Havok made a quick stop by the bank and withdrew half of the gold that he made from selling his pelt to Cred. He did not know who was in charge of the banking systems, so he wanted to make sure that he always had at least half of his money on hand instead of keeping it at the bank. This was something that he learned from his dad, always be prepared for the worst-case scenario. If one day something happened to the baking system and all of his money was stored there, then he would be shit out of luck. He also preferred to be able to see and hold his money.