How To Make Money Without Having Any Money

Short synopsis- A sci-fi novel where the MC gains powers from an ancient goddess—each fragment unlocking new abilities. He travels through the space and universe, fucks the bad guys (not literally), fucks the beautiful girls (literally), absorbs their powers through dual cultivation, and rises to become a being even gods fear. Long Synopsis- By the end of 2025, humanity made first contact with extraterrestrial life. A few centuries later, in 3025, the world had changed completely. With alien tech and ties with space-faring races, humans expanded into the stars. Science had become indistinguishable from magic. Genetic mutations and cybernetic enhancements pushed human evolution to its peak. Once powerless, humanity was now among the dominant species of the cosmos. Xavier, a young boy from a small village, had received a scholarship to attend the prestigious Astraeus Academy on Earth. Although he was reluctant to leave his family behind, he enrolled in the academy upon his father's insistence. His ancestors had made a significant investment in Astraeus City—when it wasn’t even planned and constructed—which was the most powerful and luxurious metropolis that many dreamed of living in but few could even visit. However, things didn’t go as planned. Those with power and blinded by greed had taken over everything, and there was no sign of his ancestors' investment. In this new world, money was everything. It could buy anything and everything. Morals held no value against the almighty dollar. A father would sell his son for money, and a mother would kill her daughter for it. Oh, you can’t pay the 1 million dollar loan? No worries! Just rent your wife for a week and the loan is paid! What, you killed someone? No problem! Just pay 10 million dollars and walk free! Determined to reclaim what was his, Xavier enrolled in Astraeus Academy. But most humans had undergone genetic enhancements and cybernetic modifications, making them far stronger than ordinary humans. Xavier, however, was just a normal human, and due to his innate disorder, his body couldn’t support cybernetic enhancements. Xavier was bullied and thrashed every day, called names, framed and accused, and even worse, there were attempts on his life. Just when he thought his life was over, a voice called out to him—a voice that some might presume belonged to a goddess. The goddess gave him a system… an unlimited money system. In a world where money was everything, how would Xavier survive? But with an unlimited money system, who could stop him? Follow Xavier as he rises from nothing, and becomes not only the richest man in the universe—but also the most feared. *_+_+_+_* Note- This is a harem novel, but the focus is on Xavier’s revenge and rise—not just the girls. Romance happens naturally. No rape, ntr, yuri. The system won't be giving quest like fuck this girl and fuck that girl. But if Xavier wants to seduce a girl he likes, the system will help him by giving relevant quests. This is a sci-fi novel and there is mention and presence of gods and all, but they are already classified as highly intelligent extraterrestrial beings. I have also included fantasy races like vampires, dragons, werewolves, elves, etc. as a species of space. I won't be spoiling more than that. I just wanted you guys to know what you were getting into before you read this novel, and what to expect from it. If you’re here for a ruthless anti-hero—he arrives after Chapter 16. Xavier starts naive and kind, shaped by a peaceful village life. But once the world shows its true face… he changes. Spoiler/Tags- Read my review below.

Ayana is a 20-year-old college student juggling classes, part-time jobs, and the crushing responsibility of supporting her sick father and little sister. Desperate for money, she makes a painful decision to work as a hostess at a bar for just one night. That one night changes everything. She ends up spending it with Leo, a cold but devastatingly charming CEO from the capital who’s in city on some business. When they meet again, Ayana needs help with another surgery cost. Leo pays, again. But by the third time, Ayana realizes she can’t rely on handouts. So, she decides to build something of her own. Armed with determination, a few business ideas, and the money she once got from Leo, Ayana slowly climbs her way up from nothing. She starts her own business, earns her own success, and proves she doesn’t need a man — not even a rich CEO — to stand on her own. But now that she finally doesn't need him... Why does it feel like he’s the only one she wants?

Eamond Richard dies as he lived: ruthless, filthy rich, and utterly alone. Reborn into a medieval world where magic trumps all, he wields Money Magic—a system that turns gold into godlike power. Bankrolling wars, monetizing dragons, and weaponizing debt, Eamond builds an empire with the glee of a shark in a treasury. But beneath his carefree swagger lies a twice-orphaned outcast who knows the real game isn’t wealth… It’s never losing again. Yet for all his schemes, Eamond can’t outrun the system’s fine print: hoard too much, and your soul becomes currency. As terrifying creatures and jealous gods close in, he faces a paradox—the more invincible he becomes, the clearer it is that money can’t buy what he truly wants.

[Ding!] [Cashback System Activation Requirement Met!] [System Binding In Progress...!] [System Successfully Linked!] [Spent $1,000. 10x Critical Hit. Earned $10,000. The money has been transferred to account XXX-XXX-XXX] [Spent at least $1,000 on a beautiful lady. Received 1 lottery ticket. Do you want to use it?] [YES][NO] Kyle was a man that has never had any luck in life and he was on the verge of ending it all after being fired from his minimum wage job due to a customer's complaint which turned out to be a lie but due to the customer being an attractive lady, no one believed Kyle. To make matters worse, he had to pay for the damages that was caused by the customer. Beautiful people, they had it easy, didn't they? This was his last step and he knew that he wouldn't see tomorrow as he searched for a river to throw himself in. He thought his mind finally broke as there was no explanation for the Cyan Screen that popped up as he clicked the [YES] button. [You have drawn Charm!] [Charm: There is nothing the user can't charm his way out of or into! The universe has blessed you with charisma!] "Hahaha! I must have lost my marbles..." Kyle muttered to himself but his phone soon rang out to show that he had a notification. And to his surprise, he saw $10,000 sitting in his account and his jaw dropped. "THIS IS FOR REAL!!!"

Carlos Mendez was a small-time criminal barely surviving on Miami's streets in 2025. When immigration cops cornered him after a graffiti stunt gone wrong, he thought his story was over. Then ball lightning struck. Now he's trapped in 1978 Miami with disco music, Art Deco decay, and an impossible discovery: he can rewind time one second for a dollar. But the money burns away forever. With only $107 left and a supernatural power that could save his life or bankrupt his soul, Carlos finds himself in a city where Cuban refugees build new lives, corruption runs deep, and the drug trade is just beginning to bloom. Time really is money in 1980s Miami.

꧁༺ £¥$ ༻꧂ "Yes, I've struck gold!" Richard, a middle-aged World Bank analyst turned hobo, encounters a genie—an ancient myth in the modern world. Fallen from glory, he wishes for wealth. Long past his prime, he wishes to regress in time; To the peak of his youth To be armed with knowledge of the future. Cunning, he even wishes the genie free, hoping to gain its favor. Yet the genie grins maniacally as it grants his wish. "F*ck, I've been tricked," he snarls, knuckles bleeding as he realizes where he is. Mundus—a parallel world to Earth, where countless dimensional gates bring both danger and opportunity. A modern-fantasy hybrid world where "Raiders" awaken supernatural abilities to combat threats from these gates. In a world where power outweighs wealth, Richard is rich... but powerless. Endowed with riches as vast as a nation's treasury, he forges his own path—buying what should have been impossible: the power of an Awakened. Here, his wealth becomes his magic as he awakens a unique class: Moneymancer. It seems he has everything figured out. His boundless fortune is enough to challenge fate itself. Yet the genie still grins—an eerie glint in his eyes—as he watches the pawn move across a universal chessboard…

Believe me, the title's enough. (Definitely not cuz I'm too lazy.) Main info: Switch Couple.

After years of quiet, the ghost from her haunting past brutally reclaims her. The possessive and dangerous Sank shatters Ellina's fragile, broken life, unraveling a dark history and leaving a trail of violence in his obsessive wake. Now trapped in his grasp, Ellina must confront the man who refuses to let her go.

Tigers beget tigers, and lions beget lions. But not in this case. Mao Jin, the only son of the Dust Valley Sect Master, became the laughingstock of the sect due to his trashy talent. At eighteen, he was still stuck in the Mortal Rank-1 realm, with no hope of breaking through to the next stage. Even his parents had given up on him as a cultivator, wishing only for him to live a mortal life. However, everything changed when Mao Jin earned his first income. That was when he realized—what he truly needed wasn’t talent, but money. With money comes unparalleled talents. From a nobody to a visionary, watch as Mao Jin transforms the Dust Valley Sect into a thriving business hub while rising to power!

At Houston University's elite campus in Mayfair City, two worlds collide through the lives of Gerald Martinez and Danny Blackwood. Gerald, a scholarship student from the wrong side of town, navigates the marble halls in his thrift store clothes while his dark curls frame a face hardened by necessity. His worn sneakers echo differently against the polished floors than the Italian leather of his classmates. Danny Blackwood represents everything Gerald isn't—trust fund privilege wrapped in designer suits, a Patek Philippe gleaming on his wrist as he slides into his Lamborghini. The heir to a financial empire, Danny moves through university life with the casual arrogance of someone who's never known want. The catalyst for their collision is Xavier Chen, Gerald's former girlfriend who traded love for luxury when she realized Gerald's potential couldn't match her appetite for Hermès bags and Christian Louboutin heels. Now draped on Danny's arm, she's everything Gerald lost and everything Danny effortlessly possesses. Caught between them stands Naomi Ashworth, the conglomerate heiress whose friendship with Gerald puzzles their social circle. While Alice Montgomery, the school's untouchable beauty goddess, watches from her pedestal alongside Danny's inner circle—Yuri and class president Blondie—Gerald finds support in his dormitory under Rick's guidance and his loyal friend Clinton. As tensions escalate between the dormitories—Rick's working-class fortress and Ivar's white-haired kingdom of privilege—the university becomes a battleground where relationships fracture along lines of wealth, loyalty, and ambition. In Mayfair City's first-class restaurants and boutiques, every interaction carries the weight of class warfare disguised as college drama.

I died, but instead of going to heaven, my second life began forcibly inside a novel. And of all things, to become the fake saint and villain ‘Ordell Kiris’! As if that’s not enough, I have to feed and support the terribly impoverished Grand Temple… 【To achieve 100% divine power, you need 10 billion.】 To prevent the end of the world, I have to restore the Sun God with money? What the heck, give me back my heaven. * * * I worked hard to make money by thoroughly exploiting my surroundings. But did I play the role of a saint too well? “If I had to choose between the Grand Temple and the Lady Saint, I would protect the Lady Saint.” The captain of the Holy Order, unaware that I’m a fake, declares that he will protect me. “After all, there’s no better vault than mine, right?” The original villain of the novel I happened to save insists on being my wallet… “Even if the Lady Saint is a fake, I have no intention whatsoever of letting her go.” Even the high priest who knows I’m a fake saint is holding onto me. Moreover, there is something quite suspicious about this world, to be considered merely a novel… Can’t I just go back to heaven?

Matthew, a 25-year-old otaku, never imagined his obsession with fantasy worlds would turn into reality—until a fatal gas leak ended his life and transported him to another world. But this wasn’t the second chance he hoped for. Born as the illegitimate son of an affair, his very existence was a stain on his family’s honor, and his father relentlessly sought to kill him. Yet Matthew, now Claude, survived, again and again, driven by an unyielding will to live. Until one day he discovered his power darkness. Feared and reviled in this world, dark mages were hunted and burned alive. Knowing his gift could become his downfall, he trained in secret under Theo, his true father. When he turned sixteen, he, his mother, Dalia, and Theo planned their escape from the small town. But their attempt was thwarted by knights and clerics from the Promised Land. Though he narrowly escaped with his life, the cost was high—his family’s safety shattered. Wounded and desperate, Matthew fled to the fabled Elysian Plains, the last hope for those like him. However, just as they neared Elysium, Claude was struck down by the Saint—killed in an instant. Yet, against all odds, he lived again. The voice of the man before him confirmed it. “You are the descendant of the Lord of Calamity. I grant you this kingdom and the power to crush all who stand in your way.” The man’s lips curled into a chilling smile. “Write your own bloody history, Claude. Until we meet again, I expect you to have conquered this world.” And with that, Claude awakened to a power beyond his imagination—the legendary system he had longed for. Yet, as he soon realized, it was no system at all. [Oh? So you expect me to be like the ones in your memories?] [A system that grants you quests and guides your hand?] [Very well.] [Welcome to the Elysium of Darkness System, Lord of Calamity.] A series of commands etched themselves into his mind, each word dripping with ominous purpose. [Your first quest has been issued.] [Increase the number of dwellers in Elysium using your seed and blood. Spread your legacy by making demons and witches bear your children.]

Em uma cidade pacata do interior do Paraná, vive Zero, um jovem comum, sem fama, fortuna ou grandes expectativas. Até o dia em que algo impossível acontece: toda vez que ele gasta dinheiro, o valor retorna em dobro na sua conta no Bradesco. Gaste R$10? Ganha R$20. Gaste R$1.000? Voltam R$2.000. Simples assim. Infinito. Imparável.

She just wanted to slack her way through cultivation—napping, goofing off, and staying low-key. But somehow, she caught the attention of the sect’s big shots and got roped into being their beloved “personal disciple”! With four senior brothers full of drama things are anything but peaceful. Everyone thinks she’s mediocre, but she’s quietly leveling up with lazy hacks. In a world of chaos and ambition, can a girl who breaks all the cultivation rules lie down and still win it all? A hilarious, feel-good xianxia where slacking leads to soaring!

"You died." That was what the mysterious figure told him, but then he was given a second chance for the good deeds that he did in his previous life. "Super Prodigal System!" "Cultivate to immortality by wasting as much money as you can!" For the former number one prodigal of Earth, this was the perfect system! ------------------------------------------------------------------- Come follow me on twitter: https://twitter.com/DXHaseoXD Discord: https://discord.gg/BGrNgsbXXG

All Kin's Riven inherited was a scale. No sword, no spellbook, no ancient bloodline magic just a tarnished relic from a dead father and a crumbling noble house. In a world where mana defines power and legacy means everything, Kael has neither. Broke, forgotten, and drunk in the ruins of his family’s estate, Kael does the one thing no one else dared: he offers the scale his life. And the scale accepts. Transported back to the night his father died, Kin's awakens in his twelve-year-old body armed with nothing but bitter memories and access to a forbidden Dimensional Marketplace that trades across worlds, timelines, and realities. This time, he won’t beg for power. He’ll buy it. Every spell. Every secret. Every weapon he needs to rewrite history and bankrupt the bastards who took everything from him. In a world built on mana..

WhatsApp: +1 (443) 859 - 2886 Zangi 10-4490-6657 I used my daughter’s college fund to purchase Ethereum (ETH) after falling for what appeared to be a legitimate Coinbase promotion promising to double your money. The offer seemed real and too good to pass up, so I quickly invested without thinking it through. Soon after, I realized I had been tricked the so-called Coinbase promotion was a clever phishing scam designed to steal cryptocurrency from people like me. Filled with guilt and fear, I felt completely lost and hopeless. That’s when I found Digital Tech Guard Recovery, a service known for helping people get back crypto stolen by scammers. Unlike other recovery services, Digital Tech Guard Recovery uses smart social engineering methods to communicate directly with the scammers. The team at Digital Tech Guard Recovery carefully persuaded the fraudsters that returning all the stolen ETH would help them avoid getting caught or facing legal trouble. At first, I wasn’t sure this would work, but I decided to trust Digital Tech Guard Recovery to handle the negotiations. After several stressful weeks, Digital Tech Guard Recovery’s persistence paid off. The scammers agreed to give back 100% of the stolen funds. Thanks to their efforts, I was able to recover every penny of my daughter’s college fund. This painful ordeal showed me just how dangerous crypto scams can be, especially when it involves money meant for important things like education. Digital Tech Guard Recovery didn’t just help me get my funds back they gave me hope when I thought all was lost. I’m sharing my story as a warning to others: always be careful with offers that sound too good to be true. And if you ever get scammed, don’t give up. Digital Tech Guard Recovery’s clever approach can sometimes turn things around and get your money back. I’m deeply thankful to Digital Tech Guard Recovery for their skill and support during one of the hardest times of my life.

In late 2024, I came across Bitdollar.com and Cryptodev.com, two websites promising extraordinary returns of 220% in just 10 days. As a novice investor, the prospect of such rapid, high returns was incredibly enticing. The idea of quick wealth seemed like a golden opportunity, leading me to invest $80,000 in each platform, totaling $160,000, with high hopes for the “guaranteed” profits. For the first few days, everything seemed promising. I logged into my accounts daily, watching the numbers grow, and my excitement built. I began imagining the possibilities—exotic vacations, new investments, a better lifestyle. But as the 10-day period neared its end, my excitement turned to frustration. When I tried to access my funds, I was locked out. My accounts seemed to have vanished. Emails to customer service went unanswered, and withdrawal attempts were met with vague error messages. What I thought was a smart investment started feeling like a nightmare. I was stranded, unable to access a single cent, and panic set in as I realized I might have been scammed. Desperate, I confided in an Instagram friend who had faced a similar situation. They recommended DIGITAL TECH GUARD RECOVERY, a service that had helped them recover funds from a shady platform. With little to lose, I contacted the team. They responded quickly, explaining how common these scams are and outlining their recovery process. After I made a financial commitment, they diligently tracked down my funds. Within weeks, DIGITAL TECH GUARD RECOVERY successfully recovered my entire $160,000. This experience was a harsh lesson in the risks of high-return investments. Now, I approach opportunities with caution, researching thoroughly before investing. I’m grateful to DIGITAL TECH GUARD RECOVERY for restoring my financial stability and teaching me the importance of due diligence. WhatsApp: +1 (443) 859 - 2886 Zangi 10-4490-6657

Kekuatan terkuat dalam pertempuran x pria di tahta tertinggi Ini adalah era di mana kecerdasan buatan menentukan arah kehidupan manusia. Musuh paling terkenal bagi Federasi, panglima tertinggi Komando Militer Navi, Adrian Yate, dan anggota dewan perwakilan termuda dari Dewan Tertinggi, Zhong Yan, dicocokkan oleh AI sebagai kandidat pernikahan yang paling optimal satu sama lain. Jika mereka menolak rekomendasi optimal AI, mereka harus membayar denda. Adrian: Buat apa aku membayar? Aku tidak punya uang, jadi enyahlah! Zhong Yan: Aku juga tidak punya uang. AI: Kalau denda tidak dibayar sesuai batas waktu, selamat atas penyatuan kalian.

Anger fueled by betrayal, helplessness, regret, self-blame and most importantly, revenge. This lost soul who holds onto this anger struggles to move on in life with hopes of resolving his mistakes and losses in every possible way. For his very cause, he dwindles around the cycle of wealth, affection and demise. Of course, milestones were met but what will this very lost soul do once he learns of the real truth behind his haunting past.

Julius, the youngest Genius of his time dies, only to be reincarnated as the sixth Prince of a never-seen-before Dynasty. War, chaos, and natural disasters arise one after the other. His brothers want him gone, and the fight for the throne is heavy upon his arrival. Hmph! Julius rolled up his sleeves, can only roll up his sleeves and prepare to build his forces and advance the Dynasty with Technology. But with how empty his pockets were, how exactly was he to do that? PING! A mysterious system appeared in his mind. And at this moment, Julius only wanted to point his butt to the skies and fake-cry tears of joy. (As a grown man, do you actually expect him to cry?) GOD of Wealth! God of Wealth! The system appeared like a true God of wealth, splashing infinite money his way.

'Administrator can modify Rule 1 and 2... Congratulations, Dan! You are the first user... Happy Hacking!' What started as a dream come true for an average young man... Will eventually turn to a journey that spans the stars!

Alessia Blackmoon, heir to the most feared werewolf pack, goes undercover in Nero King's empire – only to discover he's no ordinary billionaire. He's a genetically engineered hybrid, and their explosive chemistry threatens to ignite a war between wolves, vampires, and the ruthless King Corporation. In a world where power is measured in blood and betrayal, their forbidden bond could destroy empires... or rebuild them.

[ Read my new novel : The Goddess Made A Mistake Again ] What would you do when you're faced with the ultimate being that is by true right Omnipotent, Omnipresent, and Omniscience? What would you do when that very being tells you it will give you anything you ever wanted? And what would you do when the ultimate being, devoid of greed, gives you the power to generate INFINITE MONEY? This is the story of a boy who gets reincarnated in a new world filled with countless possibilities and dangerous beings. Now, with the power to generate INFINITE MONEY in his hands, how will he survive in this world? Will he be used by everyone else around him.... Or... ...will he buy them ALL? _________________________________ The guy in the poster is the future appearance of the Main Character. This is my first novel so expect some bumpy chapters in first few.