Insurance Contest

For more R-18 lewd and depravities check out my Patreon https://www.patreon.com/YuujiEveryleaf An old man dies, torn by regret. Due to his high karma, he has "near-limitless possibilities for reincarnation". He chooses to reincarnate in a fantasy world as a voluptuous futanari succubus with big tits and an irresistible smile. 1st place winner of ScribbleHub's Metus Writing Contest. Discussion and updates: https://discord.gg/SbZe2qv

An unlucky person who lives on low insurance crossed into a new world in time for the end of the world and found that he had brought the priest ability in his game into the world, but there was no priest profession in this world... In this world, what kind of impact will a priest who masters the art of resurrection bring? Let's wait and see how Ye Huo creates a legend that belongs to the priest.

Hua Jing was on top of the world. On the day she was to receive her Lifetime Achievement Award, she was involved in an accident which made her go into a coma. When she opened her eyes, she realized she was not in her original world but a world that was very unfamiliar! As soon as she opened her eyes, someone said by her ears, "Young miss! You are finally awake! Thank God. We can now begin preparations for your honeymoon!" Hua Jing was surprised. Honeymoon? What honeymoon? She was a proud single woman after that idiot Xu Ming had cheated on her so there was no way she could be married! When her senses fully return, she realized she has been transmigrated into a different universe and she truly has a husband and what was more surprising, her husband has six more wives! What a cheater! She clicks her tongue as she chases him away on the date he was to spend the night in her chambers! Her maid quickly shouts, "Young madam! You cannot treat the Prince of the Kingdom like this! Prince? Did she just say Prince? Hua Jing is confused. She desperately wants to go back! When she finally sees the Prince's real face, she realized he resembles someone from her other universe! Isn't that her enemy number one, the big star Fu Jing Rong? Oh Lord, how could that unreasonable man be her husband! Unacceptable! Totally unacceptable! ... My work is participating in a Contest. Please support by adding to your library.

[Webnovel Rising Star ll Contest] What will you do if you are the younger brother of the number one genius under the heavens? What will you do if you know whatever you do, it will barely be a breeze before the raging flood of your brother's actions? Will you envy him, will you hate him, or will you support him and become a side character of an ever changing dangerous world? This is the situation Eugene found himself at, a boy filled with envy and jealousy toward his brother but also can't help to love him with all his heart. Unfortunately, the world never gave them time to process their complex emotions as things change everyday that seek to not just kill them but destroy their very homeland. This is a world that is barely functioning due to the illusion of hope! The more ignorant you are, the more free you are but power comes with responsibility. Knowledge comes with the dangerous realization that the future is bleak and despair is around the corner. Eugene found himself born in a world that ‘Awakened’ as they called it, humans devolved from Apex Predators centuries ago and are barely cattle for the ever evolving beasts and monsters. Two things saved the humans from extinction, and it wasn't their knowledge or weaponry; they are all useless against intelligent beasts that can do better. What saved them was some benevolent beasts that took them as servants, slaves and some as cattle for rearing. The second thing that saved them was the appearance of Gateway that led to various realms in unknown dimensions that aids them to make a pact with willing beasts. They finally gained strength and power and huddled around Gateways and built Settlements. Eugene found himself in a race against time as he dived into an unknown dimension, filled with mystery and danger that might have the answers everyone desire. [Webnovel Rising Star ll Contest] Please show your support through comments and reviews!

A story of adventure and discovery. A story of bonds and fellowship. A story of mysteries and mantras. A story of a world only the brave dare to brave. The adventure of a happy young man, brave and strong. A lover of fun, one who understand the beauty of creation. A creature shrouded in enigma, as deep as the universe. The pursuit of mankind and all creatures in existence. A game of survival, a struggle for dominance. A contest of the brave.

In a world ruled by spiritual energy, Kent is a nobody—mocked as a poor egg seller and struggling to survive. But when fate grants him an "SSS-Rank system", everything changes. His FIRST ability? "SSS-Rank Copy Spiritual Energy." - He can steal power from anyone—through their emotions. - Every laugh, every rage, every moment of despair -fuels his growth. - The stronger the emotion, the greater his reward. Ding! +1000 SP copied from a grand elder (Shock). Ding! +5000 SP copied from a divine emperor (Despair). His SECOND ability? "SSS-Rank Architect of Creation." (From chapter 54) - He doesn’t just copy—he rebuilds everything. - He can craft weapons, techniques, and divine skills from pure spiritual energy. - He doesn’t need to steal artifacts—he makes better ones. Kent's little sister Nima, she also get a Dark power "SSS-RANK Soul Binder" ability. She Boss around all the time, influence by Anime, Manga, and TV dramas. From the shadows of poverty to the pinnacle of power, Kent’s rise is unstoppable. But when the world learns of his -godlike abilities-, every sect, emperor, and deity will hunt him down. Will he become the greatest cultivator in history—or the most wanted thief of all time? ___ WSA 2025 Contest. ---- Show some support by:- 100 comments= 1 extra chapter. 100 power stone= 1 extra chapter 30 Golden tickets= 1 extra chapter. 1 Castle= 5 extra chapter. Thanks you. -------------------

[BOOK 1 including Volume 1 & 2 Done Guys^^] Su Chen, who is tired of following the villainous plot, where he is hunted down by the protagonist’s halo finally decided to call it quit. “Okay, this is the final time that I am repeating this damn plot.” “What? All the heroines can hear my inner voice?… “….So what? You all heroines think that I will be your Licking dog? Low-rated Villain? Same Rich scumy-second generation who buys you everything following that damn original script?” “Sorry, but you are gravely mistaken, my dear!” ……… [No NTR][No Yuri] ………. (Real villain story begins after chapter 11-13 when mc decides to become unscrupulous and follow one’s interest.) ***Winner of 2022 yearly Villain book category contest**** …….. Additional tags:(Eavesdropping) ( villain mc) (smart mc) (No beta mc) (no boot-licking mc) ( no pretending to be hidden big-shot) (yandere) (tsundere) ( harem accepting mc) ( brain-wash) (kidnapping) (mindbreak) (Stockholm syndrome) (true love) (obsession) ( regret) ( redemption?) (Strong to stronger). **Cover as well as character images are generated and edited by myself via Ai. **Add me to join invite-only author discord server^^ **English used is mostly Uk/British version.

Wayne wakes up with no memories, surrounded by hundreds of thousands of contestants, all vying for survival in a deadly game known as The Eternal Trial. He doesn’t know who he is, only that he must fight, forge alliances, and even find love—or perish trying.

A/N : A Journey to Love, maybe you're wondering what is the reason behind this book title, it is because I dedicated this book to someone special. Thank you for letting me use your name as the mc, for always supporting me. I'm writing under the contest "WebNovel Spirity Award 2025." My schedule is tight but I'll try to update daily. As an aspiring author, I'm very grateful to everyone; no words could express how. This novel of mine is full of surprises, add it to library if you like it~

A young doctor never thought that, by taking his Hippocratic oath, he would give his life to save a little girl who, while chasing a balloon, crossed the street without realizing that a truck was going to run her over. At the moment when his body flew out from the impact, it was as if his mind was freed and he no longer felt his body, all his life memories passed in an instant, and with a smile, he felt no regrets about dying. As an orphan, he spent his life studying and working to pay for his studies, he managed to graduate as a doctor and had planned to study a specialty. But fate would not give him the opportunity, without family or girlfriend, he left nothing behind but life insurance, which would fall to the orphanage that raised him and that he knows would be of great help. But when he thought that his mind would vanish forever, as an atheist, his firmness in not believing in gods or anything paranormal, hit him out of nowhere, telling him that he was wrong. Or rather, the blow was so real and on his buttocks, when he wanted to protest, he could only let out a cry. And he realized that he had been reborn. Now, he faces this new life, and with a family at last. He can feel the joy of living again. And to his surprise, this is a world of magic and swords. A fantasy world with a modern style. But something is wrong with this world! Women rule here and the few men are actually flowers and treasures that are sought and pursued by women. Who pamper and care for them as if a man would care for a woman! But the surprise doesn't end here! Follow my story of how a man has to show his manly worth and find his place in this world of women! WARNING!!! Please note that this is a story with futa on male, and male on female, R-18 novel. If the content is not to your liking, please do not read and do not report, you can contact my email with comments and criticisms with respect and cordiality. ------------------------------------------------------------------------- _______________________________________________________________________ Additional Tags - Male Protagonist, Harem, Love, Action, Romance, R18, Futa on Male, Beautiful Female Lead.

This works tags Magic, Superpowers, Goddess, Angel, Devil, Vampire, Werewolf, Snake People, The Queen, Contests. This works contests Red Wine Brew Contest held in Vampire Empire Capital Music Contest held in Werewolf Empire Capital Dance Contest held in Snake People Empire Capital Thriller Storytelling Contest held in Central Empire Capital Talent Show Contest held in Devil Empire Capital Costume Design Contest held in Devil Empire Capital Cooking Contest held in Devil Empire Capital Outline Everyone has 24 hours in daily life, and Morgana who is the queen of United Empires of Darkness, would not be exclusive. She spends 8 hours on working, 8 hours on cultivation, and 8 hours on sleeping. This book focuses on the Queen Morgana's working life from 9 a.m. to 5 p.m.. As the queen of United Empires of Darkness, Morgana has a fun schedule in everyday. She would strengthen empire's military power, conquer dragon clan, and host variety of interesting contests. She would like to host variety of interesting contests, to meet many faces, to explore many places, and to learn many experiences. Author's Note There in this works are many interior monologue that the other authors don't write. I think it's one of my writing features, but maybe the others think differently. I would write less interior monologue, if you let me know that you are not interested in interior monologue.

A game is about to begin—a ruthless contest of blood and death where mercy is a forgotten word. The weak will be trampled, the innocent will be devoured, and only the cunning, the ruthless, and the unparalleled will rise. This is no ordinary game; the wager? it's nothing less than the world itself. But isn’t that what makes it thrilling? After all, what fun is a game if survival comes easy?

The grand tournament of mages to become will take place in the world of AinVeil. 250 contestants chosen from earth will participate in this competition for the ultimate prize- the strength of a god and a wish granted by the grand wizard himself. No chapters on Sunday :) (Maybe)

25 chapters advance in patreon. After waking up, Steve found himself transported to a parallel world and participating in a celebrity island survival show. He was an outdated young man who had to visit the hospital just to get a broken finger bandaged. With a frail physique, he even fainted from heatstroke as soon as he arrived on the deserted island. With no experience in wilderness survival, Steve worried that he might not make it out alive. But when he saw several bright and attractive female celebrities who would be living with him for the next few months, a childhood dream suddenly resurfaced—he had always wanted to survive in the wilderness and even enjoyed getting bitten by mosquitoes. This is a multi-national celebrity team survival competition featuring weekly challenges, talent shows, eating contests, treasure hunts, battle royales, and even chicken battles. No immortal cultivation. Includes four female celebrities and a system. Read with caution if you mind any of these elements. for more Episodes visit patreon.com/Noan994

Mankind's reign came to an end as AIs now rule the world purging it from humans. Those even gained consciousness reducing the chance for humanity to live as they used to. This upheaval happened because of renown scientist who led the creation of a new type of robot during his researches on artificial intelligences. These were released to kill humans when, in December 2132, this scientist made a speech directed at mankind. Is there is a chance for everything to return to normal after such events? Well, I would say that there is still Hope and it is all it takes. [ WPC 282 Contest ] ========== Additional tags: #detailed #serious #romance (putting this here for female lead as my novel 'does not have a gender' but be aware that the plot will not revolves around romance, the primary tags are self explanatory) ========== Author Note: I'm going to do weekly release after my participation to WPC 282. I also wanted to add that my main character is a female and not a male despite the male lead (because, apparently, you cannot put female lead and action or adventure...).

Elaine is an 18 year old teenager with autism who wrote a script for the sequel to Star Trek (a reboot by J.J Abrahams). She won a national contest. The script was so charming that it achieved three things: J.J Abrahams loved it since it caught the young woman's attention, making her want to come back to direct the film; the cast of the reboot trilogy returns enthusiastic about Elaine's story, and the production company wants to negotiate with Elaine to sell them her script and work with them. But Elaine wasn't planning all that! All she wanted was to use the money she earned to pay for her college studies in astronomy, but she also had a plan to be a professional science fiction screenwriter. If she didn't manage to become an astronomer, will she choose to be an astronomer or overcome her fears of being with crowds (a symptom of autism), interact with the real world and manage to be both?

Sunz was born with an unknown ability given only a sword from birth but had no idea of what to do, until one faithful day his ability got reawakened and it's his choice to live his old life or explore his new one with the help of his friend Jihu. At first, Sunz was invited by Jihu to see his Grandpa's tournament in Korea. But the invitation as a Visitor soon changed to an invitation as a Contestant. Now having a chance to compete at Jihu's Grandpa's tournament to find the next member of the Water Clan. But to have a chance at competing in the tournament Sunz needs to win against one of the Inspector. Even if he can defeat the Inspector, can he defeat the other Contestants, who are there for the same reward? An inexperienced nobody joining the World of Experts. Can he survive or will he die without achieving ANYTHING?

Just call me “France”, I am 24 years old, 5’6 in height, 72 kg, with fair skin, and black hair. Currently, I am working in an insurance company. I am someone who is living and going with the flow of what life may bring because, at this age mine, I still don’t know what things I want to do and I also don’t know what path to take. I am someone who is wondering why am I still wandering in this life. I was born into a not-so-privileged family in the southern part of Cebu, Philippines. I grew up far from civilization and I can consider myself an old-fashioned man when I was given a chance to go to a university. Going to a university was my biggest dream those days and also it seems to be impossible to go to the university because I am 4th from the eldest and I have 4 younger siblings, looking at our family status and situation, it’s impossible for me to go to a university. Because of my willingness and determination to go to a university and get a degree, I really studied hard and disciplined myself during my junior and senior years and luckily I was able to get a scholarship because I graduated as the class valedictorian. I am very happy that time not just because I became valedictorian but because of the smiles of my parents, they are my biggest inspiration to reach my goals in life. Their happiness is my greatest happiness. Fast forward, I graduated college, earned a degree, and got my license as a professional teacher. I thought that after achieving those goals, everything will be alright but I am wrong because after I got my license, I don’t know what to do and what path to choose. I am stuck in my life. Above all, I am optimistic and believe that “All things work together for good”. Be part of my journey as I start to write my diary.

When the Veilfall shattered Earth's reality, humanity was thrust into the Tenfold Crucible—a cosmic contest where survival means ascension, and failure means annihilation. Alongside other chosen races, they must conquer a system of ten realms, each deadlier than the last, filled with unfathomable horrors and merciless trials. Yet, humanity’s greatest enemy isn’t the monstrous entities lurking within the realms. It is the darkness within themselves—the greed, ambition, and treachery that breed conflict and betrayal. As alliances fracture and rivalries deepen, the question remains: Will humanity rise together, or will they destroy themselves long before the Crucible ends?

[WSA 2025 Entry] What if you could rewrite your life—starting at 14, with the power to become a legend? On his 51st birthday, William Right, a brilliant yet regretful vice president of a life insurance empire, loses everything: his family, his friends, and his purpose. Desperate to undo decades of missed opportunities and bad choices, he makes a wish for a second chance. Fate answers in the cruelest way possible. After a fatal car crash, William wakes up in the past as his 14-year-old self—with one extraordinary twist: a mysterious Dominance System designed to turn him into a business tycoon. But there’s a catch. The system demands he earn $200,000 before graduating high school—or he dies for good. Armed with memories of the future and a relentless hunger for redemption, William plunges into the high-stakes world of entrepreneurship, tackling stock markets, real estate, and startups like a seasoned pro. His wealth grows, but so does his determination to repair his shattered family and rewrite the mistakes that destroyed them. But not everything is as it seems. As William unravels the mysteries of his second chance, long-buried secrets about his first life resurface—hidden betrayals, devastating truths, and choices that could ripple through history. Success alone won’t save him. He must balance wealth, power, and his humanity as he walks the razor’s edge between triumph and tragedy. Will he rise to become a trillionaire and conquer his destiny, or will the cost of rewriting the past destroy his future once again?

**Synopsis:** WSA CONTEST ENTRY With a given face and a name, one that sounded similar to the most dangerous person in history, Caden Arden had grown up speaking contempt and scorn to people. His struggle through his last months in high school and yearning not to be the shadow of his father is basically a hard fight he's trying to make for himself in this world. Everything changes when he accidentally awakens an elite ability just weeks before graduation. Drafted into Earth Military Academy, Caden catapults into grueling training, hostile peers, and a galaxy full of enemies. Working to prove himself, he starts to unfold secrets about his father's betrayal that are threatening the fragile peace between humanity and its alien neighbors. Torn between proving himself and unraveling the truth, Caden has one final choice: to rise as a hero for humankind or be its enemy because of his father's legacy. Great, inspiration shall now flow in. My Novel Leviathan was rejected, but no issues, we start all over again.

WSA 25 ENTRY ******** The world I knew was ordinary or at least bearable—until it wasn’t. I was just another corporate drone, drowning in a dead-end job I hated, stuck in a life that felt like it would never change. That is, until the mages decided to pick me. Every ten years, the mages choose ten people from across the faction—ordinary people like me—and thrust them into the Beast Games, a sadistic contest where only the strongest survive. The rules are simple: tame the fiercest creatures that world has to offer, fight to the death, and outlast every other contestant. Fail, and you die. Succeed, and you get to return home. But nothing there was as simple as it seemed. Thrown into a land where beasts rip through flesh without hesitation, and other contestants see me as nothing more than prey, I’m forced to rely on a mysterious system that offers me quests and tasks to survive. This world doesn’t play by any rules, least of all the ones we know. I will survive and I will find the ones who made this game and when I find them, I’ll show them what happens when you mess with someone who has nothing left to lose.

[Alternate Title: Born In Apocalypse With True Fusion] [Alternate Title: Endless Evolution In The Apocalypse] ********** The life where Dhruv had it all – a caring family, loyal friends, and a fulfilling job. Suddenly his life took an unexpected turn for the worse, and he lost everything in his life. His family was raped and then murdered, his friends left him, and he found himself in prison for crimes he wouldn’t have even dreamed of committing. He was falsely accused of stealing from his company and then in the heat of the moment killed all his family members. He couldn’t even die in peace and was constantly getting bullied and tortured… But like everything else even his situation evolved as the ‘COSMIC EVOLUTION’ arrived on his solar system. With COSMIC EVOLUTION comes the power to evolve any and everything. Swords and Magic lays in everyone's hands as they try to clear the quest. But in this contest not everyone was equal... In this new era of evolution, Dhruv became the Chosen One. With his immense magical power, he began his journey to conquer everything there is to conquer… Ahhh! And Yes, how can he forget about getting revenge…. ********** The novel is filled with evolution, and fusion while its worlds are filled with monsters, quests dungeons, and whatnot. Whatever you need to satisfy your addiction is all here.. so be sure to enjoy it. If you are still reading then be sure to check out... the first few chapters might appear as rough but I guarantee you it will only get better and better.

Liam Archer is the perfect son: brilliant, disciplined and with an insured future. But his world begins to stagger when he meets Ethan Volkov, a charismatic boy with a look that seems to see everything. While Liam dealt with the conflicts of his school life and the shadow of his father, a renowned surgeon, he begins to notice that the pieces of his world do not fit at all. What seems like a love and self -discovery story soon becomes a dangerous game when buried secrets begin to emerge. Can Liam ignore the signs or will fall into an abyss where love and horror are intertwined?*"

re-upload for WSA contest 2025

Centuries ago, an unknown power was released into the world. The power spread across many different worlds forever altering the course of humanity. This cataclysm triggered widespread mutations among populations of living things, endowing some with extraordinary abilities. Amidst the ensuing chaos, six individuals emerged, each possessing unparalleled strength and earning the title of "Gods." These formidable beings were assigned unique domains—strongholds where other mutants could challenge them for their divine titles. To slay a God was to ascend in their place, and the victor would be granted a domain of their own. Years past since and only 3 of the original Gods have never known defeat while the other 3 god titles kept on changing throughout the years. The world remains a fractured and perilous place, dominated by these divine figures and their fiercely contested realms. Banri, an 18-year-old mutant with a fiery determination, has decided to carve his name into history. Seeking all advantages that comes with being a a god he decided to take on the quest. With his abilities untested against such overwhelming power, Banri embarks on a dangerous journey to rise above all others. The path to godhood is treacherous, but Banri is willing to risk it all to claim his destiny. Will he become a legend—or just another forgotten challenger crushed beneath the might of the Gods?

‘I… am going to die here!’ During a Raid gone wrong, Des gets trapped in one of the world’s deadliest Dungeons. Now stuck at the bottom floor, he must find a way to ascend this deathtrap using all the resources at his disposal. He meets unlikely allies and deadly enemies, desperately clinging to life in this world of chaos and death. How will Des survive in a place designed to kill everyone and everything? And what future awaits him once he reaches the very top? The future seems rather bleak, doesn’t it? ___________ Tags: Antihero. Action. Adventure. Magic. WeaktoStrong. Romance. Slice of Life. Dark Fantasy ___________ Please SUPPORT this novel with your power stones and comments if you enjoy it. Add it to your library too, as it helps me win the contest I entered it for. Thank you all, and happy reading!

In a world of magic brimming with wars and monsters Kaniel can not live a simple life he yearns. Smarter, stronger, and sturdier atrocities keep popping out of nowhere. The world is so beautiful and ugly at the same time... and once curiosity takes ahold of the mind, there is no escaping this never-ending cesspool of death. Dream-crushing reality is unforgiving and in the end no victors will stand amidst this fierce contest. How would this world affect the simple-minded Kaniel? Would he succumb to fate?

Known for his mastery of the demonic path, Ming Yuè had faced numerous situations where his strength had proven insufficient. These experiences had forged an obsession within him: to become the supreme being, one whom no one could contest. His ultimate goal was to surpass the Ancestor of Darkness, the creator of all things and the supreme divine entity. To achieve this, Ming Yuè had to transcend his own limits and challenge the very power of the god-like creator.

Ariel was saved twice by the man she saved once. If she hadn't saved him that one time, it was possible that neither of them would've made it. After doing all she could do to please her boyfriend and keep his supposed love, he ends up stabbing her in the back. He stabbed her in the back, and all for what? Just to get her life insurance money. Struck with regret and alone in the pool of her blood, Ariel asks herself what she did wrong to deserve all that had befallen her last. It was probably better to just die. That moment when she thought her life was ending, someone comes to her rescue, sweeps her into his arms, and says, "You save me, I save you, Then I save you again," he grinned. "How will you repay me this time?" With a faint vision, she sees the grin of her savior but too weak to pick out any more detail, she loses consciousness only to wake up and get offered a proposal. "Do you want revenge?" That question had never sounded more tempting in her entire life than it did that very moment. Taking the hand of this man, she starts with her plan to get back at her ex, her family, and all those who took advantage of her and wronged her. MATURE CONTENT INCLUDED RAPE/SEX/TORTURE/DISRESPECT Note that there is a lot of misfortune that will fall on the FL so please be advised when reading and do not curse at the author when those misfortunes take place. I have a fragile heart ಥ⁠‿⁠ಥಥ⁠‿⁠ಥ Also, check out my new book CHASING THE VENGEFUL VILLAINOUS HEIRESS Don't forget to check it out.