Rachel Pulp

Rachel is the Milana of the realm of Trannisa. She travels from realm to realm to maintain the order of The Inner Cosmos. She is of the Azmin ethnic group of Trannisa. The smallest yet most powerful group in the realm. The people of Trannisa worship the God of the Cosmos who maintains order and balance in all the realms of the nine cosmoi. As a Milana Rachel is the most powerful Azmin of her realm. Join Rachel, her siblings, and her cohort as they try to maintain balance where chaos is a necessity.

IMPORTANT NOTE: Please be known that this book wouldn't have made it this far without the support my dear writing buddy Rachel E. Canton who is a great writer of SINS OF THE SERAPHIM - https://www.webnovel.com/book/sins-of-the-seraphim_26438336605116805 and Derek J. Perna To Rachel & Derek, Thank you for everything! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ When the last heir of Ardel lost everything, fate would bring her to her rightful protector. Anna Adhemar, the forgotten princess, found herself betrayed by the Regent. Hunted by the Bargesians and the ruthless slave traders, she desperately fled for her life. Rescued by a mysterious man, her newfound safety was short-lived as she succumbed to a potent aphrodisiac. Then, she awoke in the arms of the fearsome Knight Commander of Gerhard, stripped bare, in a foreign kingdom. Fear, confusion, and a sense of profound devastation enveloped her. But the man before her declared, "I am your husband. I married you last night." Then, with unwavering determination, he vowed, " You're my woman now. No one can hurt my woman." --- Kyren Raychard, the Crown Prince who had chosen to forsake the throne and became celibate, led the Knights of Gerhard to safeguard his kingdom’s border from slave trading activities. Outside his camp, he found Anna poisoned and delirious. The healer informed him of the only cure, of which he must race against time to give and honour her. For the first time, he felt an overwhelming instinct to protect and claim her as his own. Unaware of his deepening affection, he belatedly realised his feelings as he stood on the brink of losing her. Bound by a soul-binding spell, their fates intertwined…

Struck by lighting, Rachel gets reincarnated in the mage world. But unlike everyone else, she ended up as a pill container! Is she the protagonist or the legendary 'granpa' every protagonist has?

[MATURE CONTENT] [NICK AND AMELIA] Nicholas Zhao was utterly confused when his ailing father woke up from his coma and immediately asked where his ex-wife, Amelia, was. His father, having lost parts of his memory, still believed that Amelia was his daughter-in-law. Nick eventually tracked Amelia down, only to be shocked when he discovered that she had twins, Sean and Maddie. When Nick confronted her, Amelia firmly stated that the twins were not his children. Desperate to fulfill his father's last wish, Nick pleaded with Amelia to come back with him. Amelia was hesitant, but Nick made an offer she couldn't easily refuse: his company would fully fund her research. Reluctantly, Amelia agreed, on the condition that her family wouldn’t know she was back with Nick, fearing their reaction. Living under the same roof again, Nick initially harbored resentment toward the twins, but over time, he grew close to Sean and Maddie. This newfound bond made Amelia question her feelings, realizing she still loved Nick. Would fate bring them back together? *** If you want to know more about their past, you can read the first book titled: "Billionaire's Secret Marriage: Hubby, Love me 100 Percent" But you can read it as a standalone.

Lucas Costanzo,29,a dangerous mafia king feared by all. Although his face is unknown in the Mafia world, his name is enough to make everyone scared. His life was pretty simple until one night he met someone who changed his entire life. Bella knights,25,a simple orphan girl who is a normal office worker. She lives with her cute daughter Rachel. But that one night which she spend together with him, changed everything for her. This book is romance genre and contains some explicit scenes but it also primarily focuses on the journey of feeling love for the first time. The story revolves around the journey of a man and a woman who have never encountered true love. They both discover their love for each other and promise to be together till eternity. The characters experiences various stages of love together and learn to understand each other. Please give it lots of love. If you found the characters interesting, don't forget to add it in library. Mature content 18+ Excerpt: Bella: Don't tease me, anymore. Lucas:You know, you are so wet, baby. Bella: Touch me please. He put his head in between her thighs and his breath hit her opening. Bella:What are you doing? Lucas: Taking you to the real heaven, baby. Also every comment will be liked by the author.So please comment a lot. "Cover rights to respective owners" Stay tuned!!

"Now you see?" she shouted in a mix of annoyance and disappointment. "You can't outsmart Scrients! They're the most intelligent beings across the two realms." "You're right," I muttered, averting my gaze with a heavy sigh. "I made a mistake. I was too arrogant to think that a mere human like me could fool them." —BOOM!! "Heik! Wh-What was that?" "Hmm? I'm not sure. Maybe you should go and ask the most intelligent beings across the two realms. Oh wait, you can't. I killed them all.” ______ My name is Samael Kaizer Theosbane. On the last day of high school, I got into a fight with a kid I used to bully. It was a stupid, pointless scuffle, and in the middle of it, I tripped and hit my head on a rock. That’s when the memories came flooding in - the memories of another life, of a different world. Suddenly, everything made a twisted kind of sense. I realized two things. First, I was in a game I used to play in my past life. Second, I was a villain. A villain! Not the cool and mysterious kind, either. No, my destiny was to be manipulated and die a dog's death! I was the worst type of cliché: an ungrateful, privileged, insufferable young master. The sort you'd find in those poorly written fantasy stories. The kind everyone hates — a snobby brat from a powerful noble family who thinks he owns the world just because he was born with a silver spoon lodged in his mouth. You know the type. The one the hero beats to a pulp to prove his worth. Yeah, I was that guy. And the hero? The hero was the kid I’d been bullying all this time. The same one I got into a fight with. He was the supposed savior of this damned world. A world teetering on the edge of destruction, beset by wars, calamities, and a grim future that only I knew. And at the end of it all, the final antagonist of the game, the undefeatable boss… the Spirit King, was waiting. But could I even make it to the end? Could I conquer a game where defeat was the only certainty? A game that was now my reality! “Ah, fuck it.” I had no idea if I could, but I sure as hell was going to try. Extorting extras, manipulating main characters, twisting the story to my advantage, stealing the hero’s cheat items, killing villains before they could become threats - nothing was beneath me. Would the main characters be affected? Who cares! Would the story change? Even better! All I cared about was me—my survival, my life, my choices. “I will live this life with no regrets.” …But as I soon discovered, fate was not easily changed. And the price of altering one's destiny was steep.

As the first daughter of the Sanders conglomerate, Rachel Sanders has everything she could ever ask for, except her parents love. But when her parents get her engaged to the last son of the Kingsley group without her knowledge, her life changes and she is forced to end the relationship she considers perfect. But, will this change be for better or worse?

Sofia, reeling from her fiancé Julian's infidelity with her step-sister Rachel, finds herself lost and heartbroken. In a whiskey-fueled night, she crosses paths with Liam, a mysterious and enigmatic figure from her past. As Sofia navigates her shattered heart, she awakens in Liam's estate, surrounded by memories of their complicated past. Regret and introspection overwhelm her as she realizes her mistakes and the depth of Liam's devotion. With a newfound understanding, Sofia seeks redemption and a second chance. But Liam's hurt feelings and guarded heart pose significant obstacles. Can Sofia make amends and reclaim their lost love, or will the scars of her past prove insurmountable?

This is the story of an extremely lazy student whose only aspiration in life is to lay on his bed all day and slumber away. Meet Aiden. His life had been rather simple so far. He heads to the academy, sleeps through his classes, returns home, exterminates the aliens that come through the portal every once in a while, showers, eats dinner, and then heads to bed. Rinse and repeat. However, with the arrival of a transfer student who was too nosy for her own good, she accidentally encountered one of his secrets, the one about the aliens, and so began the domino chain of misunderstandings popping up here and there. "He's not lazy. It's just... he's tired from defending our world from evil." "Hey! Call him lazy and I'll beat you to a pulp. Say it again, I dare you." "If he, the most hardworking student at our academy is considered lazy then... all of us are lazy. No, we might as well be corpses." Aiden, hearing all these defensive statements about him began to wonder, "What are they talking about? I'm not sleeping because I'm tired from fighting those aliens. I'm sleeping because class is boring and I want to sleep. I'm... I'm hardworking? Hahaha, I don't even want to get out of bed every morning. "

Harper Wilson, an attractive and imaginative YouTuber, leads a seemingly uncomplicated life on the road with her campervan, documenting her travels and thrilling her loyal audience. But unknown to her followers, Harper carries a secret that only a select few are privy to - she is married to Rachel Lee, a charismatic and very famous K-pop idol. Behind the glitz and glamour of Rachel's public persona lies a deeply personal and private life that she guards fiercely. Amidst the glimmering world of fame, Rachel and Harper have discovered a refuge where they have nurtured a secret bond shielded from the intrusive gaze of the public. They carefully manage through the complexities of their contrasting worlds, where the temptation of celebrity clashes with the peacefulness of a nomadic life. However, as the unforeseen danger of being discovered approaches, Harper and Rachel are confronted with a devastating choice. Will they dare to expose the truth, potentially putting Rachel's career and their precious relationship at stake? Or will they continue to live in the shadows, protecting their fragile, yet profound connection?

"Feel how wet you are, taste yourself", she commanded again and I tasted my own juice. "Delicious"......... ~ Nova Matthews, a mother, a fighter and most importantly, a survivor. Rachel Sanchez, a loner, a fighter and most importantly, a drowning soul. Two people on different boats but on the same sea, identical scars that holds different stories and in search of one thing. Love. ~ "Nov....", She gripped my waist and whispered. "Let me pleasure you, let me taste you", I dipped my head and nipped on her neck, eliciting a soft moan from her," please". I looked at her, asking for her permission and when she finally defeated the storm that brewed in her electric blue eyes, she nodded at me.

[MATURE CONTENT] On the first day of college, Amelia was shocked when she found out that her professor was none other than Nicholas, her own husband whom she had just married yesterday! Amelia Wang got married to Nicholas Zhao as a replacement for Olivia, Amelia's sister. Would Amelia's marriage turn out to be a happy one if Nicholas' heart still hadn't opened up to another love? *** Olivia Wang, who was about to marry her fiancé, Nicholas, accidentally discovered that her younger sister had feelings for her fiance. Heartbroken, she ended up having a one night stand with a billionaire named Aaron, who happened to be Nicholas's close friend! A month later, she had to call off her engagement with Nicholas because she was pregnant with Aaron's child.

COMPLETED. After his wife passed away, William became a very hardworking man. Not attracted to women. One day, he was trapped in a room with a woman named Ava. Unintentionally, he experienced something he had never experienced since his wife was gone. He got the boner. William tried to keep Ava out of his life. However, what happened if William's son insisted that she had to be his nanny? William found himself increasingly compelled to interact with Ava, forcing him to confront the uncanny resemblance she bore to Paula. "Who are you, little girl?" Read my other book: Billionaires with Benefits.

Beaten to a pulp day by day, exploited, manipulated and forced to live day by day like a slave to the bullies at school. With no hope of revenge, Davis only hoped he could finally shut his eyes forever but even that was not granted to him. Fed up with his life he decides to take a crazy risk "since they don't want to grant me rest then I'll grant them." He finally took revenge at the expense of his life only to be brought back as the abandoned son of the most notorious mafia boss in the entire world. To others being a mafia boss's son may be cool but Davis was the abandoned son of the mafia boss, even bottom tier street gangs had more recognition than him and to top it off he had to take care of his abandoned mother. but fate didn't forget to give him a cheat to get started. After alot of twist and turns, watch as Davis turns from a regular youngster to the ruler of mafia.

I was reincarnated in the past and now everything is a world of magic! After dying in an accident during a school trip, a 16-year-old student appears in a Goddess's palace and is tasked with an important mission that has been pending for ten thousand years in the past: to save the world from a disastrous war that wiped out countless lives. Now Lucius Quaramis will make his way to an ancient, unknown place... A fantasy world dominated by magic and swords! How could such a thing have existed in ancient times? A great adventure awaits the protagonist who is determined to enjoy his second chance at life. Context The protagonist travels to an ancient world where magic existed and finds himself subjected to the ambitions of others. His goal now is to play the role of the Reincarnated Hero and enjoy his new chance at life: so he will strive to fulfill his duty, unite all the kingdoms to his cause and discover new adventures with his peculiar power... one that is not his own. It seems that the Goddess who entrusted him with this important mission did not tell him the whole truth. *** [This history is traduced... I'm sorry for the issues and the imperfect experience]

Ahse is 19 years old girl who accidently get the item meant for "the chosen one" but now it cannot be changed back. she is living away form her home since 2 years with her roommates and besties Elle and Rachel adding to this her life has been boring with her to be aspiring medical student who has given entrance exam thrice only to fail by a few scores... she blames her bad luck for this and most of the time now she is daydreaming of fantasy world to exist. what will happen when this becomes her reality and she get hands on powerful item which could change her life? where her dreams of adventure become real and survival becomes tough? what will happen when she met the original owner of it? will she welcomed to a unfamiliar world or have to fight through it alone or with new friends she will make?

*Run Run Run* Unknowingly, Ashira returned to her small home where she lived as an orphan with two incredible brothers. Up until that point, she believed her father had died of a heart attack and that her mother had passed away shortly after she was born. "Ashy, meet our mother," Rachel said as he introduced her to a short, slender woman. She glanced at Jayden and thought, "What the hell is going on here?" She believed herself to be insane. * * * Ashira was already hot and flushed when Raven whispered, "I love you." The relationship between him and her mother's unexplained death proved to be more significant than she had initially believed. * * * Alpha connected with a human partner.

Rachel Densil is a mysterious young witch with the unique power that grants her the ability to look into people's future. Her plans to lead a peaceful and quiet life are disrupted when she meets a rather obnoxious Duke who is known for his ruthlessness.

Welcome to Harrow Hill, a small, isolated town where the sun rarely shines, and shadows linger long after twilight. For decades, the townsfolk have whispered about the ancient curse that haunts their streets, a sinister force that awakens every fifty years to claim new victims. When investigative journalist Rachel Bennett arrives in Harrow Hill, she’s determined to uncover the truth behind the mysterious disappearances and macabre legends that plague the town. Armed with her notebook and relentless curiosity, she delves into the town's dark history, unearthing secrets that have been buried for generations. As Rachel digs deeper, she encounters a cast of unsettling characters—an eccentric historian with a cryptic warning, a grieving mother who lost her son to the shadows, and a reclusive artist who paints nightmares. Each holds a piece of the puzzle, but with every answer, Rachel finds herself drawn closer to the malevolent force lurking in the darkness. With the clock ticking and the body count rising, Rachel must confront the malevolence head-on. But Harrow Hill has a way of twisting reality, and soon Rachel can’t distinguish between her own fears and the town’s horrifying truths. Will she unravel the mystery before the shadows claim her too, or will Harrow Hill's curse consume her like the countless souls before? In "Shadows of Harrow Hill," every corner hides a nightmare, every whisper conceals a threat, and every shadow has a story to tell. Prepare yourself for a chilling journey into a world where the line between the living and the dead is dangerously thin.

[Warning: This story contains themes of emotional abuse, traumatic activities, obsessive behavior, cruel betrayal, and mature language. Reader discretion is advised] “Let us get married, Miss Rodriguez,” He said his eyes fixed on the slender, tall woman next to him. It was soon she realized the implication of his words, and spat out the juice in her mouth. “Do you have a problem with it?” “I am sorry, but what?!” I coughed, stuttering out words from my mouth, while gently wiped off the red stains on my lower lip. “You want to get married to me?” “Why? Is this some sort of joke?” Get married to him? Wasn't it so obvious I was done with anything called marriage? “This isn't a joke. I can give you everything you want,” “I am not a gold digger! I have everything I want, Goodbye, Mr. Vale. We are done talking.” “Don't care about your company at all? You'd rather leave it to rot in your competitors' hands?” Clenching my hands to my purse, I gritted my teeth in rage as I glared at the ruthless man in front of me, every part of me waiting to tear off the victorious face of his. “What are your terms and conditions?” “I want us to get married in exchange, for your revenge scheme. I know you were married to my nephew, I don't care as long as you divorce him. I can give you the ultimate vengeance you want.” “Did you investigate me?” “How else is the contract marriage supposed to work if I know nothing about you? Sign the contract and your company is yours. I will cancel the merging of the Vale Corps and Rodriguez Group this instant, the ball is in your court!” “I will count up to three, and it is off the deal,” “..1..” “..2..” “..3..” “I will sign it!” ~~~~~~~~~~ Betrayed and left in the dutch by everyone she trusted so much, Rachel Rodriguez's child is ruthlessly aborted and she is left to die in an inferno. Life gives her a second chance, and she is reborn at the perfect timing - the time where her vengeance would best be served hot! Luckily for her, she finds her childhood college friend who she has no memory of for her revenge, Lucian Vale, her divorced husband's half brother who offers her a contract marriage. Remorselessly, she signs the contract. As love would have it, star aligns once again for both of them in the most critical moment when a decision is to be taken, the so- called lifetime enemies are forced to compromise and work together to attain their goals. he has what he wants and with his influence, Rachel was sure to have her revenge smoothly. From today onwards, she would show them she isn't to be messed with! And those who caused her pains in her past life will know nothing but pains!

Premium chapters starts from chapter 20(second chance). Please unlock and happy reading! When Jasmine Reed confesses her love to Liam West, her brother's best friend. She faces a heartbreaking rejection but fate had it's way of bringing them together. On his wedding day, Liam's bride disappears. He turns to Jasmine with a marriage contract proposal to save his reputation. As they tied the knot of a chaotic union, a passionate connection Sparks between them that neither can deny. Rachel, Liam's vengeful fiancee returned and threatens to expose his dark past putting their love to test. Can Jasmine and Liam's new found love overcome the secrets and lies that surround them, or will the truth tear them apart?

The war in the kingdom intensified, and the orcs from the North were ready to take action. They traveled through time and became the ninth son of a Count. He was not qualified to inherit the title, but accidentally obtained the daily intelligence system. With the help of the daily intelligence system, he began to build a territory and obtain a title. [Daily information has been updated] [1: Renn was wandering around the Lucerne town market today and accidentally bought a life fruit from Mijie’s pulp shop. After taking it, he officially condensed the life seeds] [2: In the northern part of your territory, there is an extremely rich iron mine among the Golimbo tribe] [3: In ten days, your territory will be attacked by tauren] [4. After seven days, there will be a group of unicorns looking for food in the west of your territory] 【5：…………】 [6: Engel Dressrosa seems to have some troubles, coming from the limitations of his own strength] 【7:……】 This is a translation, All credit goes to the original author: If life is just like a dream

This Novel tells us the tale of Arielle Lardon hopes and determination to find love before she turns thirty and gets too old that no man approaches her anymore. It also holds a twist of how her love from the past is constantly stopped from meeting her in the present by an evil friend. Will their love story be like every other fairytale or just take it own turn and dissapoint you? Actually the dissapointing part won't really happen, so please read. Try to find out by reading till the end. CASTS: Arrielle Lardon. Rachel Lardon: Arielle's mom. Katie Joel: Arielle's best friend. Jason Anderson.

I'm Rachel, a lone wolf without a scent,agility and speed. I had none as a wolf, and as a daughter of a rich alpha I was a disgrace to the pack and my family's legacy. On my 18th birthday it was the blood moon, one that appears once in every century. I was supposed to wolf out and become one with my inner wolf but fate took a drastic turn on me. I was humiliated by peers and most especially my father, as I was the only one left out who couldn't transform, much less communicate with my wolf. I was seen as a worthless outcast and a disgrace to my kind. Till I met Zech who made my life a living hell. A Man who did not believe in love. However fate took us by surprise, it turns out that I'm his fated mate. what would happen when he finds out that I'm not actually a human, but a wolf and an outcast?.

"Kita akan bertemu seribu purnama lagi, Cintaku. Tapi tentu saja Kau akan menemukanku dalam raga yang berbeda, tunggu aku," begitulah suara jiwa cinta sejatinya. "Jika kita tidak bertemu dalam kurun waktu seribu purnama, maka Dewi Bulan telah mengubah takdir kita. Kau bebas memilih penggantiku di sisimu," serigala itu melanjutkan pesan terakhirnya yang cukup panjang. _______ "Rachel, I love you," Danique mendekatkan bibirnya ke wajah Rachel. Rachel membeku di tempat, ini seperti dejavu. Ia merasa seperti pernah mengalami kejadian ini sebelumnya. Berada di lift berdua bersama Danique dan lelaki itu mengajaknya berciuman. "TIDAK, INI CUMA MIMPI!" teriaknya. "Mimpi? Ini nyata, Sayang," Danique memundurkan badannya karena kaget oleh teriakan gadis itu. Benar-benar membingungkan, Rachel pernah mengalami ini tetapi di dunia mimpi. Ia terbangun waktu itu karena melihat sesuatu yang ganjil di dada lelaki itu. Rachel menggeleng dan memegang dahinya. "Mengapa, Sayang? Pusing?" ucap Danique dengan lembut. "Tidak, minggirlah," Rachel menggeser kakinya menghindari Danique. Lelaki itu berbahaya, mulutnya manis dan lembut tetapi isi otaknya tidak mungkin tidak berisi kebrengsekan. "Ada yang salah denganku?" Melihat tingkah Rachel, Danique semakin bingung. Baru kali ini Ia melihat Rachel pucat pasi, bibirnya memutih dan sangat ketara karena menggunakan lipstick yang tipis. "Tidak, hanya saja Kau berbulu," racau Rachel sembari masih memijit keningnya. "Hah, berbulu? Enak saja, aku tidak berbulu. Apakah Kau pernah melihatku melepas baju? Sini kuperlihatkan dada telanjangku," mendengar tuduhan Rachel, Danique mengotot. Danique melepas kancing jas hitamnya tetapi seketika dihentikan oleh Rachel. "Hei, mesum! Apa yang Kau lakukan? Hentikan!" Danique hanya tertawa, Ia pun mengikuti gadis itu keluar lift dengan sedikit lega. Sedangkan dalam hati Rachel, masih terpatri beberapa pertanyaan tentang kejadian di lift. Ia pernah mengalami itu dalam mimpinya, Ia masih ingat padahal sudah sembilan puluh lima tahun berlalu. Dalam mimpi tersebut, Rachel berteriak lantang karena menyadari apa yang Ia alami hanya mimpi. *** Mahaya Liliana 2 Juni 2022

Summary HI. Everyone This story is about a journey to the top by an arrogant and pervert boy named Trevor who met a prideful system after he died from an infamous truck- kun. Along the way, where he faces powerful immortals, gods many other creatures and beats them to pulp and there are no things he can't do but there is one thing he can't avoid is to getting trolled by his system which treats him as a slave System: [Slave have pride in what you do. The moment you lose your pride, then it's a one-way ticket to hell].

Rejected and banished by her mate, the alpha, after she told him she was pregnant with her child. Feeling betrayed and broken, Rachel swore to return with a new pack and have her revenge by killing her mate and his whole pack that didn't stop her banishment. In her journey to find a new pack, she discovers that she was actually a Luna, and she had the power to destroy the world if used wrongly. Does Rachel let revenge consume her and the whole world or does she reconnect with the one that betrayed her?

Rachel Daniels, a hopeful romantic yet inexperienced in love, is devastated when she discovers her marriage was a sham. Alexander Sterling, a determined self-made millionaire seeking justice for his brother's betrayal, unexpectedly finds himself drawn to Rachel, the woman he blames for his family's pain. However, their journey takes a complicated turn when Rachel returns with a secret that could either heal their fractured relationship or destroy any hope of reconciliation. Alex seizes the chance to win her heart anew, but they must confront their deepest fears and insecurities amidst the complexities of trust and the true nature of love.

Rachel, an orphan, flees town after a fatal run-in with her client left her devastated. Helped by her beloved friend Richie, she starts anew in a new town, far from home. He loves her, but she denies her feelings for him, yet he accepts her as family. Opportunity calls when she's in need of help again, and he seizes it to reclaim her for himself, despite the fact that she is married. Will he succeed?   Rachel finds herself cut in the web of love and hatred, in a saga fuelled by the shadows of past misdeeds and a desire to have it all. She just wants to live a new life and be happy with the man she loves—a man who loves her but is too weak to defend her. Here she is, trapped by the secrets she holds dear to her heart. Will she ever find true happiness?   What will happen to her cherished marriage with the guy who loves her but is too weak to defend her when vengeful acts reveal secrets that were perfectly kept for years? Will it survive the heat? Oh! Will Rachel ever accept Richie, who loves her so much yet uses her to achieve his own aim?  Walk with me as we unravel these mysteries together.

SYNOPSIS Rachel sees her once-perfect life crumble, only to discover hidden truths and a chance to rewrite her fate. In this tale of rebirth and revenge, Rachel seizes the opportunity to protect her loved ones and claim a life free from Derek's manipulations. MORE DETAILS ARE IN BETWEEN THE CHAPTERS, PS: READ EVERYTHING.