In the City of London, every inch of land is worth a lot of money.
In just 2.6 square kilometers of land, there are a large number of banks, stock exchanges and other financial institutions.
Nearly one million people are employed.
The world-famous Tower Bridge of London is located here.
After decades of development, the business of the City of London has long been overflowing and spread all over the surrounding areas of the City of London.
Elvino Asset Management Co., Ltd. is located in the west of the City of London, northwest of King's College and the London School of Economics and Political Science.
When Yuvi, accompanied by Luxman, followed the address provided by Chris Hunter, he walked into a street with a retro British style, with street-side apartments on both sides.
Some run restaurants, and some are world-famous hotel chains.
Yuvi saw from a distance a British young man in a suit and tie, about 30 years old, waving at him at an entrance.
He is Chris Hunter.
"Hello, Chris."
"Nice to meet you, Mr. Yuvi, you are too young."
After Yuvi introduced Luxman to Chris Hunter, the three of them went up to the second floor from the entrance.
Elvino is not a well-known company, and it is not very noticeable in the City of London.
But this is exactly what Yuvi wants.
Too famous companies, such as Blackstone and Rothschild Investment Bank, are so big that they don't even look down on Bayswater, let alone the possibility of cooperation.
Yuvi remembered that there was a senior from college working at the Goldman Sachs headquarters, but he didn't plan to use this relationship at this time.
If he wanted to sell it, it would be a good choice to find them.
But now, what Yuvi wants is to find money to help the club through the difficulties.
The three of them sat down in a street-facing conference room on the second floor that was not spacious but very bright, and someone immediately brought them hot coffee.
"Mr. Yuvi, you said on the phone yesterday that you were going to sell this piece of land?"
Chris Hunter got straight to the point.
People in finance are almost like this, time is precious, and they don't talk too much.
Yuvi started observing Chris Hunter from the moment they met, and he had a general idea in his mind.
Luxman looked at him with a puzzled look.
He still didn't know what Yuvi was thinking.
Yuvi took the coffee slowly, took a sip, and put it down again when it was a little hot.
"The plan has changed, Chris."
"Change?" Chris Hunter was a little surprised.
"I contacted my father last night. You know, he has a lot of feelings for our club and thinks it can still be saved."
Chris Hunter frowned, "So..."
"I think we can try to change the way of cooperation."
The British youth was even more puzzled.
"To be honest, we are now facing cash flow problems. A lot of funds cannot be transferred from India, which has led to the club being in trouble now."
This is not a secret.
Chris Hunter came to the door because he knew this situation.
"I hope you can consider lending us some money to help us through the difficulties."
Chris Hunter's eyes flashed with an embarrassed helplessness, as if he had guessed it the moment before.
Luxman had a glimmer of hope.
But the next moment, he was disappointed again.
"I'm sorry, Mr. Yuvi, I am responsible for bankruptcy business processing, and my colleagues need to be responsible for the credit."
Chris Hunter refused tactfully.
Then he added, "Mr. Yuvi, please forgive me for being blunt. Given your current situation, it's probably hard for any bank or institution to lend you money. The risk is too great."
Yuvi turned his head and glanced at Luxman, and saw the hope in his eyes shattered.
"You're right, Chris, but there's a saying you must have heard."
Yuvi looked into Chris Hunter's eyes and said word by word, "The bigger the storm, the more expensive the fish."
At this moment, Chris Hunter had completely understood.
Yuvi came to the door, not intending to sell the land at all, but to borrow money.
"Mr. Yuvi, you know, even for a company like ours, borrowing money requires considering the risks."
"I understand, so my plan can minimize your risks."
Chris Hunter saw Yuvi's confident face and talked freely, and he immediately became interested.
He saw that Yuvi was very young and had a romantic imagination, but it didn't hurt to listen.
When he was pulled back to reality step by step, maybe he could talk about selling the land.
"I want to borrow 5 million pounds from you for 4 years. After 4 years, I will repay 10 million pounds in one lump sum."
"If I can't repay the money after 4 years, all the assets of Bayswater, including this piece of land, will be handed over to you."
"And in these 4 years, if I sell the club or this piece of land in advance, you can get another 20% share."
Yuvi was ready and said all his ideas in one breath.
This time, not only Chris Hunter, but also Luxman was shocked.
5 million pounds, 4 years, and 10 million pounds.
The interest rate is too high!
It's simply usury!
Luxman immediately became anxious, but Yuvi reached out to appease him again.
This is a gamble.
There is a very famous case of a similar gamble in 2024.
That is the domestic tycoon Rocky.
While running the Italian Serie A giant Inter Milan, Rocky borrowed money from the American institution Oak Capital in this way, but the interest rate is relatively lower.
But there was no other way. Yuvi felt that if he didn't pay high interest now, it wouldn't be attractive enough.
That's why he went to Elvino.
If he went to a big company like Blackstone, they wouldn't look down on this little pocket money.
But for Elvino, this was definitely a huge sum of money.
In Yuvi's previous life, Rocky eventually messed up and lost Inter Milan to Oaktree Capital.
But Yuvi was very confident in himself.
Chris Hunter, who sat opposite him, was also very shrewd, and his calculations were very clear in his mind.
In 4 years, 5 million pounds became 10 million pounds, with 20% interest.
It's worth a gamble no matter how you look at it.
Even if Yuvi really can't pay back the money after 4 years, don't we still have Bayswater and the land?
A club in the third-tier English League Two can sell for some money.
There are also players, facilities, etc.
The most important thing is the land.
If we can contact the right buyer in these 4 years and sell it at a high price, 20% of the share, plus the interest during this period...
Chris Hunter's mind turned quickly and he immediately realized that this deal was worth doing!
"How about it? Otherwise, I'll give you some time to study it?" Yuvi suggested with a smile.
Chris Hunter was embarrassed.
He found that it seemed really difficult for him to refuse Yuvi.
But Yuvi is so young, how could he...
...
Yuvi and the restless Luxman drank coffee in the conference room for nearly an hour.
Chris Hunter soon brought back a message.
Their company is very interested in this cooperation.
But some details need to be changed.
For example, Yuvi asked for 5 million pounds, but according to their financial audit results of Bayswater Chinese and analysis of the debt situation, they were only willing to give 2 million pounds in the end.
The reason was that they also had to control the risk.
The 4 years proposed by Yuvi were also reduced to 2 years.
After 2 years, Bayswater Chinese paid back 3 million pounds.
The other terms were similar to those listed by Yuvi.
But this was just the intention of both parties.
Next, both parties had to bring financial personnel and lawyers to conduct formal negotiations and then sign a formal contract.
However, when Yuvi and others were about to leave, Chris Hunter specially introduced the boss of Elvino Company, showing a strong intention to cooperate.
As soon as he stepped out of Elvino, Luxman grabbed Yuvi.
The interest rate is too high!
Just now, he held back a lot of words.
Now, he took them all out at once.
"The most important thing is, Yuvi, what will you use to pay back the 3 million pounds after 2 years?" Luxman said very distressedly.
"Uncle Luxman, just wait and see!"
Yuvi smiled slightly, looking extremely confident.
But with a bit of puzzling incomprehensible incomprehensibility.
Luxman was stunned.
He really couldn't think of a good way.
When they acquired the club before, they were fooled by Cash Harris and underestimated the difficulty of running the club.
In the past two years, they have invested a lot in the English League Two, but the ranking has never been improved.
Not to mention the Premier League, they can't even see the shadow of English League One.
The competition is too fierce.
Being in English League Two and taken over by foreign capital, there are very few fans in the basic base, and the income on match days is pitiful.
Especially now, there are no players and no coaches. Whether or not to play the game is a big problem.
Anyway, Luxman has no choice.
"Yuvi, if it was three years ago, I would have great confidence in you, but now..."
After a pause, Luxman shook his head and smiled bitterly, "Our best players, our coaches, are all gone."
"Are we really unable to continue now?"
Yuvi felt the helplessness, unwillingness, grief and disappointment in Luxman words.
In the past few years, he must have been beaten repeatedly by reality.
"It's okay, Uncle Luxman, it's all over."
Yuvi reached out and patted Luxman on the shoulder, and in turn comforted the injured middle-aged man.
"From now on, I'll take care of everything!"
Luxman looked at Yuvi in surprise.
"Believe me, Uncle Luxman, I will be able to solve the difficulties within 2 years."
"By that time, let alone the debt of 3 million pounds, all problems will be solved."
"I will create an unprecedented surprise for you!"
Luxman was completely stunned.
He never thought that Yuvi would say such bold words to him.
He really didn't know whether to praise Yuvi for his ambition or to say that he was blindly confident.
But at this moment, he clearly saw the shadow of Rajesh in his entrepreneurial period from Yuvi.
Dare to think and dare to fight!
"Old Luxman, this is a world for adventurers!"
Luxman remembered what Rajesh said to him back then.
Yuvi at this moment is just like Rajesh at that time.
Full of energy and passion.
At the same time, he is also full of confidence.
But Yuvi was thinking about something else.
In his previous life, Yuvi coached hard for 30 years, but was played around by many big teams and didn't even win a championship.
Now, he has another chance.
He will take this opportunity to let all the big teams know him again!
"Uncle Luxman, just wait and see. Sooner or later, I will make the entire European football world, no, the world football world, tremble under my feet, under the feet of us Bayswater!"
From Luxman sight, behind Yuvi was the rising sun.
It made Yuvi glow all over.
(End of this chapter)