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John grinned as he played with the cell phone in his palm while lounging on the recliner. John used to despise his agent, but in the last six months, Kurt's persistent urging and ability to get him employment everywhere has made him uneasy. John, a proud man, felt embarrassed. Ultimately, he was too young and naive to comprehend the agent's motivations.
John now has a soft spot for this miserable overweight man. It is quite difficult to recognize some humanity in Kurt in a society where money is everything, especially when he works as an agent. You are your father if you have money, and your mother if you have milk. He will squander your money, play with your wife, cheat you without asking permission, and do everything else he wants.
But John's anxiety returned when he thought about Kurt's little secretary. There was no cheapness about the woman. It was Hollywood. Everyone who arrived was intent on ascending. People are stepping on and eating people at this Vanity Fair. The weak don't deserve to win here on the battlefield.
It's inevitable that you will stumble if you disregard the advise! He got up, stretched a lot, pushed the jumbled thoughts away, took up the coffee cup from the table, and entered the room.
I went to the study room with the freshly prepared coffee, sat down in front of the computer, read the page, moved my fingers, and kept typing on the keyboard.
I could see the rain pelting down from the dark sky, smashing the glass and splattering water through the floor-to-ceiling windows.
John checked the time. Nine o'clock had already passed. According to the bank employees, it was almost time to leave at that moment. I picked up the car keys and went into the garage after cleaning up a little.
John reached the Bank of America location in Los Angeles, where he could hear the sound of the sports car and the splashing rain.
Lawyer Nelson and accountant Kohler were waiting in the lobby's sofa area when they entered.
They both got up and walked over when they saw John approaching. "Damn the weather, am I not late?" said John as he hurried up to welcome them both.
"Haha, boss, you have plenty of time." When John initially arrived in Los Angeles, Nelson introduced him to Kohler, a clever and competent accountant in his thirties. He is a true professional.
They all three sat down and talked for a long time. Nelson handed John a bundle of papers he had taken out of his suitcase, explaining that they were copyright and asset assessments. Check them out first, boss.
"How much money can we borrow from the bank?" John said after taking the file and looking through it.
"The real estate market is flourishing right now. The cost of homes is skyrocketing. Your home has been valued at approximately four million dollars, boss. Even if one of your works has been made into a movie, the copyright assessment of the other two was also chosen for the juvenile book catalog a while back. We are now able to lend out US$2–3 million because the rights have been sold.
Kohler gave John an explanation while maintaining a composed expression, although occasionally his eyes sparkled with hate and jealously.
"Oh" John said, closing the document and returning it to Nelson. "What's the loan interest rate?" he asked.
"This is the loan interest rate table of all banks that accept copyright loans," Kohler said hastily, pulling out a table. Although Bank of America offers the lowest interest rates, it is necessary to discuss the mortgage loan amount.
"Well, let professionals handle professional problems. I have faith in your abilities. After taking a quick look at the form, John smiled and handed it back to Kohler.
The three of them stood up and headed to the account manager's office after Nelson looked at the time and gave John a signal.
The manager of the bank's credit accounts is a man in his fifties. He has his hair carefully brushed and is dressed in a neat suit. He has a smile on his face, a very gentle appearance, and a very capable appearance.
He got up and grinned as he saw John and the others entering.
"This is Mr. Lewis, the Bank of America credit account manager, boss. This is John Smith, my boss, Mr. Lewis. Kohler gave the introduction.
"Nice to meet you, Mr. Smith," Lewis responded, shaking hands with John as his smile brightened after hearing this. I really enjoy your work.
Additionally, John grinned as he shook hands with him and remarked, "Thank you, it's an honor to meet you."
After releasing their hands, the two spoke to each other. Once everyone was seated, John added, "I think Kohler has already spoken to you regarding the particular loan proposal, Mr. Lewis. How much money your bank can lend me is unknown to me.Lewis accepted the asset appraisal sheet that Kohler had given him and was unsurprised by John's straightforwardness and simplicity. Although this business was not very substantial, he preferred the security and safety of the house mortgage and copyright mortgage.
"Mr. Smith, the lowest payback interest rate is offered by our bank. We sincerely hope that you will accept our loan. This is our report. Would you kindly look at it?
After pulling out a pile of papers, Lewis gave them to John and started to explain.
John listened to their demands, debated the specifics in private with Nelson and Kohler, and swiftly came to a consensus.
Nelson and Kohler started going over all the court filings and some specifics. The records were being examined by both sides. Completing it in a short amount of time was difficult.
John drank the coffee in the cup, waited quietly, and gave it some slow contemplation. He could no longer afford to lose time because Apple stock was now trading at just over 51 yuan. This time, he was eligible for a 6 million dollar loan with a 200 yuan deposit. He can only obtain so much with $10,000 unless he borrows it from his grandfather. John needs money right now, even though his grandfather is a well-known huge farmer in California. Considering the ensuing issues and different justifications, it is still Ignore it.
Whatever you can earn is what you want, no more, no less. In any case, the goal is simply to find the first pot of gold. There are plenty of chances to become extremely wealthy.
John exhaled and relaxed, freed from the worry of losing out on maximizing income. After over thirty minutes, John became very busy signing documents one by one and transferring the three assets out of the mortgage.
After John's account was credited with six million dollars, the two parties spoke briefly before parting ways. John and Lewis traded phone numbers. Lewis was a great admirer of this young author. In the end, he made a new friend. It's not harmful, is it?
The rain had stopped by the time I left the Bank of America skyscraper. Following Nelson's departure, under Kohler's direction, When John got home, he downloaded the stock program, opened a stock account, bound his bank card, and transferred all of the money. It was moved into the stock account by me.
"Boss, do you want to buy stocks for these eight million dollars?" After a moment of uncertainty, Kohler questioned with a skeptical expression.
John grinned enigmatically, glanced at the accountant, who nodded and gave little explanation. He learned about the stock transfer process during Kohler's presentation, and he viewed it with skepticism and a tinge of irony. John snorted as Kohler turned away and shut the door. Apparently, I need a new financial advisor!
Kohler sneered scornfully as he sat in the automobile, saying, "What a prodigal! I genuinely believe I am an all-knowing genius! You cry sometimes.
He accidentally picked up the phone while glaring jealously and maliciously out the car window at the opulent villa.
"Hello, is Mr. Nelson here? My name is Kohler.
"Hi, Kohler, what's the matter?" Nelson set down the document he was holding and sat down comfortably. He provided excellent care for his college classmate's son.
"As you are aware, sir, Mr. Smith moved all of the money to the stock market. However, he has never had any exposure to stocks. I basically handed him the stock software and he rejected my assistance. Unfortunately, he lost everything in the end.
Kohler's words were tinged with schadenfreude.
"What? Have you made an investment in stocks?
For a brief period, Nelson was taken aback and responded, but he soon realized that Kohler was being sarcastic at John. He scowled, as if he had figured out Kohler's mentality, and said, "Oh, whatever the case, it's all up to the client. We simply must perform our duties effectively. I have to go to a meeting, if that's all there is. For me, say hello to your father.
Kohler was astonished to hear Nelson's icy tone and the busy tone on the other end of the phone. "Damn it, you taught me a lesson, Bichi!" he shouted angrily, glancing at the phone he was holding.
Nelson frowned and seemed concerned as he paced back and forth in the office after hanging up the phone before picking it up again.
Greetings, is this Mr. Smith? My name is Nelson. I'd want to share John Smith with you.