Scratch Win Money

Waking up as the third rate villain in a game before realizing none of his ending is good, what will a guy do? "Where is my golden finger?" "Wise Soul?" "System?" "Blessing?" "Fuck, it's one thing not giving me any boost but not giving me any talent is another!" "No cheats? I have money!"

Main info: Switch Couple. World: Alpha, Omega, Beta

I had nothing left to live for. No family. No friends. No future. Just a shattered soul wandering through a world that had already taken everything. Then I died. And that’s when everything changed. I woke in a world of light. A void between realms. A place where gods whisper and broken souls wait to be judged. There, I met Ashen Crimson—a man who had once been worshipped, then feared, and finally cursed by the very gods he had defied. A tyrant who had destroyed his own world. But now, he’s offering me something terrifying: His life. His past. His power. His chance to make things right. The catch? The world of Zerawell is fractured. Ashen’s name is soaked in blood. His fate is sealed—exile, ruin, and eternal hatred. And now, it’s my name. Because I’ve been reborn as Ashen Crimson, heir to a house that both reveres and reviles me. A noble with dormant shadow magic, a shattered reputation, and a cursed destiny I never asked for. But I’ve lived a life of pain. I’ve walked alone through hell already. And I won’t follow his footsteps into madness. With a divine system familiar in my soul, a second chance burning in my chest, and the memories of a monster as my burden— I will rewrite this fate. Let them call me villain, disgrace, or traitor. I didn’t choose this story. But I’ll finish it. Even if it kills me.

Tigers beget tigers, and lions beget lions. But not in this case. Mao Jin, the only son of the Dust Valley Sect Master, became the laughingstock of the sect due to his trashy talent. At eighteen, he was still stuck in the Mortal Rank-1 realm, with no hope of breaking through to the next stage. Even his parents had given up on him as a cultivator, wishing only for him to live a mortal life. However, everything changed when Mao Jin earned his first income. That was when he realized—what he truly needed wasn’t talent, but money. With money comes unparalleled talents. From a nobody to a visionary, watch as Mao Jin transforms the Dust Valley Sect into a thriving business hub while rising to power!

Ayana is a 20-year-old college student juggling classes, part-time jobs, and the crushing responsibility of supporting her sick father and little sister. Desperate for money, she makes a painful decision to work as a hostess at a bar for just one night. That one night changes everything. She ends up spending it with Leo, a cold but devastatingly charming CEO from the capital who’s in city on some business. When they meet again, Ayana needs help with another surgery cost. Leo pays, again. But by the third time, Ayana realizes she can’t rely on handouts. So, she decides to build something of her own. Armed with determination, a few business ideas, and the money she once got from Leo, Ayana slowly climbs her way up from nothing. She starts her own business, earns her own success, and proves she doesn’t need a man — not even a rich CEO — to stand on her own. But now that she finally doesn't need him... Why does it feel like he’s the only one she wants?

Eamond Richard dies as he lived: ruthless, filthy rich, and utterly alone. Reborn into a medieval world where magic trumps all, he wields Money Magic—a system that turns gold into godlike power. Bankrolling wars, monetizing dragons, and weaponizing debt, Eamond builds an empire with the glee of a shark in a treasury. But beneath his carefree swagger lies a twice-orphaned outcast who knows the real game isn’t wealth… It’s never losing again. Yet for all his schemes, Eamond can’t outrun the system’s fine print: hoard too much, and your soul becomes currency. As terrifying creatures and jealous gods close in, he faces a paradox—the more invincible he becomes, the clearer it is that money can’t buy what he truly wants.

I’m a proud NEET who’s devoured every romance novel, manga, webtoon, and otome game out there. Just when I thought I’d conquered it all, a black bunny appeared in my dream. “Congrats! You’ve been chosen to help villains win across multiple worlds!” “Like a game?” “Uh . . . sure.” “Great, I’m in!” And just like that, I became an agent of the Villain System. Time to rewrite some happily-ever-afters—villain style. **[NOTE!]** This novel features multiple short arcs, each exploring different tropes such as ancient China, the modern world, beasts, werewolves, vampires, fantasy, school romance, idol groups—you name it! The twist? Each arc focuses on our MC making the villain (male) triumph over the male and female leads. The story is written primarily in 2nd and 3rd person POV for a dynamic and immersive experience. || Excerpt || [WARNING! MATURE Content Ahead!] “Then serve me . . . properly.” The command was both sensual and authoritative, and Xue Li’s pulse quickened under his intense gaze. The air between them grew heavy, her trembling hands faltering as she began to run the sponge across his chest, her touch featherlight against his scars. “Y-yes your majesty.” Han Feng leaned back slightly, watching her through half-lidded eyes, his expression unreadable. “Slower,” he murmured, his voice a low rumble that made her pulse skip. “You’re trembling,” he said, his voice velvet smooth, making her flinch. “I-It’s the steam, Your Majesty,” she stammered, though she knew it was a poor excuse. Han Feng chuckled softly, the sound deep and rich. “Hmm . . . Is that so? Then you have no problem cleaning my cock right?” Xue Li's eyes trembled, on the verge of tears, which seemed to please Han Feng. His smile grew wider as he urged her on. "Go on. You're going to serve me properly, aren't you?"

Carlos Mendez was a small-time criminal barely surviving on Miami's streets in 2025. When immigration cops cornered him after a graffiti stunt gone wrong, he thought his story was over. Then ball lightning struck. Now he's trapped in 1978 Miami with disco music, Art Deco decay, and an impossible discovery: he can rewind time one second for a dollar. But the money burns away forever. With only $107 left and a supernatural power that could save his life or bankrupt his soul, Carlos finds himself in a city where Cuban refugees build new lives, corruption runs deep, and the drug trade is just beginning to bloom. Time really is money in 1980s Miami.

A crownless king in the world of gods. Akamir had unrivaled strength, wealth, and prestige in a realm governed by martial ability. Yet one mistake cost him his life. When Akamir awakened in the fragile body of a disgraced noble’s son. He found himself in a world steeped in mana, ancient artifacts, and gods who watched from above. A world shaped by otherworlders summoned thousands of years ago. But the longer he lived in this new reality, the more he noticed its abnormalities. “I am a villain?” A world with a predetermined path. “...In a romance fantasy game and novel?” He had become the anomaly. *** Discord:- pY4jFzAWq2

In a world reduced to silence, Soo Min-ji wakes up alone… and alive. No people, No houses, No cities, No activities, Nothing. When a mysterious system interface suddenly appears before her eyes, Min-ji learns she’s no ordinary survivor. The Aegenesis System has chosen her as its host.    Tasked with surviving, and eventually rebuilding the very world that collapsed, she must fight her way to the very top, crushing those creatures that made her life a living hell on doomsday.   She has to stand her ground, she wants to re- write her fate, Heavens decided to grant her a second chance, she can not afford to waste it.. Then.. but then.. she has to build the world with a zombie? One of those who had destroyed her entire life? He wakes up as a B ranked zombie, given another chance to atone for the sins of his race. He has to assist in building the world from scratch again. Then he can pay for his race's sins, make amends with the human race, and their kinds can live together, side by side, but in order to do that he has to build it with a Human! Just how hard can this get?   ---   Initializing Fresh spawn protocol...] [Activating AEGENESIS system...] [------75%] Loading complete!] [Host detected; Soo Min-ji] [You just defeated a level 1 Zombie- Flesh walker. LP +10 points!] [Leveled up!] [Level 1: Rank E; Fresh spawn] So those creatures were zombies? ---- Join our community discord group, for sneak peeks, chapter discussions and lots more.. https://discord.com/invite/SCEtrsru

entering dimensions with will but otherworldly entity gave me something I wasn't expecting.

At Houston University's elite campus in Mayfair City, two worlds collide through the lives of Gerald Martinez and Danny Blackwood. Gerald, a scholarship student from the wrong side of town, navigates the marble halls in his thrift store clothes while his dark curls frame a face hardened by necessity. His worn sneakers echo differently against the polished floors than the Italian leather of his classmates. Danny Blackwood represents everything Gerald isn't—trust fund privilege wrapped in designer suits, a Patek Philippe gleaming on his wrist as he slides into his Lamborghini. The heir to a financial empire, Danny moves through university life with the casual arrogance of someone who's never known want. The catalyst for their collision is Xavier Chen, Gerald's former girlfriend who traded love for luxury when she realized Gerald's potential couldn't match her appetite for Hermès bags and Christian Louboutin heels. Now draped on Danny's arm, she's everything Gerald lost and everything Danny effortlessly possesses. Caught between them stands Naomi Ashworth, the conglomerate heiress whose friendship with Gerald puzzles their social circle. While Alice Montgomery, the school's untouchable beauty goddess, watches from her pedestal alongside Danny's inner circle—Yuri and class president Blondie—Gerald finds support in his dormitory under Rick's guidance and his loyal friend Clinton. As tensions escalate between the dormitories—Rick's working-class fortress and Ivar's white-haired kingdom of privilege—the university becomes a battleground where relationships fracture along lines of wealth, loyalty, and ambition. In Mayfair City's first-class restaurants and boutiques, every interaction carries the weight of class warfare disguised as college drama.

[Ruthless and Decisive] + [Not a Saint] + [Starting with Killing a Beauty] As the apocalypse descends, the world plunges into chaos, with morality and humanity crumbling. Reborn into this shattered world, the cold and calculating Li Yu begins his journey with a staggering lottery win of 30 million. He constructs an impenetrable base, hoards essential supplies, and prepares for survival. While others struggle on the brink of starvation and death, Li Yu enjoys the rooftop breeze, savoring barbecue and beer…

Last life? Betrayed, backstabbed, and buried. This life? Top of the class, wallet full, and zero tolerance for trash. Mess with her, and you’re done. Revenge? Yes. Regret? Never.

I died, but instead of going to heaven, my second life began forcibly inside a novel. And of all things, to become the fake saint and villain ‘Ordell Kiris’! As if that’s not enough, I have to feed and support the terribly impoverished Grand Temple… 【To achieve 100% divine power, you need 10 billion.】 To prevent the end of the world, I have to restore the Sun God with money? What the heck, give me back my heaven. * * * I worked hard to make money by thoroughly exploiting my surroundings. But did I play the role of a saint too well? “If I had to choose between the Grand Temple and the Lady Saint, I would protect the Lady Saint.” The captain of the Holy Order, unaware that I’m a fake, declares that he will protect me. “After all, there’s no better vault than mine, right?” The original villain of the novel I happened to save insists on being my wallet… “Even if the Lady Saint is a fake, I have no intention whatsoever of letting her go.” Even the high priest who knows I’m a fake saint is holding onto me. Moreover, there is something quite suspicious about this world, to be considered merely a novel… Can’t I just go back to heaven?

Lucien's last memory was skidding tires, blinding headlights, the sickening crunch of metal. But that wasn't the end. He lived his life and died an overworked and underpaid, but he rose as Lucian D’Aureville. Incumbent heir to House Aureville, one of the most powerful houses in the kingdom. However it wasn't as rosy as it seemed. His predecessor had been murdered by someone, and they wouldn't be happy to see Lucien alive. Follow along as Lucien navigates the complex and treacherous path of nobility and wealth as he rises to the top. I'll be posting this story on Royal road and other platforms.

Em uma cidade pacata do interior do Paraná, vive Zero, um jovem comum, sem fama, fortuna ou grandes expectativas. Até o dia em que algo impossível acontece: toda vez que ele gasta dinheiro, o valor retorna em dobro na sua conta no Bradesco. Gaste R$10? Ganha R$20. Gaste R$1.000? Voltam R$2.000. Simples assim. Infinito. Imparável.

"You died." That was what the mysterious figure told him, but then he was given a second chance for the good deeds that he did in his previous life. "Super Prodigal System!" "Cultivate to immortality by wasting as much money as you can!" For the former number one prodigal of Earth, this was the perfect system! ------------------------------------------------------------------- Come follow me on twitter: https://twitter.com/DXHaseoXD Discord: https://discord.gg/BGrNgsbXXG

All Kin's Riven inherited was a scale. No sword, no spellbook, no ancient bloodline magic just a tarnished relic from a dead father and a crumbling noble house. In a world where mana defines power and legacy means everything, Kael has neither. Broke, forgotten, and drunk in the ruins of his family’s estate, Kael does the one thing no one else dared: he offers the scale his life. And the scale accepts. Transported back to the night his father died, Kin's awakens in his twelve-year-old body armed with nothing but bitter memories and access to a forbidden Dimensional Marketplace that trades across worlds, timelines, and realities. This time, he won’t beg for power. He’ll buy it. Every spell. Every secret. Every weapon he needs to rewrite history and bankrupt the bastards who took everything from him. In a world built on mana..

Kekuatan terkuat dalam pertempuran x pria di tahta tertinggi Ini adalah era di mana kecerdasan buatan menentukan arah kehidupan manusia. Musuh paling terkenal bagi Federasi, panglima tertinggi Komando Militer Navi, Adrian Yate, dan anggota dewan perwakilan termuda dari Dewan Tertinggi, Zhong Yan, dicocokkan oleh AI sebagai kandidat pernikahan yang paling optimal satu sama lain. Jika mereka menolak rekomendasi optimal AI, mereka harus membayar denda. Adrian: Buat apa aku membayar? Aku tidak punya uang, jadi enyahlah! Zhong Yan: Aku juga tidak punya uang. AI: Kalau denda tidak dibayar sesuai batas waktu, selamat atas penyatuan kalian.

Eunuch Gao : " Lin Ping!, he's nothing like his Father!, his Father was so zealous, so stupid, sorry innocent, so dedicated to his duty!, But Lin Ping!, Lin Ping is cunning!, not stupid!, sorry not naive!, like his Father! " Citizens of the Glorious Sun and Noble Moon Empire : We the citizens of the Glorious Sun and Noble Moon Empire don't agree with each other on anything!, but now, now!, we've let go of our dislike to focus on Lin Ping! Empress of the Noble Moon and Empress of Glorious Sun empire: We sisters don't share anything!, but Lin Ping!, Lin Ping!, we must share! I Lin Ping just want a simple life, truly, truthfully,how did it turn to this!

Anger fueled by betrayal, helplessness, regret, self-blame and most importantly, revenge. This lost soul who holds onto this anger struggles to move on in life with hopes of resolving his mistakes and losses in every possible way. For his very cause, he dwindles around the cycle of wealth, affection and demise. Of course, milestones were met but what will this very lost soul do once he learns of the real truth behind his haunting past.

Haruki Takeda’s college life is overshadowed by loneliness and relentless bullying, leaving him feeling invisible and powerless. But when a simple act of kindness from a stranger sparks a surprising twist of fate, Haruki’s world begins to change in ways he never expected. With newfound hope and unexpected challenges ahead, he embarks on a journey of self-discovery, learning what it truly means to forgive, to stand strong, and to embrace the power of kindness, even in the darkest moments. This is a story about resilience, courage, and the quiet strength that can transform a life forever.

A world where taming monsters is the mainstream to survive. Cloud, an orphan from the slums, suddenly recovered his memories of a previous life. A man living on modern Earth, and an avid fan of sexy monster girls. Running away from the constraints of his current life and starting anew, he decided to throw away his name and live as just "Will". Join Will on his journey to pursue strength that will not bow to anyone. With support from his army of sexy and dangerous monster girls!