At Longyuan Outlet, they implemented a dual lobby greeter system. Whenever a customer entered, the greeters had to smile, inquire about the customer's business, help them get a waiting number, and then escort them to the waiting area. By then, they could roughly gauge the customer's financial status and decide whether to market products or return to the entrance to greet the next customer.
When Lin Qiang arrived at the lobby entrance, he saw Zhang Jiaming wiping his greasy lips.
Upon seeing Lin Qiang, Zhang Jiaming hurriedly wiped his hands on his pants and greeted him with a smile. Lin Qiang's presence at the morning meeting had already exerted a suppressive effect on him, giving Zhang Jiaming a sense of urgency and making him cautious, knowing Lin Qiang was his superior.
Lin Qiang was indeed not here with good intentions. He opened with, "Why is there only one counter open, with so many customers waiting?"
Longyuan Outlet had four counters, but only one was open, where Lin Xiaozhao was hurriedly printing documents while the customers looked visibly impatient.
"Lin Qiang, you've worked on the frontline before," Zhang Jiaming frowned. "People need to eat. During meal times, staff are short-handed."
"She doesn't need to eat?" Lin Qiang pointed at Lin Xiaozhao.
"Well... about that..." Zhang Jiaming scratched his head awkwardly, "I don't know how they arrange things behind the counter... maybe they take turns."
"When I passed by the meeting room earlier, I saw two tellers who had already finished eating and were chatting away," Lin Qiang scoffed, checking his watch. "We have a 30-minute lunch break, right?"
"Supervisor Lin... please don't make it difficult for me," Zhang Jiaming's chubby face squeezed into a grimace. "Look at me, I'm nobody. How can I manage them? If anyone should manage, it should be you."
At that moment, an elderly man with a round straw hat walked in, and Zhang Jiaming, seizing the opportunity, went up to greet him.
Lin Qiang understood that the current work style was actually "managed" by Zhang Jiaming. The outlet manager, Hao Wei, besides attending the morning meeting, was either in his office or using "meetings" or "fieldwork" as excuses to shirk responsibilities, essentially acting as a hands-off manager. Zhang Jiaming kept things running smoothly, which allowed Hao Wei to tolerate his greed.
No wonder they teamed up to squeeze him out. Lin Qiang's arrival put pressure on Hao Wei, and made it difficult for Zhang Jiaming to cover the sky with one hand..
In fact Lin Qiang hadn't planned to work hard or fight for power after being transferred here. Earning enough to pay his mortgage on time was sufficient. Further promotion was challenging and premature; it would have to wait until the "loan incident" cooled down.
But the reality was that someone wanted to step on him indiscriminately.
Perhaps it was his reputation and competence that intimidated them, or perhaps it was their greed.
But none of that mattered now.
From the moment he stepped into the basement, Lin Qiang had emerged from the shadow of his transfer. Surprisingly, he felt grateful to Zhang Jiaming for giving him something to do, someone to fight.
"Supervisor... Supervisor?" Lin Xiaozhao's clear voice snapped Lin Qiang back to reality. "I can handle the reception. You don't need to do it yourself."
Lin Qiang turned to her, feeling a warmth and a hint of pity.
"You should go eat," Lin Qiang patted Xiaozhao. "I told Zheng Shuai to help you with the chores this afternoon. Tomorrow, I'll assign you new tasks."
"Ah? ... It's okay... I don't know how to do anything... Just helping with chores is fine!" Lin Xiaozhao said, but her face revealed gratitude and anticipation.
Since joining, Zhang Jiaming had always arranged her tasks. For two months, she had been doing odd jobs or writing reports. Despite her unambitious nature, she wanted to improve. Hearing that the new leader had plans for her, how could she not be happy?
"I'll go eat then!" Lin Xiaozhao's voice suddenly rose, and she slightly bowed before running towards the back area.
Lin Qiang watched her awkward run and smiled again.
At this point, Zhang Jiaming returned, smiling at Lin Qiang, "Xiaozhao... she's just a student with no experience. She can't even say a full sentence to a client. She needs more practice."
Lin Qiang, feeling indignant, thought this guy was asking for a scolding, "So doing odd jobs in the back counts as practice?"
"Hey... that's not what I meant... we should utilize everyone's talents!" Zhang Jiaming explained. "You see, before you and Zheng Shuai arrived, she had the highest education next to the outlet manager. Writing reports and materials for the bank is her job!"
"So, credit cards and e-banking are your jobs?" Lin Qiang asked, waiting for Zhang Jiaming's reaction.
"..." Zhang Jiaming froze, swallowed, and stammered, "Marketing matters... of course, they are my responsibility."
"There's a new foreign exchange-based financial product with high commissions and low risk. Why haven't you been marketing it?"
"I have!" Zhang Jiaming wiped his sweat. "Maybe you're not aware of the situation here. Most of the new residents are young and don't have much spare money."
"How do you know without asking?" Lin Qiang looked at the customers waiting on the sofas. "There are plenty of people. Why not try?"
Zhang Jiaming grew impatient, "Hey... Supervisor, I've been doing this for years. I can tell who will place orders and who won't. Don't make things difficult for me."
Lin Qiang thought, this guy is really lazy. He steals credit card deals from the counter and earns so much each month, so naturally, he doesn't need to push himself to market. Claiming others' achievements as his own and then being lazy is probably the survival strategy of such seasoned veterans.
It was time to put an end to this exploitation!
Lin Qiang didn't say much more. He just casually glanced at the customers waiting in the lobby.
Many people view financial products as scams, but that's not the case. In this age of rapid inflation, failing to manage your finances will inevitably cause your money to devalue, eventually ending up in the pockets of financial giants (like Wall Street) through a complex process. Like insurance and pyramid schemes, financial products are inherently good things; it's just that some people have tarnished their reputation.
This situation arises primarily because most product promoters are unprofessional and greedy. Their lack of professionalism means they can't distinguish good products from bad ones or judge the market accurately. Some promoters can barely name the products they're selling. Additionally, different products offer different commission rewards, so promoters often prefer pushing high-commission products.
Ironically, high-commission products are usually the most harmful. For instance, long-term insurance policies that require yearly payments to the insurance company, which return a seemingly large amount after decades, are often aggressively marketed and end up becoming tarnished. Nowadays, people avoid insurance salesmen like the plague.
Bank account managers face similar issues. If they blindly promote high-commission products that they themselves don't understand, it will ultimately lead to a barren wasteland, causing the entire industry's credibility to collapse.
Therefore, some account managers genuinely focus on helping their clients earn or save money. They assess the client's risk tolerance and then recommend products, ignoring high-commission ones and sticking to the truth. Although this approach might yield less money in the short term, it helps build a reliable client base and earns trust, benefiting them in the long run.
Lin Qiang thrived on this principle, achieving outstanding performance in his first year.
He scanned the waiting customers, intuitively judging their identities, professions, and available funds and financial aspirations.
Finally, he zeroed in on the elderly man who had just entered.
The old man's round hat wasn't a farmer's hat but a Western-style one. His attire was simple yet dignified, and his cane, in particular, had a refined texture and pattern. Most customers in the waiting area would look around, play with their phones, daydream, or show signs of impatience. However, this old gentleman set his cane aside, took out a newspaper, and read it with great interest, clearly anticipating a long wait.
With his years of experience, Lin Qiang could almost be sure that this was a shrewd old gentleman. Living here indicated that he had recently bought a house, suggesting substantial assets.
In his usual style, Lin Qiang would have approached him for a chat, testing the waters.
But this deal had greater significance for him.
To ensure his judgment, Lin Qiang's pupils flashed as he used GoldenEye once again.
[Zhou Ren, Liquid Assets: 1.8 million yuan]
[Though only relying on a pension income, he is in good health, with his children's careers stable, short-term outlook is stable!]
[Owns three properties, long-term outlook is bullish!]
Lin Qiang was secretly delighted. Liquid assets of 1.8 million were relatively high. Most people in Jijing invested their money in property, so liquid assets were generally low. Moreover, he owned three properties, living in one and renting out the other two, earning a significant rental income each month. For an elderly man to achieve this and still have 1.8 million in idle funds, he was undoubtedly remarkable.
Despite this, Lin Qiang knew well that the more formidable a person was, the harder it was to persuade them to invest. Especially someone who seemed so shrewd, they would be stubborn and distrustful of others.
But if you don't try, how will you know?
With his plan set, Lin Qiang smiled and headed towards the back office.
Zheng Shuai was indeed obedient. Seeing Lin Xiaozhao eating lunch in the meeting room, he came over and chatted with her, making her laugh, the sound of which could be heard outside the meeting room.
Lin Qiang pushed the door open with a serious expression and scolded, "Why aren't you working?"