Joe Gleeman deliberately came to the place where they had an appointment ten minutes earlier, he came a little earlier partly out of his personal cultivation, partly because he didn't want to give Director Johnson an opportunity to take advantage of.
He did not want to offend Director Johnson, but also did not want to show too close to the tax system in recent times there is a lot of trouble, can avoid him is actually the best choice.
It just didn't occur to him that there was another person here, and he looked a little familiar.
Joe Gleeman would not put the appearance of a small person on his mind, after a flash of doubt in his heart, there was a warm smile on his face, as if he and Commissioner Johnson and this stranger were good friends.
After the three of them shook hands, he found out who this person was in front of him, which also made him very surprised, he had thought that these two people should be like water and fire, but looking at the current appearance, it did not seem so simple, in other words, behind the current farcical news, there might be other things hidden.
The group started their conversation with the recent weather and the ever-declining market atmosphere, and the original plan had been for Commissioner Johnson to simply introduce Lynch to Joe Gleeman and then leave the premises, but now he wasn't too keen on leaving.
It wasn't so much that he felt there was something between the two men that warranted his attention, it was the note he held in his hand that made him fidgety and a little hard to decide, and he wanted to wait until Lynch was done talking to Joe Gleeman before he talked to Lynch again.
Gradually, as he maintained the mood, he came to some acceptance of Lynch's statement that Michael's wife had never worked, that his children would be out of prison in the first half of next year, and that their house and other things, everywhere, needed money and were what they lacked most at the moment, and that the family would be completely without income after the loss of Michael.
Michael could be facing a minimum of no less than three years in prison next, that's according to the lawyer's advisory group side in the tax office, and the fact that he knew the law was one of the main reasons that made his sentence longer.
A family without income for a long period of time simply couldn't support itself, and with the guilt inside Johnson wanting to make up for something, the money seemed to become valuable, and he convinced himself that it wasn't a bribe because the money wasn't being used for his own benefit.
While he was thinking about this, Lynch suddenly asked, "Chief Johnson, didn't you just say you had some other important business to take care of?"
Chief Johnson came to his senses and looked at Lynch for a few seconds before realizing what the other party had said, "Ah ... ah! Yeah, I got some business ..."
Lynch got the words out of his mouth and he couldn't leave without them, so he stood up and said goodbye to the two men before reluctantly leaving.
Joe Gleeman looked at the back of Chief Johnson's departure, but in his mind he was thinking about what exactly this date today meant, he didn't quite understand, but since it was a date confirmed by Chief Johnson, he would take it seriously.
"Mr. Joe Gleeman, as you know, I'm a businessman ...", Joe Gleeman, who was sitting on the other side of the table, nodded his head, he knew Lynch's identity, it had been introduced in the newspaper, while Lynch continued to say. "I've had some business recently and I need money to turn around ..."
When he heard this, Joe Gleeman probably knew what it meant, although he didn't know why Lynch had become friends with Johnson, or why Chief Johnson would support him, but in the end, Lynch still just wanted money.
It wasn't hard or easy, the corners of his mouth turned up slightly, revealing a natural demeanor that was as subtle as the one he used when faced with the pleas of those small and micro-business owners to stay above the fray, "How much do you want?"
"The more the merrier!" Lynch produced a bundle of papers from behind him, his reply making Joe Gleeman stifle a laugh.
"That's what everyone says, but you should know that we have a policy, and for Chief Johnson's sake, I can give you a five thousand dollar loan."
Credit loans had not yet been fully rolled out, and the six major banks were very cautious about making them, and were doing so in order to reactivate the market economy of the entire Federation.
Since the economy had slowed down more than two years ago, every aspect of society had some problems, the President's Cabinet and the top management of the six banks had spent almost a year discussing a series of trial methods that needed to be tried, opening unsecured personal loans to help some people tide over their difficulties and at the same time lowering interest rates to stimulate the economy.
Five thousand dollars was not a large sum, even if Lynch could not pay it back, Joe Gleeman could fill it in himself, and then not only did he give Commissioner Johnson face, but also made the other party owe him a big favor, he felt that the deal was not a loss.
Lynch neither disagreed nor agreed, but took out a few items from the collateral loan agreement and placed them on the table, then pushed them over.
Joe Gleeman frowned slightly as he roughly scanned the documents on the table, reached into his pocket, pulled out a fine spectacle case, and put on his glasses to read the documents.
Ten minutes later he took off the glasses, pressed the documents and pinched the bridge of his nose, "It doesn't look much different from the bank's mortgage contract, you have an additional rider to waive the power of the collateral ...", he read carefully, and "These things ... I'm sorry, there's no way they're going to work with me, and if you read the papers, you should know that Sabine has been catching financial crimes lately, and GET NOW has been blacklisted."
He spoke in a harsh tone, these small finance companies were essentially stealing market share from the banks, but because of their easy lending terms and lax vetting, many people who had a hard time getting through on the bank side would go to the finance company side to apply for help.
He can't see these people, he despises them, but these people are a necessary part of the makeup of society, and in terms of Joe Gleeman's size and posture, he's not willing to deal with these people, these things.
Instead of getting angry, Lynch pulled out some more papers and pushed them over.
Joe Gleeman looked at him, he nodded slightly, and after another hesitation, Joe Gleeman put his glasses back on and read them.
Part of these documents were documents proving the incorporation and authority of the company, a person named Dyson was the sole proprietor of a company called Dyson Asset Management, there were various corresponding papers and tax registration certificates, it was a legitimate business.
There is also a portion of the agreement by which GET NOW Finance entrusted the management of these asset-backed contracts to Dyson Asset Management, which states that from the time of its execution, Dyson Asset Management will legally have all authority over these mortgage contracts at its sole discretion.
Whether or not there is anything fishy going on between Dyson Asset Management and GET NOW Finance, based on these documents, statements, legal papers, and even the notice of transfer of authority sewn into the local newspaper, the legal ownership of these mortgage contracts has been transferred to Dyson Asset Management.
In other words, they no longer belong to GET NOW Finance.
By the look on Joe Gleeman's face, Lynch knew he was halfway there.
GET NOW Finance, Mr. Fox's finance company, gave these contracts to Dyson Asset Management to manage, and Dyson Asset Management became the authority on these debts, the authority changed, and in a legal sense these people who owed the debts no longer had anything to do with Mr. Fox.
But again, this is a power of attorney agreement, and by simply adding some language to the riders, like what happens at the end of the term or something like that, there is always a way to get around the legal obstacles and make it all seem reasonable and legal.
If not all legal, at least not illegal.
Joe Gleeman reached over and tapped on the registration papers for Dyson Asset Management after all the paperwork had been filed, "Who is this Dyson?"
"That is not important sir, what is important is that he alone registered this company as a legal citizen of the Commonwealth!"
Joe Gleeman nodded, he knew what Lynch meant, sole proprietorships had a clear separation of responsible persons, and because there was only one person in authority, there were no legal disputes.
When a company has more than one responsible person, once there's a lawsuit, it can be the lawsuit of the century - after the external lawsuit is over, there's still a long internal lawsuit about the division of responsibilities, even if the division is clear in the end, the company can just file for bankruptcy protection and then liquidate, it's too much trouble.
But a sole proprietorship is different, something can go wrong quickly and easily, and even Joe Gleeman had realized what Lynch was probably thinking, that it was a shell, but a valuable shell.
Frankly, he was a little pissed.
The bank needed to take care of some food, even if their food had always been difficult, but now Lynch had come up with these, which in Joe Gleeman's eyes belonged to high quality assets.
He took note of the dates on these pledge documents, and it looked like GET NOW Finance had no problem with the current interest rate, but they did have a problem with the ancillary agreement.
It's safe to say that basically anyone who signs this agreement is going to end up giving up these pledges, which is a disguised high interest rate, something that is not explicitly prohibited by law.
The fact that it's not prohibited means that it can be upheld by a judge.
"I need to go back and talk to our legal department ...," he narrowed his eyes, suddenly finding Lynch agreeable, "If I need to, where can I find you from? "
Lynch duly presented his business card, "Here's my number, anytime!"
Joe Gleeman looked at the business card with some surprise, he looked at Lynch again and his expression became a little more serious, "General Manager of the Auction House ...".
Yes, the auction house, just registered in the morning, but still part of Lynch's plan.