Half a month ago Lynch didn't anticipate what was happening at this moment in time today, to be precise he didn't think that Michael and all the things related to him would happen.
Lynch didn't have the ability of omniscience, he was just an ordinary person's, the span of calculating considerations was a bit bigger than ordinary people, but it couldn't be done to stand at the starting point and see the end point, that wasn't a human being, it was a god.
The series of things that Michael had drawn out had ruined his initial plan; his original plan had been to make a buck and leave, and he hadn't even considered registering any kind of regular company, but he'd had to do so in order to deal with the likes of Michael and make himself at least as invulnerable as possible.
There had been a series of changes to the plan, but mistakes were made, there wasn't just one road to the end, all roads led to the bank, and now his plan wasn't too bad.
Mr. Fox hesitated for a moment and asked rhetorically, "Is ten percent not enough?" , He felt that ten percent wasn't a small amount, but it really wasn't enough.
Lynch shook his head, "If you just want to exchange change, ten percent is enough because the business I'm doing is worth that much, but if you want to take money from me to run your business, ten percent is not enough!"
Without giving Mr. Fox any chance for a rebuttal or a question, he continued immediately, "This is definitely not an ego boost, I'm the only one in all of Sabine right now who can raise a lot of cash for you in a short period of time, I have the means to get legitimate money, and you need it ... "
Mr. Fox nodded noncommittally, he had a bit of a headache, he always felt a bit stupid after realizing Lynch's "intelligence".
Many people said that he was a cunning fox, but only in front of Lin Qi could one realize that cunning was not wisdom, it was just a small cleverness, and he was not willing to go round and round with Lin Qi because the one who was dizzy in the end would definitely be himself, so he asked Lin Qi very bluntly how much he really wanted.
"Ten percent of the principal, and five percent of any other proceeds, and I'm not liable for any other fees!"
Every word in the sentence Mr. Fox knew how it was written, what it meant, and what the common variations were, but when they were put together he was a little ... baffled.
He thought for a moment, the reason he had to think for a moment was just so that Lynch wouldn't be able to see him clearly, although from the beginning Lynch knew he might not be able to understand what he was saying, and after half a minute he asked with a slight frown, "What do you mean?"
The expression on Lynch's face suddenly became lively, treating every customer or gold master, Lynch had plenty of patience and could show his sincerity more than anyone else, his smile was one of the forms of expression in sincerity.
"It's very simple, Mr. Fox, suppose you lent Tom a thousand dollars ... We're just assuming, and here's an example ... He mortgaged a thousand dollars' worth to you, but he was late, and finally you recovered the principal together with interest, one thousand dollars in principal and one thousand dollars in interest."
"In this deal your principal is one thousand dollars and your return is two thousand dollars ..."
Mr. Fox interrupted Lynch with a raised hand, "I'm sorry, I didn't catch that, shouldn't my gain be a thousand dollars?"
Lynch did not have the slightest impatience, very patiently explained, "I let you draw up that agreement, after the overdue borrower automatically give up the ownership of the collateral, the borrowing and the interest still exists in force that ... understand, in fact, you gained a thousand dollars of interest, and there is a value of a thousand dollars collateral."
Looking at Mr. Fox's dawning realization, Lynch thought the old man was still somewhat adorable, while he continued, "Ten percent of a thousand, and five percent of the proceeds, add up to two hundred."
This is actually one of the more primitive guaranteed-plus-split business contracts, which is rare, but not exactly uncommon, especially since a few betting contracts have similar, or shaped, clauses to protect the maximum interests of one party or the other.
Mr. Fox thought about it for a while before he figured it out, his expression was a bit weepy, "Actually, if we do it in partnership, it won't be as troublesome, I can give you twenty to thirty percent of the shares, it's much simpler than the complicated calculations."
What he said might be a solution, but not one that Lynch liked, and in the end Mr. Fox's business now looked like it had no illegal content with his own help.
But just because it's not illegal doesn't mean it's legal, it's a grey line, and when Mr. Fox is strong, and no one is going to step on him to get out of the way, he's legal.
But when someone intends to challenge him, and society on its own is going to eliminate him, these businesses of his are illegal as long as there is such a demand.
Gray can mean big profits, but it also holds great risks.
Just look at the ones that have been jailed in recent times, the ones that have absconded, and you can see that the risks of this business are beyond most businessmen's conception of risk.
Besides, this business is not a sure thing, what if someone borrows money and just doesn't pay it back, or even runs away?
Of course, the collateral did barely cover the capital, but it would also cost more of the expected profits from the constant rolling of this money, and with the sometimes less than favorable rules for debt collection, Lynch wasn't about to get into the business.
If he was going to come in, he wouldn't talk to Mr. Fox about it, he'd just find a place to set up his stall.
He had negotiated a partnership with Mr. Fox with the aim of raking in the maximum profit within the maximum legal limits of drought and flood, so Mr. Fox was a kind and good man, and Lynch had always felt that way.
He shook his head decisively, politely declining Mr. Fox's repeated invitations in a non-assertive manner, "It's not that I don't want to, if you want to get this money, or even more, there can't be an obvious, direct connection between us, we have to be two separate individuals, you know what I mean?"
"Don't understand!" , Mr. Fox shook his head, he felt that what Lynch said was too complicated, he couldn't understand it at all, "But that doesn't stop us from continuing to work together, I can agree to your request, so what are you going to do?"
There was some probing interest in Mr. Fox's tone, he knew that Lynch was now in a situation where he only had a few tens of thousands of dollars on him, and he didn't quite believe that Lynch would be able to come up with the hundreds of thousands and millions that he was talking about.
For his part, Lynch laughed, "Originally, I wouldn't have revealed the trade secret before signing the contract, but we're friends, and I trust your character, so I don't mind telling you ..."
"Wait a minute!" , Mr. Fox suddenly stood up, walked over to the glass wall of the office, closed all the blinds, and unlocked the door before dropping his heart, "Say, I'm very curious!"
In Lynch's confident smile, he spilled the beans on his solution.
If you want to talk about which places in Sabine are capable of millions of dollars in a short period of time right now, then it's undoubtedly the banks.
The six major private banks are so rich that they are able to get untold amounts of money at any given time, and Lynch's plan is to get that money through the banks, and how he gets it has to do with the contract that he urged Mr. Fox to modify earlier.
The borrower needed a collateral to borrow money from him, and that collateral was the key to borrowing money from the bank; in other words, if Mr. Fox had been bold enough, he alone would have been able to contract for all the financial assistance business, private to public, for the entire city of Sabine!
But in this, there needs to be someone else to act as a matchmaking third party, and that third party is Lynch.
Why Lynch dared to tell Mr. Fox the truth is precisely the same reason.
The whole city of Sabine is catching money laundering and financial crimes, at this time, Mr. Fox, such as "on the list" want to borrow money from the bank, even if he is legal, the bank will not dare to lend money to him.
Hell knows what the nature of the money will end up being, and whether it will implicate the FBI and the FTB in their sights.
But it's different if there's a third party, a third party who not only proves his innocence in the media, he's even able to gain the friendship of the Commissioner of Inland Revenue, so why would a bank turn down a big client like Lynch, as long as it's not too out of the ordinary?
It's as if an area that enforces a strict access control system prohibits any strangers from entering, and Mr. Fox is this stranger; he doesn't have an access card, and he's not inside, and there's no way the guards are going to let him through.
But if there was a man to lead him, a man who was still considered a minor chief, and who was willing to take full responsibility for what Mr. Fox did, why should the janitor offend himself for the sake of someone else?
So Lynch didn't care in the slightest to say outright that if Mr. Fox tried to eat alone, he would not only find himself unable to eat a blade of grass not to mention, he would also chip off a mouthful of teeth!
The people in this world who could take advantage of him other than his parents, his relatives, had not been born yet!