Opening his eyes, Aiden Li looked around in astonishment!

He was a humble servant of the Zhou family, subject to humiliation. But he refused to resign himself to fate and began to secretly learn the martial arts of the Zhou family. Then he was discovered, and subsequently, the young master of the Zhou family led people to beat him to death and discarded his body in the mass graves outside the city.

This was not a mass grave!

It was a magnificent and resplendent palace, and Aiden Li was lying in a room of the palace.

"Master, you're awake?" At this moment, a gentle female voice rang out, making Aiden Li's eyes widen.

"Who are you?" Aiden Li asked.

"I'm the steward of the Heaven and Earth Bank, Seraphina!" The gentle female voice replied.

"The Heaven and Earth Bank?" Aiden Li frowned as he surveyed his surroundings and also caught sight of Seraphina.

A beauty!

An absolute beauty!

Aiden Li swore that he had never seen a woman more beautiful than Seraphina!

Seraphina's beauty was so ethereal that it seemed unreal.

Like a delicate piece of paper, it could only be gazed upon and not touched. Once touched, it would shatter.

"The Heaven and Earth Bank is the most mysterious bank in this universe. During your journey to this world, you have become the ninth master of the Heaven and Earth Bank!" Seraphina answered.

"The ninth master? What about the previous eight?" Aiden Li astutely grasped the key point of the question. He was not dazzled by the current situation.

"Dead!" Seraphina said regretfully.

"How did they die?" Aiden Li immediately inquired.

"The cause of death is unknown. I'm just an auxiliary spirit. Besides the Heaven and Earth Bank, I can't go anywhere. I have no idea about what the previous eight masters did outside." Seraphina replied.

"You're a spirit?" Aiden Li said with a tinge of regret. Such a beautiful woman was actually a spirit?

"Yes, I'm a spirit, born in the Heaven and Earth Bank. As long as the Heaven and Earth Bank is not destroyed, I won't perish." Seraphina nodded.

"Then what does this Heaven and Earth Bank do?" Aiden Li asked in confusion.

"Of course, a bank is for trading. Everything in the world can be traded. The only difference is the cost." Seraphina replied.

"Anything can be exchanged?" Aiden Li's eyes lit up.

"Yes! Since its inception, the Heaven and Earth Bank has completed countless transactions, fair and square, with written contracts. Once a contract is signed, it takes effect." Seraphina said with pride.

"Trading requires capital. What does the Heaven and Earth Bank have now?" Aiden Li asked.

Seraphina's smile faltered, and she lowered her head and said, "Due to the mismanagement of the previous masters, the Heaven and Earth Bank is now empty. Many facilities and places are sealed. Only this palace is still in operation."

"Mismanagement?" Aiden Li frowned.

"That is, many debts couldn't be recovered, leading to defaults. Once there is a default, the master will be punished. I suspect the deaths of the previous masters are related to this." Seraphina replied.

"What kind of debts are they? These people are really something. It's only right and proper to pay back debts." Aiden Li stood up and said in dissatisfaction.

"These are the debt contracts." Seraphina waved her hand in the air, and a large pile of contracts appeared in front of Aiden Li.

Aiden Li took out one and examined it carefully. His eyes widened.

[Eternal Immortal King, borrowed an unsurpassed immortal weapon from the Heaven and Earth Bank and was supposed to return two after three thousand years. For every additional one thousand years of overdue, one more should be added.]

"Is the Eternal Immortal King the invincible Immortal King renowned throughout the Nine Heavens and Ten Lands, who changed the ruler of the Immortal Realm with his Eternal Immortal Sword?" Aiden Li's voice trembled.

"Yes, he is the one who doesn't pay his debts!" Seraphina nodded.

"The Eternal Immortal King, a fierce figure who fought from the Nine Heavens and Ten Lands to the Immortal Realm. His weapon, the Eternal Immortal Sword, is a symbol of invincibility. You say he is the one who doesn't pay his debts?" Aiden Li swallowed hard.

The world he transmigrated into was an extremely vast universe, ranging from the highest Immortal Realm to the Nine Heavens and Ten Lands, with a vast territory, a large population, and a strong atmosphere of cultivation. Everyone aspired to enter the Nine Heavens and Ten Lands and then ascend to the Immortal Realm.

Aiden Li was currently in a corner of the 'Great Departure Land' in the Nine Heavens and Ten Lands.

However, now Seraphina told him that the invincible Eternal Immortal King in the Immortal Realm, whom countless people worshipped, owed the Heaven and Earth Bank and owed him a huge sum?

It seemed absurd!

How could he get it back?

Seraphina corrected Aiden Li and said, "Master, the Eternal Immortal King's Eternal Immortal Sword is not his but belongs to the Heaven and Earth Bank. Now that you are the master of the Heaven and Earth Bank, that means the Eternal Immortal Sword is yours!"

"It's mine?" Aiden Li's eyes brightened as he murmured.

"That's right. The Eternal Immortal King knows about the contract but refuses to fulfill it. He has long violated the terms. According to the contract, every one thousand years, he should compensate with an immortal weapon of the same quality. It has been ten thousand years now. That means the Eternal Immortal King owes you, master, ten extremely powerful immortal weapons!" Seraphina waved her arm and said with firmness.

"Ten extremely powerful immortal weapons!" Aiden Li was stunned.

Seraphina also took out two more contracts and said, "This one is from the Cold Moon Fairy, and this one is from the Ancient Venerable. They are both well-known bad debts. When the contract expires and defaults, it's the master's responsibility to recover them."

"The Cold Moon Fairy, the legendary number one beauty in the Immortal Realm, with countless admirers?"

"The Ancient Venerable, one of the ancient war gods. These are all top-notch experts in the Immortal Realm!" Aiden Li exclaimed.

But now, these people all owed him something.

Looking at the contracts carefully, Aiden Li's eyes lit up.

[Cold Moon Fairy, borrowed an exquisite face from the Heaven and Earth Bank and was supposed to return it after ten thousand years. If overdue, her life would be at stake.]

[Ancient Venerable, borrowed ten thousand years of lifespan from the Heaven and Earth Bank to seek a breakthrough. After the breakthrough, he was supposed to repay one hundred thousand years of lifespan to the Heaven and Earth Bank. If overdue, it would increase tenfold.]

The Cold Moon Fairy originally bought the exquisite face from the Heaven and Earth Bank to become the number one beauty in the Immortal Realm.

And the Ancient Venerable owed the Heaven and Earth Bank one hundred thousand years of lifespan. If overdue, it would increase tenfold, which meant one million years of lifespan.

Aiden Li's breathing became rapid, and he said excitedly, "It's only right and proper to pay back debts. So what if he is an Immortal King, the number one beauty, or an invincible war god. One day, I will surely make them all pay back."

"I support you, master. There are countless bad debts. Throughout the Nine Heavens and Ten Lands, the previous masters lent out a great many things. After their deaths, they all became bad debts. Now it's up to the master to recover them and re-establish the prestige of the Heaven and Earth Bank!" Seraphina said with excitement.