Stock Market

The war against Voldemort made many people filled with despair. Many people lost their partners, friends, teachers etc. But what would have happened if a soul from another world took birth in this Earth filled with magic, with an aim to correct all those mistakes, with a determination to save all the innocent souls and a slight idea to bring Dumbledore and Grindelwald back together. What if Argus Filch started using magic to hunt Voldemort along with his partner a flying black panther named Mrs. Norris? What if Professor Snape was scolded by his mother for deducting Gryffindor points? What if Newt is confused with the decreasing number of fantastic beasts in his suitcase? What if a certain royal elf queen missed her godson? What if the royal dwarf family ran out of ideas for designing mechas? What if the Atlantean royal family wanted to enter the stock market of the surface world? After all what's the fun if you can't bring back Harry's Parents and Ariana Dumbledore back. Read the story to follow the naughty soul in his all his mischievous endeavors. Note : A Fan fiction on the Harry Potter and Fantastic Beasts movies with a little garnishing of the author's whimsical ideas. :-P

"Xavier Lancaster, the richest and most influential man on Earth, lives by one simple motto: 'Money First'. A brilliant strategist, ruthless businessman, and master negotiator, he built an unshakable financial empire. But when a mysterious incident transports him to a medieval world on the brink of collapse, he finds himself… the ruler of a weak and crumbling kingdom. Faced with corrupt nobles, hostile neighbors, and a shattered economy, Xavier decides to use the one thing he knows best: the law of the market. Armed with his cunning, modern strategies, and cutthroat business sense, he turns every problem into an opportunity and every enemy into an investment. His goal? To become the richest and most powerful emperor this world has ever seen. But in a land where strength rules and magic exists, will money really be enough to buy everything? Get ready to witness the rise of a man who’s ready to put a price on the throne itself."

Title: Trillionaire Student: The Art of Corporate Warfare Genre: Cyberpunk Corporate Drama / Tech Romance Setting: Near-future Shanghai (2045) where blockchain dynasties and AI oligarchs dominate global finance. Protagonist: · Ye Chen: A 22-year-old financial prodigy with military-grade neural implants. Orphaned and self-made, he accidentally inherits trillion-yuan assets tied to a cryogenically preserved heiress. · Su Ning: A "frozen elite" heiress resurrected from cryostasis. Her trauma-encrypted mind holds the keys to her family's blockchain empire. Core Plot: When Ye decrypts suicidal patterns in Su's neural data, their forced partnership to upgrade her emotional firewall exposes: 1. Corporate Espionage: Rival tech giants weaponize celebrity scandals as NFT commodities. 2. Family Conspiracy: Su's mother audits her memories like hostile mergers. 3. Hidden Protocol: A blockchain ledger tracking physical intimacy as corporate liability. Key Westernized Elements: · Boardroom duels in holographic Hunger Games-style shareholder arenas · Romance through shared neural hacking of trauma encryption · Memetic warfare where viral tweets manipulate stock markets Themes: · Capitalism 2.0 (emotions as crypto assets, SEC-regulated marriage contracts) · Cybernetic identity (childhood trauma rebuilt as AI firewalls) · East-West fusion (Tang poetry as quantum encryption keys) Cultural Bridges: · "Black Swan Fund" → "Quantum Contingency Fund" · Neural interface battles styled as The Matrix meets Game of Thrones · Food metaphors: Xiaolongbao dumplings as encrypted data carriers

After obtaining the Mech Designer System, Ves aims to create the greatest mechs in the galaxy! In the far future, the galactic human civilization has entered the Age of Mechs. The countless lesser powers of humanity have come to adopt mechs as their main weapons of war. Only a small number of humans have the right genetic aptitude to pilot these destructive war machines the size of buildings. Born to a military family in the edge of the galaxy, Ves Larkinson is one of the many people who lacks the talent to earn glory in battle. Instead, he became a mech designer. Helped by his missing father, Ves has obtained the mysterious Mech Designer System that can help him rise in the galaxy and beyond. His mechs based on the principles of life quickly allows him to rise to prominence. Powerful and highly compatible with mech pilots, his products have the potential to take the market by storm. However, success does not come easily, and countless challenges bar his ability to sell his mechs to a market eager for innovation! With the sins of the human race in the galactic arena slowly catching up, Ves must navigate the perils of the ultra-competitive mech market and maintain control over his growing organization of misfits. This is the golden age of mechs. This is the golden age of humanity. The question is, will it last? "Any challenge can be overcome as long as I design the right mech!" --Join The Mech Touch's unofficial Discord server! https://discord.gg/APB5KCU --Follow my Instagram and Twitter! https://www.instagram.com/mlduong https://twitter.com/MLDuong --Cover Art by Derek-Paul Carll (carlldpn) --The Mech Touch is an original webnovel written by ML "Exlor" Duong. The Mech Touch is mainly published on Webnovel.com and a select few platforms affiliated with the parent company of this website.

The rise of a game created by a mysterious VR game company is set to throw the world into chaos as the borders of game and reality blur. Ascension of Souls was marketed as a game that would change the world with its innovation but to Leo, it would do more than just that. It could save his life or Erase his entire existence. His fate and the rest of the world is in the hands of the stars

Five hundred years after his death, Orion awakens in the aristocratic Reyes family—one of the five ruling houses of the Petrosyan Confederacy. With both his experience and trauma from another life, he must carve his own path in a world shaped by power, technology, and ruthless ambition. On a mission to Cerros-7, in the heart of a bustling market, a woman draped in tattered veils appears before him, her ember-like eyes burning with eerie intensity. With a grip as cold as death, she seizes his hand and whispers a prophecy that sends a chill down his spine: "The sky must fall for your star to rise, A veil of despair shrouds crimson skies. Through ash and ember, your brilliance softly flies, A light reborn where endless darkness lies." As he navigates treacherous politics, genetic evolution, and a destiny far greater than himself, Orion must uncover the truth, before the prophecy becomes his undoing. Tags: [Reincarnation | Fantasy | Superpowers | Survival | System | Genes | Evolution] Schedule: [12 chapters/week] Chapter Length: [1200-1400 words]

What does it feel like to be betrayed by the person closest and most trusted? Having been reborn, Hua Mi says that the first priority in surviving the apocalypse is to have sufficient supplies, stay away from the crowd and the White Lotus, and lay low until the end. Just as she rolled up her sleeves, ready to make a big effort, she suddenly activated a supermarket space and the Cashier System?! Tsk, why struggle in life when you can just stock up on goods and breeze through it? However, looking down at her increasingly large belly, Hua Mi carried baby formula in her left hand and a Chopper in her right. Where did this kid come from?! The plan had gone a bit awry, the first priority was to ensure the baby’s safe birth, and, to be wary of the man who kept staring at her belly every day. Man: Honey, why do I feel like you're getting fatter recently? You look like you're pregnant. Hua Mi: It's not like...

In a dystopian future, humanity is no longer measured by potential but by profitability. Every person is a commodity, their worth dictated by a Stock Value Index (SVI)—a number derived from genetic profiling, productivity assessments, and behavioral analytics. The Human Stock Market determines everything: careers, relationships, even who is allowed to exist. A powerful Board of Directors governs this system, ensuring that each individual maximizes their returns for society’s elite investors. The wealthy high-value stocks enjoy unlimited freedom, while the low-value underclass is strictly managed to prevent waste. But a radical activist group, The Nullifiers, sees this for what it truly is—enslavement. In a final, desperate act, they launch an unprecedented cyberattack, permanently severing 90% of the population from the market. The system collapses overnight. No numbers. No control. No order. What was once a meticulously structured society crumbles into chaos. Without the centralized infrastructure that governed every aspect of life, cities decay, economies collapse, and people turn on one another. Now, in a world where survival replaces status, former elites and outcasts alike must learn to navigate a brutal new existence—one where humanity itself is the only currency left.

William was about to conquer Wall Street. His revolutionary algorithm promised near-perfect stock market prediction – until a freak power surge ripped him from his reality and hurled him into Aver, a world ruled by magic, not data. Now, stranded in a completely foreign place, full of monstrous creatures, and a world at work, his spreadsheets are useless... or are they? In a twist of fate, William discovers that he can still utilise his data & analytics techniques and tools through a magic system unique to him, a power unlike anything Aver has ever seen. But what good will spreadsheets, bar charts or even predictive analysis be in a land governed by sword and magic? William is going to have to use all his wits and smarts to improvise, adapt and overcome, and quickly too! Follow William's journey through the magical land of Aver as he leverages his data magic system in unique ways to survive, and perhaps, just perhaps, save a world from the brink of destruction.

When there were strange signs in the sky, there must be demons lurking. Li Mo, who had studied antiques since he was young, had a strange change in his eyes after being struck by lightning. With a pair of divine eyes, he gained the ability to see through things and sense objects. He bought a gourd bottle for 500 yuan at a flea market and sold it for 230,000 yuan. A painting he casually bought turned out to be a genuine work by Xu Beihong, worth thirty to forty million yuan. The black double-eared bottle that came with the purchase of a set of gold jewelry turned out to be a genuine possession of the Ming imperial family. Ancient bronze ware, exquisitely crafted porcelain, calligraphy and painting with bold and vigorous strokes, and thrilling gambling stones came one after another. From then on, Li Mo's life underwent a revolutionary change. "I have divine eyes, and there are no treasures in the world that can escape my sight."

In an unexpected accident, Davis Allen had lost his legs, his freedom and his position as the heir of the Allen family. His life became lonely and frozen but a forced union With Jessica Brown became a turning point.... Jessica Brown, an unloved and unwanted daughter is traded to marry a crippled in place of her half sister and the future of the company while the perpetrators' will have to sit back and enjoy the glory.... Why should it be so? Why does she have to bear the suffering when she is the elusive Doctor Sica, the famous Lady Bright and the unparalleled stock god ...

I’m a woman based in Cleveland, Ohio, and as a data analyst, I’ve always prided myself on making calculated, well-researched decisions when it comes to my investments. I’m careful about where I put my money, whether in stocks, real estate, or even emerging markets like cryptocurrency. So when I came across a promising crypto platform, I thought it was an opportunity I couldn’t pass up. I was casually scrolling through TikTok one evening when I first heard about this platform. It seemed legitimate, with lots of positive testimonials and high returns being promised. After reviewing everything carefully, looking at user feedback, features, and even doing some basic background checks, I decided to invest $200,000. It was a calculated risk, or so I thought. I was feeling pretty confident, believing I had made an informed decision based on the data. However, things quickly took a turn for the worse. The platform started experiencing delays in withdrawals, and customer support went silent. At first, I thought it was just a technical issue, but as days turned into weeks and my funds were still tied up, I began to worry. I eventually realized the worst-case scenario: I’d been scammed. The platform disappeared entirely, taking my investment with it. It was gut-wrenching. All that time and effort I’d put into research seemed pointless, and I was left wondering how I’d missed the red flags. Feeling frustrated and defeated, I turned to YouTube in search of answers. As I was watching videos related to crypto scams, I came across a comment that mentioned Digital Tech Guard Recovery. Someone had shared their experience of recovering lost funds with their help. Curious, I did some more research, and everything I found about Digital Tech Guard Recovery seemed promising. I was hesitant at first, but given my situation, I decided to reach out. Digital Tech Guard Recovery quickly took over the process. WhatsApp: +1 (443) 859 - 2886 Email @ digitaltechguard.com Telegram: digitaltechguardrecovery.com Website link: digitaltechguard.com

In the bustling streets of Kolkata, 2025, Aritra Naskar is just another overworked IT professional, trapped in the monotony of corporate life. But fate has other plans. One tragic evening, Aritra's life is cut short in a devastating train accident—only to awaken in 2008, back in his 18-year-old body, on the cusp of his WBJEE preparations. Confused yet intrigued, Aritra discovers he’s been granted access to the Legendary System, an advanced interface that allows him to buy futuristic technology, manipulate stock markets, and alter events before they happen. Armed with knowledge from the future and a hunger to rewrite his destiny, Aritra sets out not just to reclaim his lost dreams but to build an empire that will change the course of India’s future. From surviving high school to dominating global economies and reaching for the stars, Aritra’s journey is one of ambition, power, and the ultimate question: How far would you go if you had the chance to control time itself?

[Apocalypse] + [Space] + [Super Power] + [Decisive Killing] + [Excellent Mind] .The female protagonist Su Jin was reborn after betrayed in the last days and returned to a month before the end of the world, so she began to stock up and stock up again. Unexpectedly, this time, the whole family became big brothers. At this moment... Lu Hao has always dreamed recently of a delicate girl who was sliced experimentally. I always thought it was a dream, until one day, the person in the dream appeared in front of him.

WhatsApp info:+1 (272) 332–8343 Website info: http s:// adware recovery specialist. com  Email info: Adware recovery specialist (@) auctioneer.net  Telegram info: http s:// t.me /adware recovery specialist1 After years of investing in traditional stocks, I decided to venture into the world of cryptocurrency. The digital asset space has been growing rapidly, and with stories of massive returns floating around, I thought it might be a good opportunity to diversify my portfolio. One particular platform caught my eye, offering exceptionally high returns that seemed too good to pass up. Convinced that it was a safe bet, I invested a significant sum $115,990 believing I was making a wise decision. At first, everything seemed to go smoothly. I received updates on the platform's performance and watched my initial investment grow. But, as time passed, things started to take an unsettling turn. Communication from the platform became increasingly sparse, and the once-transparent processes seemed to disappear. The platform’s website was suddenly down, and attempts to contact customer support went unanswered. It didn’t take long for me to realize that I had been scammed. Panic and frustration set in as I watched my investment evaporate. I couldn’t believe I’d fallen for it after all, I had years of experience with stock investments and should have known better. In a state of desperation, I turned to Facebook and local online forums to seek advice from others who might have experienced something similar. That’s when I came across a post from someone who had successfully recovered their lost funds through a service called ADWARE RECOVERY SPECIALIST. Intrigued, I decided to reach out. From the very first interaction, I was impressed by their urgency. The team at ADWARE RECOVERY SPECIALIST worked quickly to assess my situation and guide me through the process. They explained each step clearly, keeping me informed along the way. Within just a few weeks, to my amazement, I had all my funds returned. The sense of relief was indescribable. I am incredibly grateful for the support I received from ADWARE RECOVERY SPECIALIST . Their expertise and dedication not only salvaged my financial situation but also restored my confidence in the process of recovering from such scams. While it was a painful lesson, I’ve learned the importance of being cautious and doing thorough research, especially when venturing into unfamiliar investment opportunities. Thanks to their help, I’m back on track and more cautious than ever.

Lex had everything—wealth, power as Wall Street’s rising stars. But his world crash when his uncle Barnie Maddox, betrayed him, turning him into a scapegoat for Maddox Holdings’ financial schemes and years of lawsuits. Struggling bitterly until he died. Now, Lex wakes up in 2007, seventeen years old again, just months before the financial crash with full knowledge of the market’s collapse. Determined to rewrite history—for his family, for the legacy he lost. Release Rate: Weekday 1ch/day Weekend 2ch/day (Use -) BONUS: Every 10 collections +1ch (use +) Every Review +1ch (use +) Every Plot Suggestion +1ch (use+) SYMBOL: | Notes $ Deals ( Tracking) @Subplot

In 1990s Seoul, Jin Hoshino is just a struggling teenager trying to escape poverty. But when a mysterious Future Tycoon System activates, his life changes forever. With knowledge of future industries, stock markets, and groundbreaking technology, he seizes every opportunity—turning small hustles into billion-dollar empires. From software and gaming to smartphones, e-commerce, and finance, he builds the world’s most powerful business empire, outpacing even the biggest corporations. Wealth, power, and influence—everything is within his grasp. But with great success comes rivals, corporate wars, and unseen enemies who want to control or destroy him. Can he stay ahead and dominate the world from the shadows? This is the rise of The System CEO.

Whatsapp: +1 4.14 8.0 71.4 8.5 Website: https: // rapiddigitalrecovery. org Email: rapiddigitalrecovery (@) execs. com Rapid Digital Recovery was a lifesaver when a stock trader from Denver, Colorado, found myself ensnared in a crypto scam. As someone who has spent years carefully navigating the stock market, I pride myself on being cautious with my investments. But when I came across a crypto platform promising extraordinary returns, I couldn’t resist the temptation to dive in. I invested $125,000, enticed by their professional appearance and glowing reviews. Everything seemed legitimate—until it didn’t. Within weeks of making the investment, I noticed that I could no longer access my funds. Customer support became evasive, and the platform’s response time grew longer and less helpful. It quickly dawned on me that I had been scammed, and my hard-earned money was likely gone for good. The realization was both frustrating and overwhelming. As a stock trader, I was used to analyzing risks and protecting my investments, but this was an entirely different animal. I felt completely powerless. In my desperation, I reached out to a fellow trader in Denver who had faced a similar situation. He recommended Rapid Digital Recovery, saying their team had helped him recover his own funds after a crypto scam. Though I was initially skeptical, I had nothing to lose at that point and decided to give them a try. From the moment I contacted Rapid Digital Recovery, I felt a sense of hope. Their team was responsive and professional, taking the time to thoroughly understand my case. They laid out a clear plan of action and assured me they had the expertise to handle the complexities of crypto recovery. I was impressed with how quickly they got to work and the level of detail they provided throughout the process. Within just a few weeks, Rapid Digital Recovery managed to recover the full $125,000 I had lost. I was astounded by how efficiently they handled everything. Their team kept me informed at every stage, ensuring I knew exactly what was going on. The sense of relief I felt when I saw my funds returned was indescribable. Thanks to Rapid Digital Recovery, I was able to recover my lost investment and learn a valuable lesson in the process. For anyone who finds themselves in a similar situation, I highly recommend their services. Their expertise truly set them apart in an industry rife with scams.

A young Japanese man inherits his parents' Shine Muscat grape farm after they impulsively bought it during retirement but couldn't handle its physical demands. Though initially reluctant, he finds success farming for three years until market oversaturation causes prices to plummet. While playing a new video game called "Immortal Order: Origin" about historical secrets, he is mysteriously transported to 16th century North America, where he encounters starving English colonists from the lost Roanoke Colony. His grape farm has been transported with him, complete with modern equipment and a secret gift called 'Immortal'.

# RELAXED On the day he entered university, the navigation system on his phone started to have the function to automatically search for treasures. Every time he found a treasure, he would be able to receive a lot of rewards. “92kg of embezzled products detected. The reward for completing the treasure hunt: 100 million mansions by the Sky Lake.” “The top celebrity, Xia Qiu, will run into danger soon. The reward for completing fate hunt: 100 million cash.” “5kg gold detected. The reward for completing treasure hunt: 60% stock of Distant Publishing that’s worth 600 million.” With the continuous treasure hunts automatically detected on his phone and obtaining the rewards from the hunts, Ye Feng said, “From today onwards, I’ll be the most pretentious bastard.”

Ivan Pejić was a failure. A 39-year-old Croatian living in Germany, drowning in debt, stuck in a dead-end job, and abandoned by his wife. With nothing left to lose, he ended it all—only to wake up again. But this wasn’t the afterlife. This was 2004. Reborn with all his memories intact, Ivan quickly realizes he has been given a second chance—not in a new world, not with superpowers, but in his own past. A past where Bitcoin doesn’t exist yet, Apple stock is dirt cheap, and the internet is about to change everything. But while the opportunities for wealth are endless, some things remain the same. His drunk father. His gambling-addicted mother. The same struggles he once endured. This time, he refuses to be a victim. Armed with future knowledge and a ruthless drive for success, Ivan is determined to escape poverty, build his fortune, and secure a future where neither he nor his younger brother will ever have to struggle again. No powers. No cheats. Just money, strategy, and the will to win. This time, he’s playing to win.

The Bootlicking Antagonist Wants to Survive, but Female Lead refuses to follow the plot One car accident and I’m transported into a city power fantasy as the villain. As long as I survive until the grand finale, I can return to the real world with hefty rewards. But! These stunning beauties don’t go to serve as the protagonist’s harem, they surround me every day. Are they not satisfied with how slowly I’m dying? Stop wearing stockings, stop wearing uniforms, what’s with all of you trying to seduce me? To find Long Aotian! Since destiny is in my hands, I might as well challenge the protagonist directly! Who’s the protagonist, damn it, who knows! My Patreon: https://www.patreon.com/jodex7

Henry is a university graduate who happens to be working as a hotel receptionist, though with big dreams of being more than that. All these change for good one day when he finds a way of cracking a very sophisticated technological system, which ultimately empowers him to formulate and develop leading-edge inventions from his bedroom. With a determined mind not only to conquer the market but also to move out of his gray life, Henry starts into his journey of fame by introducing a number of radical technologies that capture the interest of the whole world and hold it.

Premise: In a near-future society, human free will is a carefully controlled illusion. Unbeknownst to most, an advanced AI system called Marionette subtly manipulates thoughts, decisions, and even emotions through an invisible neural network. When Kiera Vaughn, a cyber-security analyst, stumbles upon fragmented code in a black-market data dump, she realizes something terrifying—she’s been following a script her entire life. Determined to break free, she joins a rogue group of hackers known as The Cut Strings, who claim to have found a way to disconnect from the system. But as Kiera starts untangling the layers of control, she begins to question whether her rebellion is truly her own… or just another program running its course.

Gemini visits the coastal town for a break from city life, expecting a boring summer. But everything changes when he meets Fourth, a hardworking boy with a secret love for music. As they spend time together—exploring night markets, watching fireworks, and sharing late-night talks on the beach—a quiet but undeniable connection forms. However, as summer nears its end, they must face the reality of their different lives.

Rebecca's journey is one of resilience, love, and self-discovery. After a painful betrayal that left her heartbroken, Rebecca escapes to New York City, determined to start over and rebuild her life. She secures a job at a prestigious marketing firm and begins to heal from her past. But when a harsh encounter with her CEO, Ethan Carter, leads to an unexpected bond, Rebecca finds herself falling for a man who challenges her to trust again. As their relationship deepens, Rebecca faces the difficult decision of leaving her career to support Ethan and build a future together. Struggling with her new identity as a housewife, Rebecca must learn to find joy in her new life while embracing the love and dreams that have brought her to this point. This is a story of second chances, overcoming fears, and the power of love to heal even the deepest wounds.

In the future, after endless calamaties and wars, humanity’s coalition in space, the [Golden Star Empire] is destroyed along with all of humanity. First-rank Star-Knight, Johnathan Drake, dies while guarding the final human settlement. "I had a good life. I only regret being so weak.." To his surprises, he wakes up in a young man’s body fifty years in the past, on a primitive shield-world called Arkana as the youngest son to a noble family. In the world of fantasy and magic, gods and demons, John has not only his mind but the mysterious system to aid him in saving all of humanity. [Infinite System Fusion complete!] [Would you like to access the Inter-dimensional market?] [Would you like to learn…] [Would you like to summon…] [Would you like to sell…] [25 power stones = 1 Extra chapter] [100 Power stones = 2 Extra chapters] [200 power stones = Extra chapters] [Gift= Name used in the story.] Please comment, review and share. It's the source of my motivation!

Hire OMEGA CRYPTO RECOVERY SPECIALIST today I am one of the lucky people who entered the cryptocurrency market in the hopes of creating a retirement fund. Regretfully, I invested in a fraudulent platform that defrauded me of about $195k Canadian Dollars, not including the promised profits, and I lost everything, including money borrowed from friends in the process. I was left feeling hopeless until I came across this great Hacker "OMEGA CRYPTO RECOVERY SPECIALIST, who was able to retrieve my money in less than 60 hours and even locate the scammers. I am immensely grateful for their help and highly recommend their services to anyone in a similar situation. Website; omegarecoveryspecialist .c o m Text/ Call.... +1 (701, 660 (0475 EMail; omegaCryptos@consultant . c om

I died and was reborn a month before the apocalypse. So I decided to stock up different food, ingredients and electrical stuffs.Then I heard a sound "Hey host, you have successfully been selected by me your one and only system". I was really happy that I got a system. Not knowing the truth. My system is a 'searching for husband system'. Why Why me. System: Host why are you crying you should be happy instead. Me: crying System: Come on host you would find handsome men who are strong enough to protect you. Me: raised my middle finger CAUTION: Read at risk. This story is full of gore. Not for kids under 17 Thank you

When Elora loses her family at a tender age, she is sold into slavery, her true heritage forgotten. Bound in chains, she is thrust into a cruel world of auctions and buyers, her memories buried deep within her. But fate takes a turn when a mysterious figure—clad in a dark hood—buys her freedom for a price few are willing to pay. Taken to a small apothecary in a bustling market, Elora finds refuge in the home of a skilled herbalist, a woman whose knowledge of plants and healing runs as deep as the scars hidden beneath Elora’s skin. While the herbalist tends to her body, the silent bond between them begins to form, offering Elora the first glimmer of hope in years. Yet, questions about her past continue to haunt her. As Elora’s physical wounds heal, secrets unravel—secrets that will reveal her bloodline, the true identity of the man who saved her, and the path to her destiny.