Borrow Flipped

Book Summary: Time Loop Bank In a world where time is the ultimate currency, the Time Loop Bank controls the most powerful resource known to humanity—the ability to borrow, trade, and manipulate time itself. Those who are wealthy extend their lives indefinitely, while the desperate gamble their futures for a fleeting second chance. Ethan Carter, once known as Caleb in the underworld, wakes up in a hidden facility after a near-fatal betrayal. His former identity, erased. His past, buried. But the one thing he cannot escape is the debt that binds him to the system. He once thought he was playing the game, but now he realizes he was just another piece on the board. As Ethan unravels the truth behind the Time Loop Bank, he discovers a conspiracy that stretches far beyond crime syndicates and corrupt officials. The elite aren’t just buying time—they’re rewriting history, shaping reality itself. And at the center of it all is a hidden force manipulating the flow of time for its own agenda. Armed with stolen data and pursued by those who would rather see him dead than let the truth out, Ethan must navigate a world where every second counts. He is no longer just a survivor—he is the only person who can break the cycle. But to do so, he must outplay the system, confront the ones who control time itself, and make the ultimate gamble: risk everything or be erased from existence. Themes: • Time as Currency: The book explores a world where time is traded like money, and those who control it dictate reality. • Power and Corruption: The elite manipulate time to maintain control, while the desperate are forced into impossible choices. • Identity and Survival: Ethan must shed his past and redefine himself to escape the system that has already written his fate. • Conspiracy and Rebellion: The deeper he digs, the more he realizes that even time itself is being rewritten to serve an unseen force. Genre: A blend of cyberpunk, sci-fi thriller, and high-stakes conspiracy, Time Loop Bank is a story of survival, deception, and the fight for control in a world where the future is up for sale.

In an unknown tavern on the Grand Line. Passerby A: "Have the results of the vote come out?" Passerby B: "Yes, there are two women tied for the title of the world's most beautiful. One is the Pirate Empress Boa Hancock, and the other is the Bounty Hunter, Thousand Faces Kiana." Kiana flipped the table and shouted angrily, "I'm a man!" ——— I’m merely the translator. the actual author is Nisa Ai.

For thousands of years, high science and high magic have been waging an underground war for dominance. Both of these sides have the backings of Systems that allow them to conjure mechanical and scientific marvels or demons and miraculous fears. But during the modern era, a newcomer has arrived to the scene, and he is going to flip the entire board. "Looks like there's a fire happening in China Town...I'm going to need some help!" [Hero System: Online! Manifest Protocol, ready!] "Let's go, +#?#;_man!" "No worries, illustrator! I am here!"

A fun perspective switch where Soren, Dorian, and Rey and no longer the Borrowers - Ashlynn is... Follow her on her journey as she peers into the world of the humans.

Being able to see into people's past has no real appeal for the teenager this story is about, letting him use it only as amusement and to show off when he was drunk. Never watch into someone's past beyond a superficial level. Never try to find out more than you should. NEVER. EVER. LOOK. INTO. THE. FUTURE. But everything changed the moment he was forced to look into the future, was forced to investigate a murder, and was forced to make the acquaintance of the victim's twin brother('s fists). The more time passed, the more it appeared that the primary reason for this murder wasn't a local problem, but a global one. This single, marred corpse was the beginning of a threat that would shake the world. (MC looses a screw when he enters the prison) BL, first-person view; MC is shuo (perhaps even a reversible couple); love interest falls in love first; both MC and ML are straight, mutual bending, Enemies to Lovers

Leo used to be an affluent rich young master, who fell in love with a foreign beauty and after a night of passion, they got pregnant. The young man returned home to discuss the issue with his family only to be struck by a tragedy that changed his life completely. After eight months of laying in the bed like a vegetable, he woke up because the Almighty Father System selected him as a host. From then on, Leo's life changed once more, but this time, it was not the world that flipped him over, but he was the one who flipped the world upside down. Would you like to read about the story of a vegetable rising from the brink of death and becoming into a godly existence who slayed gods, and demons only so that he could bring a smile to his daughter's face? Come along then.

With unmatched talent, but a fate sealed by a terminal illness, Jeong Yeon-Shin challenges his destined death for a chance to live. Set in a realm where elves and dwarves coexist with martial artists, this is the story of Jeong Yeon-shin, a genius fighting to extend his life against all odds.

A century ago, a devastating meteor strike shattered Earth's foundations, leaving humanity on borrowed time. In its wake, the enigmatic Hourglass appeared—an unrelenting countdown to the planet’s extinction. The only way to reset the clock? Survive the Battle of Planets, an ongoing intergalactic tournament where the strongest warriors must fight endlessly to earn more time for their worlds. Tyson Roger, a young Ranger armed with cutting-edge metabot technology, carries the weight of Earth’s future on his shoulders. But for Tyson, the battle isn’t just about duty—it’s personal. Torn between vengeance and responsibility, he must prove himself in a galaxy where the weak perish, and only the strongest leave their mark. The clock is ticking. Can he save Earth before time runs out?

"This twisted world needs to be reset. That's what V2 is for!" ------------------------------------------------------------- Waking up only to find that she's reincarnated into a world very reminiscing of a game that she used to play, Yuki is suddenly thrust into a worldwide conflict. To ensure the longevity of her newfound motherland, Yuki will have no choice but to flip this war upside down. If only to finally has some closure for past life also. So buckle up, strap your helmet tight, and keep your rifle loaded and on safe. This is not your bog-standard story about overpowered characters on a battlefield, no. This is a story about warfare in all its bloodied glory, the leader that calls the shot, the soldiers that execute them, and the nation that's backing them up. And along the way, sprinkle those a healthy dose of beautiful maidens, lily/futa romances, and build a harem. This is not gonna be a quick and decisive run, no. We're in this one for the long haul. Hail, Ironblood! As of now, this story is available on Scribblehub, Patreon, Webnovel, and RoyalRoadl. Do note that I'm the actual author for this one. Send me power stones or better: Support me on Patreon: https://www.patreon.com/Heartbreak117

Welcome Gamer] a blue screen appeared in front my face. What's this? [You have been chosen for the Gamer System] A young man suddenly finds his world flipped upside down as he finds himself reincarnated into the Naruto world in the Hidden Cloud Village with the Gamer System. Determined to survive, he dives into a world of Shinobi, Chakra and dungeons, all while trying to keep a low profile, regain memories of his past life and survive the ridiculous missions given to him by the System. Note: I'll be posting this on FanFiction, AO3 and hopefully Royalread as Shadow_Khaos

Lena always believed life was simple: work hard, protect her family, and keep her dreams small. But when her mother’s health takes a drastic turn, Lena faces an impossible choice. Desperate to save her, she accepts a deal from a ruthless CEO, Mr. Langston, who promises to cover her mother’s treatment—if she’ll spy on his business rival, Elias. Thrown into Elias’s world, Lena quickly learns he’s not just a cold-hearted CEO but a man scarred by betrayal and loneliness. As she grows closer to him, her loyalties waver. But when a stunning secret about her past comes to light, Lena’s whole life flips upside down. She isn’t who she thought she was—she’s the true heiress of the family fortune, stolen at birth by none other than her so-called “sister,” Vivian. Now, Lena must navigate a labyrinth of lies, forbidden love, and powerful enemies determined to keep her from her birthright. But with her heart caught between revenge and love, Lena realizes the truth is even more dangerous than she imagined. Will she claim her rightful place and find happiness, or will betrayal and ambition tear her life apart?

Lou Yuzhu adopts a parrot from a friend, raising it from hatchling to adulthood with the utmost care and affection. She names it Tao Tao. Little Tao Tao has a soft yellow-green plumage, a light aquamarine tail, and an overall pastel-like appearance—a bird as elegant as a dream. Always gentle, affectionate, and friendly to people, Tao Tao never caused any trouble. Until one day, Lou Yuzhu brought a man she was dating home for dinner. That night, Tao Tao became depressed, plucking out its own feathers in distress. To help her beloved pet recover, Lou Yuzhu banned the man from stepping into her home again. She even borrowed a handsome male parrot from the bird market, hoping to cheer Tao Tao up. Tao Tao, however, was furious. It knocked over its food bowl, crashed into windows in a fit of rage, and nearly injured itself out of sheer anger. Frightened, Lou Yuzhu quickly returned the male parrot to the market. Cradling Tao Tao, she cooed and reassured the bird: “Okay, okay, I’ll only keep you. Be good, don’t be mad. You’re my prettiest, sweetest little baby.” [Tags- Adorable Pet | Tsundere | Slow Burn] [This novel is translated, 2-3 chapters / days, CT: 黛鸦青]

what would you do If your world was flipped upside down and the one who caught you was the one your family warned you about. Turns out your family lied. Trigger warnings Talk about past abuse physically abused verbal abuse Assault Failed S*xual Assault Panic Attacks

Wayne is a poor orphan, who grew up with Mr Jones, And had taken Mr Jones as a father. Mr Jones is a poor man who manages a small bar in the city and barely has any customers. Wayne on the other hand works three jobs including assisting Mr Jones, so that they can fend for themselves. But it all began when Drex and his men, the most feared and well-known gang men in the city, barged into the small empty bar, demanding for their money back. Mr Jones had borrowed money from these gang men so that he could get his bar restocked, but he made a terrible mistake. They needed the money back, but the time for the payment wasn't due, and on the other hand Wayne and his poor father couldn't afford it yet. Wayne had to escape and get a contract into a wealthy family, but would they welcome Wayne? or belittle him?. Read to find out.

Sam Foster, the CEO of a multimillion-dollar fashion brand, has it all—money, fame, power, and influence. Yet, despite his success, he feels empty inside. A man every woman desires, he remains profoundly lonely. Frustrated by the emptiness of his life, he decides to take a break from his hectic world. On a whim, Sam boards an unknown bus, leading him to an unfamiliar town. As night falls, he wanders the quiet streets and stumbles upon a dimly lit library. Intrigued, he steps inside to find some solace in a book. While flipping through the pages, he discovers a letter hidden within. Captivated, Sam feels compelled to respond, and in doing so, begins an unexpected journey that could change his life forever. Join Sam in this tale of mystery, self-discovery, and romance, where one simple letter might hold the key to finding the love and meaning he’s been searching for.

When you think you've had it all *poof* it then goes away, watching it slipping through your grasp little by little, desperately clinging you watch it slip off. When you think you've seen it all then you get to unseen its inexplicable mystery unveiling it's wonders to a mythical world never imagine. Lyden Snow, your typical 9-5 overworked and unappreciated working class young man, after seeing what should be impossible to see got his world literally flipped upside down. Thinking he had finally unveil its hidden myth and grasp life meaning with loyal companion by his side, he had to watch his children go over his hurdle again. With life fickleness and destiny unfavorability, he had to understand the ancients and its myth to remain hidden..

What happens when reality starts to bug out and your life as you know it is flipped upside down? Anomalies that couldn't possibly exist start to pop out of nowhere. This was the exact situation Magnus found himself in after a bizarre glitch yanked him from his own universe and tossed him into another. In this new, fantastical world brimming with magic and supernatural phenomena, Magnus's unexpected arrival landed him in possession of the Command Console, a tool that seems to be able to edit almost anything. With it, Magnus creates a variety of supernatural abilities that defy all common sense, even in a world of fantasy. Whether it was one that granted him truly endless strength or the ability to create detailed simulations of reality within his own mind, anything was possible. But Magnus isn't the only instance of such logic-defying abilities. All over the world, glitches are starting to manifest in weird ways: a brick that could knock anything unconscious with a single touch, a child whose perception of the world could affect reality, or even a woman who was, inexplicably, everyone's mother—there seemed to be no rhyme or reason behind any of them. When faced with all of these chaotic elements, Magnus comes to a decision. "Alright, if these are all glitches, then I'll simply have to be the one to fix them." Release Schedule: Monday, Wednesday & Friday. (Around 7:11 PM Eastern Standard Time) - This novel is also being posted on Royalroad, and can be read here; https://www.royalroad.com/fiction/84118/when-fantasy-glitches The Royalroad version is 10 Chapters ahead and has the original format.

Chaos. Screams, a strange omni-colored fire, falling buildings, and a resounding bestial roar that dominates the skies. This is Faxton, a city in a highly advanced human society that has long since conquered the stars. On April 17, 3501 AST (After Space Transcention), Faxton is destroyed by an unknown alien beast. Two months after the attack, Alesha Williams wakes up to discover that a mystical entity, The 'Seed of Chaos' System, has bonded to her and is determined to mold her life to its liking! This story is about her journey coping with the uninvited, obstinate being in her head and growing in strength while she tries desperately to keep her humanity--which the System seems intent on getting rid of. While trying to figure out whether this new 'System' is more of a blessing or a curse, Alesha's life takes several unexpected turns, her worldview is flipped upside down, and she changes in ways she might never be able to take back. ---- Cover Art digitally painted by me! Do not reuse in any way, shape or form. Other concept art for this series is published here: https://www.deviantart.com/lewhimsira/gallery/94239058/-seed-of-chaos-system ---- Chapters are at *absolute bare minimum* 725 words but are most commonly around 1000 or so. Maximum chapter length is about 1400 words.

*********************************** After a young lonely orphan boy died on earth, He was reborn as the Prince of the Everhart Kingdom in Melux. And in this life, he got everything he ever longed for: Luxuries that he didn't have, magic that he only read and fantasized about, different types of sweets that he didn't even know about but most importantly, he finally had a family! He was pleased with his new life as he had parents who despite being the King and Queen of a Kingdom always managed to spend time with him and His maid who would do anything at his words. He could experience the joy of sharing a dinner with family, getting angry over silly things, and then apologizing while bawling his eyes out. He finally felt like he was not alone in this universe anymore and he also had people who cared and loved him dearly. His second life was seemingly perfect in his eyes until that horrifying and gut-wrenching night that flipped his entire world...... P/S: There will be Late Romance. *Cover is made with the help of AI. *English isn't my first language, so if someone finds any grammatical mistake in my writing, please comment and point it out I will make sure to edit it, till then Keep reading The Sole Prince of The Fallen Kingdom!!

What would you do if you found yourself trapped in a video game as an NPC with seemingly no hope of returning to the real world? Having grown up without parents, Daisuke finds himself in a perpetual cycle of poverty as he tries to survive in the bottom rung of society. When the world's first VRMMORPG, Sehreneti Online, is released to the public, he decides to take a gamble by borrowing a buttload of money from some shady people to propel his hack-selling side hustle into the big leagues. After nearly getting his leg twisted into a pretzel for failing to pay off his loan on time, Daisuke decides to put his plan, Operation Jupiter, into action. Although a cool-sounding name, he didn't seem to be in Lady Luck's good graces that day. After uploading the code into his capsule and commencing the startup, everything goes haywire, booting his consciousness into the virtual world. When Daisuke comes to, he finds himself as a newborn fresh out the meat oven—and, of course, his circumstances are far from ideal. Apparently, he is still poor, but instead of being an orphan, he is now the son of a prostitute in the slums, with seemingly no connection to the game system or the real world. How will Daisuke overcome this trial, and will he be able to return to the real world? If you enjoy GameLit and LitRPG light novels such as Sword Art Online, Solo Leveling, The Rising of the Shield Hero, and That Time I Got Reincarnated as a Slime, then you'll definitely enjoy this epic tale! --------------------------------------------- Support me by checking out the link below: » Linktree: https://linktr.ee/vaughnrrschneider » Patreon: https://www.patreon.com/VaughnSchneider

[ DING ] [ Common Sense Hijack System Activated ] ---- That notification was the start of a whole new life for Karl. He who just used to be working at a convenience store and always getting annoying complaints from customers and some shady words from his manager. Become a totally free man who can flip common sense upside down! ****** Cover by AI ------ Support Me By Gifts or Power Stones -----

"I'm only going to ask you this once, so you better tell me the fucking truth." She tenses up. "A-About what?" "Did you fuck someone else?" Frozen in place, my mouth goes dry, and I have a hard time forming words. I'm not sure how he found out, but I'm scared to move. I just had his cock in my mouth and now I'm being questioned about sleeping with Dimitri. Every time we get to a point where we aren't arguing, something else brings us right back to square one. ********************************************************** 25 year old Sienna Williams hooks up with a handsome stranger. As a result of her time with the charming stranger, she later gives birth to a son. It isn't until she learns he's the leader of a Mafia that her entire world is completely flipped upside down. 27 year old Tristan Lucci hooks up with a beautiful stranger. As a result of his time with the enchanting stranger, he finds himself needing to have her. So he tracks her down. It isn't until he learns that he's a father that his entire world is completely flipped upside down. **** All it takes is one time to create a life. And all it took was one life to bring two people together. But can that life keep them together, despite being a part of two completely different worlds?

Breasts are NOT supposed to spontaneously grow for no reason. Women's personalities do NOT flip on their heads without warning. These are two things Tsunade believes wholeheartedly. Until Hinata's embarrassingly large girls begin to expand even bigger than before. Heralding her devolution from a sweet and innocent young lady into a foul-mouthed slut with tits like weather balloons. Tsunade intends to find out why.

Adam was a kid with a harsh childhood born into a poor family that struggled each day just to make ends meet. On his 11th birthday he was gifted a laptop which let him play "Theatre Of The Gods" it was his only escape from his harsh reality. As the years went by he tried his best to conquer his fate of mediocrity and became a nouveau riche playboy at a very young age. But what happened? Adam ends up being stabbed in the chest by a vengeful ex lover he doesn't even remember the name of? What else? Instead of dying he becomes a villain in his favorite game called Adam Alastair Dacre with no physical abilities and talent who dies in every possible outcome of the game's story. Adam slams his desk with rage and announces to the world: "IT HAD TO BE THIS BULLSH*T WORLD THAT'S JUST A CHESSBOARD FOR THE GODS??? WATCH ME AS I FLIP THE ENTIRE BOARD!!! ". This time Adam will go all out with all the knowledge he had from the game.

Seventeen-year-old Justin Reyes lives like he’s already dead. Trapped in a cycle of poverty and exhaustion, he works brutal hours at a construction site for half the pay of others, enduring discrimination and silent resentment. Home offers no escape—just a rotting shack in the woods and a grandmother lost to addiction, barely aware he exists. Then, one night, as he clears debris from the site, something catches his eye—a book, hovering inches above the ground, pulsing with an eerie glow. The title: Days of Future Past. Drawn by something he can’t explain, Justin reaches for it. The glow intensifies, wrapping around his fingers like fire. Heart pounding, he flips it open, his breath hitching as he reads the first words: "No matter where you lie, if you hold this book, you can tell the future or die."

Author: Lone Raut Synopsis: When I was alive, I was just another name on a serial killer's twisted list—who targeted mens of culture. Death should have been the end. But instead, I woke up in the dark, chaotic world of Saint's Odyssey, a fantasy novel I'd once read with disdain. This isn't just any story. It's a world where the so-called "hero," a two-faced hypocrite, uses his charm and manipulation to set off a chain of events that will destroy half the world. As fate would have it, I’ve been reborn into this world—not as some mighty warrior or divine savior, but as a villain. The gods, the villains, the heroes—they think they hold the pen to fate. They think they control this story. Well, they’re wrong. This is my story now. And I won’t stop until I’ve rewritten every line. Watch as I conquer this world they thought was untouchable. Let them call me a villain—I’ll wear it like a crown. In a tale where every battle is a step toward conquest, and every betrayal is just another play in the game, one thing is clear: I didn’t choose this war, but I’m going to win it. Where the rules don’t matter, and the script is mine to flip.

The world as we know it today is completely flipped as monsters from tall tales, myths and any fantasy or scary story you read are all unleashed upon us. Those brave enough to stand up to the masses of monsters and nightmares are known as hunters. With new abilities awakened and weapons and armor made from the corpses of slain monsters have given us the edge to fight back. Many have made homes with the walls put up to survive from the comfort of their homes in the lower ends of the city. Not me through, I'll fight tooth and nail to make it big and get out of that crappy shack.

When she woke up as Lady Claudia Barberini—the tragic cannon fodder villainess fated to die at the hands of a manipulative villain—she vowed to avoid the plot at all costs. Her new goal? Live the high life, bask in endless luxury, and steer clear of danger. But who knew escaping one villain would draw the attention of a whole host of others—each more dangerous and complicated than the last? To make matters worse, her mind-reading ability isn’t as helpful as it sounds. Sure, she can hear everyone's thoughts—but when it comes to matters of the heart, one mind remains frustratingly silent. As sinister schemes pile up like unpaid debts and powerful figures start vying for her attention like she’s the last cupcake at a royal banquet, Claudia wonders if her so-called "new life" is secretly a cosmic joke. She’s just trying to avoid getting killed—and keep her closet stocked with the finest silks while she's at it. Can she outwit the plot, flip it and save the one person she actually cares about? Or will she end up as the tragic side villainess of a story she was supposed to dodge, all while wearing an admittedly fabulous gown?

Nearing the end of the 21st century humanity was on its last legs. Natural resources have been exhausted and the population has grown out of control. With no rescue in sight, humanity turned toward the 6 Gods. Could these 6 Gods that have been absent for century's really save them? Was humanity abandoned and forced to stay on their drying planet? These questions were believed to be true until a handful of humans were given the opportunity to give their race a 2nd chance. Brought to a new world of monsters and magical-type phenomenons, could these humans survive long enough to restore their race to it's former glory? Shin was an everyday middle school students with small dreams for his future. However, his life is flipped upside-down after receiving a message from one of the Gods.

Be it looks, luck, grades or money, Kosi's always been bottom of the barrel. Despite this he acts with a good heart and selflessness. One day his good actions are rewarded by a homeless man who gives him a mysterious coin that changes his life after a single flip. [Updates every Thursday]