Lin Qiang stood up, took out 50 yuan, and placed it in Lin Xiaozhao's hand, laughing heartily. "It's on me."
"Thank you..." Lin Xiaozhao, having completed her task, hurriedly opened the door and ran out.
Lin Qiang sat back at his desk, shaking his head and sighing, "Is this girl genuinely clueless or just pretending..."
For an outlet of Longyuan's scale, there was no cafeteria, so people usually ordered takeout together. At this time, with Zhang Jiaming and Hao Wei not saying a word, no one would dare to ask Lin Qiang if he wanted to join in ordering food, as no one wanted to offend those two.
Yet, this girl foolishly came to ask him, then went back to tell everyone and joined in ordering. To Zhang and Hao, this was essentially a sign of defection.
Lin Qiang fiddled with the pen in his hand, making a judgment: "If she's truly clueless, it means she's a good person. If she's pretending, then she's a cunning one."
About half an hour later, Lin Qiang had reviewed most of the documents, confident that he had a good grasp of the situation.
He used a calculator to create a simple sheet labeled "Lin's Confidential Data."
At this moment, Lin Xiaozhao came again, this time not bothering to knock. She hurriedly ran in with two lunch boxes.
"Hot... hot..." Lin Xiaozhao quickly placed the two boxes on the table, blowing on her fingers and shaking them.
Lin Qiang laughed, moved the documents aside to clear a space, and opened the lunch box. He unpacked the chopsticks and asked, "Not eating together?"
"I have to cover for the tellers... They eat first, I eat last." Lin Xiaozhao forced a smile and turned to leave.
Since the bank remained open at noon, they had to eat in shifts.
Lin Qiang frowned, "They eat first? Shouldn't you eat first before covering for them? Your position is personal banking consultant; if you're covering for them, they should be very grateful."
Lin Xiaozhao stuck out her tongue, "I'm new, don't know much... better to eat later..."
"Suit yourself." Lin Qiang opened and closed his left eye, curious about Lin Xiaozhao, and directly used his "GoldenEye"—
[Lin Xiaozhao, Liquid Assets: 2,200 yuan]
[Recently employed, salary will increase after probation period, short-term outlook is bullish.]
[Overly kind personality, shallow social experience, long-term outlook is slow growth.]
"Ah." Lin Qiang nodded, "Seems genuinely clueless."
"Huh?" Lin Xiaozhao was puzzled.
"Nothing," Lin Qiang waved his hand. "Come to my office for a chat when you're not busy this afternoon."
Feeling anxious, Lin Xiaozhao quickly ran out again.
Lin Qiang rubbed his sore left eye and complained, "Using it once is so uncomfortable, gotta use it sparingly..."
He had experimented multiple times last night, confirming that GoldenEye could reveal more information. But besides the short- and long-term financial trends, other information was vague, likely due to his insufficient skill.
Moreover, GoldenEye could only be used three times a day, after which it no longer responded.
There were still many things to research, and Lin Qiang knew he couldn't rush the exploration of the mysterious ability.
As he was rubbing his eye, Zheng Shuai came in with a lunch box, turned around to close the door, and brought a chair to sit opposite Lin Qiang.
"Why are you rubbing your eye again? Did living in the basement give you photophobia?" Zheng Shuai asked, munching on chicken nuggets.
"No, just tired from reading too much," Lin Qiang shook his head and started eating his own lunch.
Zheng Shuai didn't ask further and, waving his arm, said, "Boss Lin, they're playing dirty tricks."
"Hmm?"
Zheng Shuai smirked, "That Zhang Jiaming, suddenly changed his tune, and asked me if I wanted to move upstairs since there's still room for one more."
"Divide and conquer, old tricks," Lin Qiang smiled and continued eating his shredded potatoes.
"You're so calm?" Zheng Shuai was a bit dissatisfied. "I'm pretty popular! Aren't you worried about living alone in the basement?"
Lin Qiang laughed out loud, "They probably don't know we were bunkmates in college! I even know how long it takes you to... masturbate!"
Zheng Shuai's face turned red instantly, "Stop bringing that up."
"They called you 'Eleven Seconds Zheng!'"
"Shut up!"
"Haha! If you're afraid of exposure, then just squeeze into the basement with me!" Lin Qiang laughed before turning serious, "So, how's it been? What's your impression after half a day?"
"The undercurrents are strong," Zheng Shuai became serious. "Before we arrived, Zhang Jiaming was running things outside. Originally, Lin Xiaozhao should have been responsible for marketing as well, but Zhang Jiaming forced her into doing odd jobs in the back, basically giving her no marketing opportunities. Additionally, it looks like Zhang Jiaming is hogging all the credit card and e-banking deals. I don't think the girls at the counter are very happy about it either."
"Just as I suspected," Lin Qiang nodded, continuing, "By the way, what do you think of Lin Xiaozhao?"
"Oh?!" Zheng Shuai raised an eyebrow. "Look at you, already eyeing your subordinates? Trying to exploit her? You've got guts!"
"Eleven seconds."
"Alright, alright... I give up," Zheng Shuai quickly laughed, "I talked to her a bit. She's just a recent graduate, probably with no background. I guess she's a good student with excellent grades, sweet looks, and naturally got hired. But Zhang Jiaming wants to monopolize customer resources, so he pushed her out. It's a pity, really. A naive girl like her stands no chance against a veteran."
Zheng Shuai sighed, "This is banking for you!"
"Focus on yourself," Lin Qiang pushed the sheet labeled "Lin's Confidential Data" towards Zheng Shuai.
"What's this?" Zheng Shuai glanced at it and suddenly exclaimed, "Personal income?!"
"Yeah, the income of everyone in this outlet from last month."
"This should be confidential, known only to the outlet manager, right?" Zheng Shuai stared at the data, "How did you get such precise figures?"
"With the marketing data, it's not hard to infer. The margin of error is within 10%," Lin Qiang said with interest.
Zheng Shuai stared for a while longer, then shook his head and sighed, "If this is accurate, it's outrageous."
As an industry giant, United Bank offers substantial compensation to attract top talent. Generally, the income of outlet staff comprises a regular salary and performance bonuses.
Regular salaries are relatively uniform, differing slightly based on years of service and administrative levels. Performance bonuses, however, vary significantly.
Performance bonuses are typically divided into three parts:
1. Basic positional bonus.
2. A Target bonus.
3. Marketing performance bonus.
Take an account manager, for example. The basic monthly bonus for this position is around 3,000 yuan, with a target completion bonus of about 2,000 yuan. Additionally, there are extra marketing rewards. Roughly, each credit card brings a bonus of 50 yuan, each e-banking registration 30 yuan, and each mobile banking registration 15 yuan.
For financial products like funds and insurance, the commission ranges from 1% to 15%, depending on the business!
This explains why, even at the frontline, some successful account managers can earn hundreds of thousands or even millions annually. Of course, this comes at the cost of immense pressure, leading to premature aging, health issues, and strained marital relations.
Based on this calculation mechanism, Lin Qiang roughly estimated the monthly income of everyone in the outlet.
Ordinary tellers earn about 7,000 yuan per month. Lin Xiaozhao, being in her probation period and having almost no marketing achievements, earns a pitiable 1,800 yuan.
Zhang Jiaming, however, earns a staggering 28,000 yuan a month!
As for the outlet manager, the bank's rules state that aside from his own marketing achievements, his bonus should be within 200% of the outlet's average bonus.
It's important to note that the bonuses are distributed to the outlet and then divided by the outlet manager based on everyone's performance.
Calculating this way, Hao Wei, despite not doing much, should receive around 15,000 yuan in bonuses. With his higher base salary, his monthly income isn't much less than Zhang Jiaming's.
This means that Hao Wei and Zhang Jiaming are taking half of the outlet's bonuses, leaving the rest to be divided among everyone else. This is unreasonable anywhere.
What's even more egregious is that Zhang Jiaming's actual marketing performance bonus was less than 2,000 yuan and the bulk of the rest was snatched from other people.
Zheng Shuai stared at the data, frowning, "I remember three years ago, when I was on the frontline, I did almost nothing and still earned more than 7,000. As for Zhang Jiaming's 28,000... Boss Lin, only you could reach that at your peak, right?"
Lin Qiang scoffed, "Don't compare me to that scumbag. At my peak, I earned 100,000 a month, and I raised the average salary of the entire team."
"Boss Lin is still the best..." Zheng Shuai admired this about Lin Qiang, but he added, "But you were working in a densely populated commercial area back then, with much better clients. It's not comparable to here."
"Yes. Timing, location, and harmony are crucial," Lin Qiang said, having finished his meal. He got up, threw the lunch box into the trash, and turned back with a smile, "Shuai, it's your time to shine. I'll take over the lobby in the afternoon. You help Lin Xiaozhao with odd jobs, chat with the girls at the counter, get to know them better, and use your face well.."
Zheng Shuai cursed, "It's called charm, not using my face!"
...
The style of United Bank's lobby was also industry-leading. The floor and walls are all made of light-colored polished marble, with flexible light sources meticulously designed by professional lighting experts. Entering the lobby instantly gives a sense of grandeur and sophistication while maintaining warmth.
The lobby is equipped with a reception area, waiting area, and business processing area. Behind the smooth bulletproof glass on the other side are the counters where banking transactions take place, with millions of cash flowing daily. Due to United Bank's higher employment standards and salaries compared to the industry average, the female tellers form a beautiful scenery. Some male clients even pretend to conduct frequent transactions just to interact with certain tellers.