To become a creditor, you would have to give something of value to another person, who would then be known as your debtor, and that person would of course have to repay you with a set price or something of equal value with what was first lent to the debtor.
In Jay's case, he was the creditor. He was raised in a family that came from old money, however he had a strong dislike for anything relating to dealing with wealthy people. His parents were the model example of poise and elegance, unfortunately for him, it meant he had stricter parents than most.
When most other children went to school, he was homeschooled. While other children played fun games and sports as hobbies or in their free time with their friends, he was learning piano, tennis and golf.
While people his age, were going on holidays and vacations, making fun trips and making memories with friends and family, he was attending charity parties and auctions to network and make connections with other children from wealthy homes.
At the age of 16, both his parents died in a car accident in which their car was run into by an oncoming truck. Thankfully, he was in homeschool when his parents got into an accident and he had no knowledge of what had happenened.
When he heard the news about his parents, he didn't shed a single tear, he didn't even sue the driver of the truck, maybe because he was relieved to have his parents off his back, maybe because he was in shock, maybe he didn't know how to express his emotions concerning their death. No one knew.
The only thing everyone else knew was that after the burial of his parents and his mourning period was over, he was no longer the quiet, respectful and model child he was when his parents were alive.
He started doing everything he knew he shouldn't have been doing. From smoking to drinking to sleeping around with both guys and girls. He inherited his parents wealth, but not a trace of it could be seen in his dressing, and choices.
He had all the money he needed, so he finished school all by himself, graduating with a degree in business. His parents owned a hotel franchise named L'Amour that had branches all over the country. No one knew how he looked or even if he was still involved in his parents' company's affairs.
On the surface, he had handed the management to his uncle to run, but he was still the one in charge behind the scenes. Ever since his parents' death, he had taken over the company. At age 25, he'd been doing a pretty good job with its management, however no one had seen him ever since his parents died and no one knew he was still the director. He finally got the chance to live the life he always wanted to live. Invisible and untraceable. Or so he thought.
The debtor in question, however, was Grayson. After graduating with a degree in engineering, he was a well established business magnate who had made a name for himself in the construction industry within 5 years of being in business, owning both a construction company, a company that manufactures and sells construction materials, an architecture firm as a subsidiary of the company, as well as a security company.
At the age of 26, his name was well known all around, and every parent wanted a child just as outstanding as him. Parents told their children, "Be like Grayson, make him your role model, so you'll have someone worthy to look up to."
Grayson had grown up in a low income family, his main motivation to become wealthy. He had eventually succeeded in his endeavours, but old habits die hard.
Taking public transportation to and from work everyday was something he had gotten used to doing over the years and he didn't seem to want to change that habit at anytime for any reason.
And so, as fate would have it, he went to work by bus as usual this very day and came back home by bus. After getting dropped at his bustop, he had to go through an alley way before getting to the road to his house and it was at this alley way that a poor, unfortunate individual decided to rob him.
Now, if this was any rich person, then of course the robber would probably have made their way home with a good amount of money go last them a few days without any need to rob, but then again, no normal rich person would live in such a crime ridden area.
And by fate, Jay happened to be passing behind Grayson in that same alleyway on the way to a bar he frequented.
Seeing what happened and seeing that the person getting robbed; the person being Grayson who Jay had never even met before, didn't seem to know what to do as he was just standing and watching the robber hold a knife towards his face, Jay decided to intervene.
He ran out, wrestling the knife out of the robber's hand, before beating him to a pulp. Grayson only stood on the side, staring in shock first at the fact a random person unrelated to the situation decided to intervene, and later in curiousity at the sudden interruption.
Jay having beaten the robber to a pulp and feeling satisfied with himself; only after he had knocked him unconscious, for doing a good deed, stood up and dusted his palms as though that would wipe off all the blood on his knuckles...
The man on the floor remained unconscious as Jay approached the man who was getting robbed. The way the man carried himself was not without a hint of arrogance, one that came from knowing just how much money one had, without having too much pride. He was handsome, with a straight nose, defined jaw, and thin pale pink lips. He had neatly cut curly black hair and his eyes looked black in the dim light of the alleyway. He was tall with tan skin. He wore dress shoes with a coat, so it wasn't obvious if he was muscled or not.
"Are you alright?" Jay asked, looking the man over to be sure he wasn't hurt in any way.
"I'm good." Grayson replied with a raised brow at Jay, assessing Jay's appearance. Jay was shorter than Grayson only by an inch or two, with only a bit paler skin in comparison to Grayson's. He had plump lips, a straight nose and his blue eyes sparkled with excitement under the light. His straight hair was black and was cut neatly too. He was dressed very casually in blue jeans, a light blue button up shirt he left unbuttoned; revealing a white undershirt, and sneakers. He looked pretty, rather than handsome. He barely looked like he had any muscles.
Grayson considered telling him that he could have handled it himself, but he changed his mind, and nodded.
Jay smiled, glad to know he wasn't hurt. "That's good then. I'm Jay." He introduced himself with an outstretched hand, forgetting his knuckles were stained with blood.
Grayson nodded politely. "Grayson." His gaze shifted to Jay's outsretched hand and he reminded him. "You've got blood on your hands."
"Oh... Right... Sorry." Jay apologized with a sheepish smile, pulling his hand back and hiding it behind his back.
"It's fine, really. I should be thanking you. Is there any way I can repay you?" Grayson asked with a complicated smile on his face.
"No, no... It's fine. I just wanted to help. I'm glad I could be of help to you." He replied with a grin.
Grayson narrowed his eyes a bit, then nodded and looked towards the guy on the floor.
Jay followed his gaze. "He's fine. Just unconscious. I'll bring him to the hospital myself. You don't need to worry about him." He explained.
Grayson frowned, but replied, "Oh... Ok then. I'll just be on my way then..."
He turned and started walking away, only for Jay to stop him. "Grayson..."
Grayson stopped in his steps and turned only the side of his face towards Jay. "Yes, Jay?"
"Has anyone ever told you you're really handsome?" Jay asked rather abruptly.
Grayson smiled at an angle where Jay couldn't see, and didn't answer.
"Well you are. Very handsome." Jay informed him, not actually waiting for an answer.
"Oh? Has anyone ever told you you are as well?" Grayson asked.
"Yes. Lots of people. Do you agree?" Jay replied with a question.
"No. You're really pretty." Grayson replied.
Jay smiled, pleased with himself. He didn't say anything. He only nodded in reply.
Grayson gave a last nod as a goodbye and turned around to leave finally, striding out of the alleyway like he owned it.
"What a weird man..." Grayson murmured to himself with a slight smile.
"What a weird man..." Jay told no one in particular.