money, whether it's a one-time or several installments, are definitely not the workers at the dock.
They can't even borrow twenty dollars, let alone fifty thousand dollars, so being able to lend out this money means they believe that the borrower has the ability to repay the money.
If someone can borrow tens of thousands of dollars and be considered able to pay it back, he is either a capitalist or a local celebrity, and both of these types are not easy to deal with for immigrants.
Mr. Jobaf himself was unwilling to do it, and tried to use some small favours to get Lance to do it. Lance would not be stupid enough to offend all the local celebrities and capitalists for a few thousand dollars, or tens of thousands of dollars in total.
They also have friends, and they will also complain about their problems to their friends. In the end, Lance will become a "disgusting vicious dog" in overlapping circles.
As for Mr. Jobaf,
he recovered all the principal of his debts and even made a little profit, but he did not lose the slightest bit of his reputation and social status.
This wasn't what Lance wanted.
The disappointment in Mr. Jobaf's eyes was visibly evident. He realized that it would be difficult for him to convince Lance. "I can give you 15 percent." This was his last effort.
Lance continued to shake his head, but then he changed the subject, "I can give you another way to cooperate."
"Please go ahead."
"You transfer these debts to me in a package. Whether I can get the money back or how much I can get back is none of your business."
At this time, in Mr. Jobaf's mind, Lance had been labelled as "greedy". He was silent for a while, "How much can you give?"
"Ten percent, since we are all Imperials."
"If it was anyone else, I would give them 5 percent at most."
From the moment this old man tried to take advantage of him, Lance no longer regarded him as a friend, but as a business "rival".
Since we are discussing business and you want to take advantage of me, don't blame me for being greedy for your wealth.
Mr. Jobaf immediately refused, "This is unreasonable, I would rather keep it."
Lance smiled and said, "I just gave you an offer. You can refuse it. It's your freedom."
"Actually, I'd rather you collect these debts yourself. At least this way our friendship won't be in jeopardy!" He raised his glass and clinked it with Mr. Jobaf's, who was not very happy about it.
"See you later!" After drinking, Lance took the initiative to leave. Looking at Lance's back, Mr. Jobaf frowned deeply.
He had talked to Camille's people before, and he wanted to ask them to help him recover a debt of total10,000 yuan.
Camille's people asked him to pay 5,000 yuan first, and he had to bear all the expenses incurred in the debt collection process. At the same time, there was no guarantee that he could get the money back.
These people were even more greedy and uglier, so his talks with Camille's gang broke down.
He has to choose whether to set up his own... gang or something to collect this debt.
But if he was organized by himself, once those people found out that he was the one who instigated these people to pursue the debt violently, it is very likely that he and his bank would be directly implicated.
Over the years, he has seen many immigrant capitalists being eaten to the bone by the federals. They will give you a sentence that you cannot afford, and then let you choose between "hand over your property and get out" and "go to hell with your wealth."
Many people ended up leaving the wealth they had earned through their lifelong struggle in the federation, and then returned to their hometowns in disgrace.
After all, if you get kicked out, you still have a chance to come back, but if you go to hell, you really go to hell!
As for where the sentence comes from?
There is an item called "discipline punishment" in the federal judicial interpretation. The essence of this punishment is like "spanking". I can give two light spankings to indicate that the punishment is in place and the matter is over.
But they can also be "heavy". In the federal government, someone owed a few hundred dollars in taxes, and the judge directly fined him millions of dollars on the grounds that "if no severe punishment is imposed, more people will disregard the law and neglect taxation."
However, there were also companies that defrauded shareholders of hundreds of millions, but the court considered that this was a reasonable "financial risk" and required it to compensate shareholders hundreds of thousands and let the matter go.
Judges and courts were always tolerant of federal capitalists, who provided jobs and increased tax revenues for the people.
But they are strict with those foreign immigrant capitalists who are stealing their taxes and wealth!
When they bring immigrant capitalists to court, these people have no choice but to make a choice!