There's some confusion about how points are converted, and here's why.

[Changes: Instead of 50,000 = 1 Point, It will be changed to 500,000 = 1 Point. It looks cheap if it's 50k per point, so I've changed it to 500k. Although I've updated the conversion rate from previous chapters, I may have missed a few instances. Please forgive me for any oversights.]

This changes starts on chapter 80.