Everyone who knew her knew that she could actually use the money however she wanted to. Even if the people in the Enterprise say anything, they could not actually stop her from spending any amount of money.
Loraine was just lying without even changing her expressions. She wanted to get Fred Greyson so,of course, she would exaggerate a little bit.
Loraine was sure that Fred Greyson did not know much about her and of course even if he was in doubt, he would not be able to find any reason not to believe what she said.
Fred Grayson nodded in understanding but Loraine could see that he was disappointed and disheartened from another rejection.
Lorraine internally smiled. This was what she was waiting for. If she simply agreed right from the start, it would be worrisome if Fred and his friends would not understand that this was a great risk even for her. Thus, she had to tease Fred a bit.