Insurance Claim

What if you could rewrite your life—starting at 14, with the power to become a legend? On his 51st birthday, William Right, a brilliant yet regretful vice president of a life insurance empire, loses everything: his family, his friends, and his purpose. Desperate to undo decades of missed opportunities and bad choices, he makes a wish for a second chance. Fate answers in the cruelest way possible. After a fatal car crash, William wakes up in the past as his 14-year-old self—with one extraordinary twist: a mysterious Dominance System designed to turn him into a business tycoon. But there’s a catch. The system demands he earn $200,000 before graduating high school—or he dies for good. Armed with memories of the future and a relentless hunger for redemption, William plunges into the high-stakes world of entrepreneurship, tackling stock markets, real estate, and startups like a seasoned pro. His wealth grows, but so does his determination to repair his shattered family and rewrite the mistakes that destroyed them. But not everything is as it seems. As William unravels the mysteries of his second chance, long-buried secrets about his first life resurface—hidden betrayals, devastating truths, and choices that could ripple through history. Success alone won’t save him. He must balance wealth, power, and his humanity as he walks the razor’s edge between triumph and tragedy. Will he rise to become a trillionaire and conquer his destiny, or will the cost of rewriting the past destroy his future once again?

"Branded as the weakest and cast aside as worthless, Jin was a man destined to be forgotten. But deep within him burned an unyielding ambition—to rise above all and claim the throne of an overlord. When darkness descended and monsters ravaged the land, Jin faced the chaos head-on. Against fate, against mockery, and against death itself—he refused to kneel. This is the story of a man who dared to defy destiny and become the impossible."

At Ironclad Academy, where strength and skill determine one’s fate, Kade is just another nameless student, fighting to survive in a world ruled by elites. After a brutal match against a prodigy leaves him battered but unbroken, Kade begins to sense something unusual lurking within him—a connection to a forgotten legacy shrouded in darkness. As rival factions rise and ancient forces resurface, Kade must confront his hidden past and claim his destiny as the heir of shadows, or risk being consumed

Avon Vyne, a young boy, trained under a noble master and chosen to wield god-like powers, finding his way around his world as his only family meets a premature end. Destined to defeat evil and claim peace, Avon gatheres teammates to assist in battle while still figuring out the storm within him. Avon is determined to uncover the truth behind all the mysterious around and within him sets forth interested the world to protect the world and fulfill his master's will.

“P-please let me go..” I stammered and before I knew it, I was word vomiting while crying. “—I won’t return. You won’t ever see me again. I know you don’t want me as a mate. You hate me, so please let me go.” I cried out. Cain’s jaw tightened with each word that left my lips “What gave you the idea that you have the power to choose what you want?” His voice was low, “You don’t get to decide what, how, and when you leave. Only I get to do that. You don’t get to leave me, you don’t get to run! You only leave when I want you to.” "I didn’t ask for this,” I whispered, trembling. “I didn’t ask to be your mate.” Cain stepped back, “Neither did I,” he muttered under his breath. “But the bond doesn’t give us a choice, does it?” ~~~~ As the only child of her late Alpha father, Avery Jae was meant to inherit her family’s legacy. But on the day of her arranged marriage to Alpha Lucian, her world crumbles. Rejected, humiliated, and cast aside for her own cousin, Avery barely escapes with her life only to find out a much deeper secret. One that changes everything. When Avery awakens, she finds herself in a foreign land, caught by the ruthless guards of the Vehiron pack, led by the infamous Alpha Cain. Tall, broad and as dangerous as the army he commands. Alpha Cain has a reputation that sends chills down the spine of even the most dangerous warriors. Haunted by his dark past, he has vowed never to take a mate, yet the moment he lays eyes on Avery, everything changes. With a single word, Avery is bound to Cain—whether he wants it or not. In a world where betrayal runs deep, can Avery ever trust the alpha who might just be her worst enemy.

Aurora's world falls apart when her mate Bennet rejects her after finding him having sex with her step sister Alicia. She ends up homeless and pregnant after having a one-night stand with a stranger. She is taken in by Callum, a strong Alpha who tells her that he is her mate. Uncertain of his intentions and troubled by past betrayals, Aurora hesitates. Secrets about their common past surface as they get closer. Callum was the man from Aurora's one-night stand when she finds out. When Bennet reappears with regret, their relationship is put to the test. Aurora must decide between a bright future and her traumatic past, she must choose love, trust and the fortitude to go on.

Before claiming his rightful throne, Liam must first face his greatest challenge: Himself. Under the grueling guidance of his cousin Alex, the young heir is pushed to his limits in a series of hellish trainings designed to forge him into a powerful leader. But as Liam's strength and resolve grow, so do the shadows of his family's dark past. Can he overcome the secrets and enemies that threaten to destroy him, or will the weight of his destiny crush him before he can claim his throne?

They Weren't Just Hot Aliens; They Were Beast Men Too~~~ ———————————— ————————— She was just an overworked, underpaid author who fell asleep mid-chapter, only to wake up as a maid in her own novel. The bad news? She was stuck in the castle of three insanely attractive alien lords—brothers whose powers could crush her without a second thought. The worse news? In a world where females were considered average at best, she’d somehow made herself the most stunning woman alive. Now, every jealous (and shockingly hideous) female wants her dead, while the lords won’t stop eyeing her like she’s their next meal. Her “insider author knowledge” should’ve been her golden ticket, but the plot? It wasn’t behaving. She’d written them as hot aliens who could transform into beasts—snakes, lions, and cheetahs, to be exact. But something about seeing it up close felt…different. The predatory gleam in their eyes, the way their movements blurred the line between man and beast—it was intense, overwhelming, and nothing like she’d imagined while typing away at her desk. Was this how her characters had always been, or was the world she’d created starting to twist itself into something new? Was this supposed to happen? Did the world start glitching? Or had her subconscious added “hot alien shapeshifters” without consulting her? She didn’t know anymore, and honestly, she was too hungry, sweaty, and irritated to care. One brother craves her touch like she’s his personal drug. Another seems dead set on breaking her spirit. And the third? He’s got a dark secret that feels like a ticking time bomb, ready to ruin everything. Thalina thought the lords would be the only males she’d have to mate with, but now? She’s not so sure anymore. Trapped between the fiery envy of the castle’s women, the deadly allure of three alien lords, and a plotline spiraling out of her control, Thalina’s only goal is survival. Can she escape her own twisted creation, or is she doomed to live—and possibly die—as the protagonist of a story she never intended to star in?

“Yes, suck.” He grinned, his voice as smooth as sin. “Because that is among the fastest ways to drive a man nuts. And the noise that comes after that, the screaming that escapes her–they are a song, a hymn to desire. The body proximity, mmmmh, the twin peaks dangling from the supple art, the writhing, the hard thrusts that will have them begging for more, the rounds they would devour over and over again, his big balls that ejaculates at the peak of a climax and the baby that comes after... in most cases. I think that is why they are scared.” He finished off, whispering the last part. Aria’s life was simple; a medical student, a devoted christian and a future she could control—until the night it all fell apart. Tricked, she found herself saving a wounded man who shouldn’t exist. His presence stirred something primal within her, a pull she didn’t understand and a fear she couldn’t ignore. Bound to him by an invisible thread, she couldn’t escape the intensity of his gaze—or the heat of his touch. But nothing could prepare her for the danger that awaited. Forced to accompany him on a treacherous journey, Aria found herself thrust into the deadly politics of a kingdom ruled by a formidable king and his twin sons—one charming yet distant, the other cruelly intoxicating. Amid whispered secrets and simmering tensions, Aria becomes a pawn in a game far darker than she imagined. “You don’t get to decide my future,” she spat, her defiance flickering like a candle against his towering presence. The King’s lips curved into a slow, dangerous smile. “Your future was decided the moment you walked into my court, Aria. You are mine.” Her pulse quickened as he stepped closer, the rich timbre of his voice rolling over her like a storm. “You will bear my mark, stand by my side, and serve as my queen. Do not mistake this for a choice—it’s an inevitability.” “I would rather die,” she shot back, her voice trembling as his hand tilted her chin to meet his piercing gaze. “Then you’ll die with my name on your lips,” he said, his thumb brushing against her jaw. “You belong to me, and not even death will change that.” The man she travels with hides a past that could shatter her resolve, the twins threaten to unravel her very being, and the king sees her as more than just an advisor—he sees her as a temptation he cannot have. As desire tangles with deception, Aria is drawn deeper into a world of forbidden touches and unspoken truths. In a tale of passion, betrayal, and dark secrets, Aria must fight for her life, her heart, and the truth—before everything she knows burns to ashes.

In a world ablaze with chaos, Jahad finds himself engulfed in flames, his spirit nearly extinguished. Heart pounding against his ribcage like a cage beast, just as despair threatens to claim him, a powerful hand reaches through the inferno. Pulling him back from the brink. With his eyelids burned away, he faces a blinding new reality where survival hinges on strength, igniting a flicker of hope in his darkest hour.

Born into the royal family of the Ember Kingdom, Arian is more than he seems a reincarnated soul carrying memories of a distant, ordinary life. In a world ruled by ancient magic and political intrigue, he discovers the Codex of Eternity, a relic of immense power tied to a prophecy about a forgotten prince destined to rise. Will Arian can navigate through betrayal, uncover ancient secrets, and prepare for the battle that will decide the fate of the realms. Will Arian rise to claim the Ember Throne, or will the shadows of the past consume him? Welcome to the rise of the Ember Throne.

I claimed to be better than the MC. An Eldritch entity decided to put my claim to the test and reincarnated me into the world of the novel I read. But, I’m not alone. There are five other reincarnates? Wait, wait, wait! Why is the MC a regressor now? That wasn’t part of the script! ... Contact me (Discord): anvelope Discord Server: discord.gg/BR5kt99dhV

Born an omega in a time where omegas are rare and unwanted, Rory lived a life whereby he was always a second option in every situation. Omegas couldn’t birth pups, so no one wanted to be mated to them, except to fuck them and move on. He thought he was lucky to be betrothed to an alpha who loved him, but after a shocking betrayal, his heart turned to stone. Fleeing for his life led him into the clutches of Jason, a dangerous, ruthless wolf. He loses his virginity to him and the morning after, he realized that this soulless Alpha is his fated mate. But, once again, Rory is reminded of his curse of always being a second option when he got rejected. As if that wasn’t enough, he soon realized his life is in immense danger. Rory then decides to run away and start afresh in a different country. One thing Rory didn’t expect to happen, was for him to end up pregnant weeks after fleeing! ~~~ Years later, Rory now has an adorable son. He wasn’t the timid omega he once was, because he had managed to rise to the very top. Along the line, he managed to open his heart up to Kenny, a cute Alpha who loved and cherished him wholeheartedly, leading him to live a contented life. But when he collides with Jason this time, he wants nothing to do with the alpha who rejected him in the past. Jason, an Alpha of Alphas, felt his wolf wilt away the day he rejected his omega mate. He tried making things right, but the pretty omega who smelled of wildflowers and vanilla had completely disappeared from the face of earth. Now that he had encountered Rory again, he wasn’t ready to receive ‘no’ for an answer, and he was ready to do whatever it takes to get the omega’s forgiveness. However, Kenny wasn’t ready to let go of Rory either! A fight for the omega’s heart, who’s gonna emerge the victor? And what if they decide to share instead? | - | e x c e r p t | -| “Arch for me, pup.” The dark alpha husked and more color rushed into Rory’s face as the order settled in his stomach. For the first time in his life, Rory was completely nude in front of a man. He had assumed losing his virginity was gonna be brisk, and that it was gonna happen in the dark. He never counted on it going down this way, with an alpha whose dark eyes made his weak kneed and tongue tied, whose voice made his insides clench up, and whose touch made slick gush out of him like he was a faulty faucet. He pressed his flushed face into the sandalwood smelling sheets, limbs trembling as he arched his back even more, till his ass was very high and his chest pressed into the bed as well. “There you go, that’s a good boy.” The Alpha growled out, hands reaching out to knead his hips, and when he delivered a spank on Rory’s ass, a stuttered whimper spilled past the pretty omega’s mouth, muffled in the sheets. Moments later, fingers were digging into the omega’s hair, jerking his head up just as another spank got delivered on his second cheek, and this time, there was nothing to muffle the high pitched sound and it filled the air in a melodic tune. “Don’t muffle those sweet sounds, gorgeous. I want to hear every sound you make, I need to hear you as you fall apart from pleasure in my bed tonight, and that’s exactly what’s gonna happen.” * Cover isn’t mine. If owner requests, I’d take it down.

Born as a Yūmenka, cursed with the Four Paths of the "Lesser Revelations of Light," Haze's life was marked by fear and captivity. Seen and treated as a weapon, a mere pawn in a game, he dreams of breaking free from the chains of his demon-possessed fate. But when whispers of power and divinity emerge, Haze faces an impossible choice: remain bound to his cursed origins or defy the world to seek rebirth and redemption. Can a soul forged in darkness rise to claim the light?

Lila Collin’s has always lived her life by the books:Top grades, loyal friends and to top it off she had a ring on her finger from her to die for heartthrob, Caleb Wolfe, a steady hardworking handsome man she’s loved for years. Finally graduating college ,she decides to let loose for one night ,Celebrating her achievements with her friends while Caleb is tied up at work . However Everything changes when Lila comes across dashing,young CEO Adrian Ravencroft. Adrian is the man in every single lady’s radar, why not? He was dangerously handsome, a bad boy to the core whose mere presence in a room could make any woman forget her better judgement. With a reputation for trouble and a past shrouded in mystery ,Adrian is used to women chasing him. But Lila wasn’t every other lady and certainly did not have an eye out for Adrian. So how come she woke up the next day to find herself unclad in a hotel room with a mark on her neck she couldn’t explain. And for some reason, she can’t seem to stop thinking of the man she met,Adrian Ravencroft. “Lila, Lila... Lila," he said with a purr staring into her eyes with those dark, unending pupils. "You're such a stubborn girl. No matter, I'll let you off this time. With a warning," Adrian said, flashing Lila a dangerous smile with just the faintest sign of fangs escaping his lips. That deep baritone voice creeped into her mind in the unholiest of ways. Drawn into Adrian’s dark, seductive world, Lila is forced to navigate secrets she never imagined, dangers she never prepared for, and emotions she never wanted to feel. As Caleb grows distant and Adrian’s shadowy charm takes root, Lila must decide who she really is and who she is willing to become. But as her heart is pulled in two opposing directions, Lila will discover that some changes are irreversible. Her celebration becomes the beginning of a journey that could lead to eternal love—or eternal regret. Is Adrian Ravencroft her greatest adventure or her ultimate downfall? And when the darkness finally takes hold, will it claim her for good? One night, one choice, and one dangerous man will change everything.

After getting hit by the truck, Luke was reincarnated as a target character in a reverse harem game. He was supposed to throw away his fiancée—the Villainess—and mindlessly follow the Protagonist. A side character he was destined to be, however, even if Luke accepts his fate as a side character, he cannot let the Villainess meet with the same dead end. ----------- Additional tags: No yaoi, no yuri, no NTR. Obsessive character, possessive character, solo-romance, no harem, early romance, possible lemons.

"Let me take a look." The handsome professor, with his broad shoulders and powerful muscles, lifted me effortlessly and placed me on the desk. His strong hands gently lowered the strap of my uniform to examine the bruise from training. "Helanie! Why do you always end up hurt?" His voice grew husky, sending a shiver down my spine as I struggled to catch my breath. I had to remind myself that he’s my professor... and my stepbrother. I shouldn’t be seduced by his touch. "If anyone bullies you again, come to my office and I will deal with them," he murmured, his beautiful eyes locking onto mine. Despite knowing he’s forbidden, I couldn’t help but wonder—should I tell him about the mate bond I felt the night he was drunk? .. When her parents rejected each other, Helanie went from being her daddy's angel to a neglected and forgotten child. But on her eighteenth birthday, things took a dark turn. When her body went into heat, she attracted a group of alphas. Instead of rescuing her, her secret alpha boyfriend ran away. That night changed Helanie’s life forever. Accused of consenting to the attack, she was sentenced to execution by her own pack. Desperate, she fled, determined to find her mother. What she didn’t expect was to find her mother preparing to marry a rogue king with four dangerously handsome and beastly sons. Things turn even darker when she felt a mate bond with her bully stepbrothers, will she be able to escape their claws or their seduction will ruin her life to next extremes? .. Facebook - Alexis Dee

After dying from betrayal, Thomas reincarnates as Jolthar Kaelzhar, the neglected son of a powerful clan, just after his brothers kill him. With Jolthar's memories and the blessing of Qalena, Thomas vows to rise from his lowly position and claim power in his new life.

The end of the beginning, the beginning of an end. Two factions are racing to discover a long-lost species of war creatures from the past. The one who reaches the egg first will claim the throne and the Empire of Estallaria. Will it be those who fight for true justice, or will it be those caught in the darkness of ancient powers?

[TRIGGER WARNING: Mature Content + Dark Themes] EXCERPT: “Axel, no. We… can’t do this!” I jolted back when he pulled up my skirt. As if to retaliate, he grabbed my wrist and yanked my body to his. “We can do whatever I say we can do, María José.” “I’m your brother’s reject. Do you even hear yourself right now? He didn’t want me, Axel. What does that make me to you?” “I don’t care about Álvaro’s foolishness. It's his loss for losing a woman like you.” “Okay, I must confess. I'm not worried about him either. It's Rosa… you're getting engaged to my sister in a month!” “Let me remind you, María José—I don’t give a fuck about that, either.” No matter how hard I jerked, he wasn’t letting me go. And part of me—so, so foolishly—didn’t want him to. ______ Having spent her life avoiding the spotlight, María Jośe never imagined she’d be the one to bring shame to her esteemed De la Vega family. With beauty as captivating as a field of lilies, she is the prized daughter of an ambitious father who cares more for his reputation than his children’s happiness. When Álvaro Montenegro, the arrogant heir to the Alpha title, sets his sights on her as his chosen Luna, María Jośe is desperate for a way out. But everything changes when the Moon Goddess answers her prayer in the most unexpected way: María Jośe discovers she is an Omega—wolfless and the lowest rank in the pack. Once held in awe, she is now shunned; a source of shame to her father and a target for ridicule in the pack. As her life turns upside down , María Jośe's hatred for the pack grows. The only solace she finds is in her growing, forbidden bond with Axel Montenegro—Álvaro’s older brother, who has turned his back on the pack to live as Beta. These two developed a love-hate friendship born from their shared disdain for the pack’s cruelty, which slowly evolves into a passionate, secret romance. But when Álvaro discovers Axel’s interest in María Jośe, jealousy ignites within him and he suddenly wants María Jośe as his own. Love, vengeance, and betrayal all brewed into a whirlwind of drama, desires, and deadly comebacks. Will María Jośe rise from the ashes of her former life, or will she be consumed by the power struggles of the pack she despises? Will she give in to the oldest brother who is scared of commitment or the younger one who fiercely seeks redemption?

Growing up in the Winter Moon Pack, Astoria faced relentless mistreatment but couldn't help falling for Kieran, the indifferent yet charismatic son of the Alpha. One night, a single encounter between them left Astoria with a life-altering secret. Years later, Kieran returns to claim his position as Alpha, only to find there's a condition he must meet to lead the pack. Astoria now finds herself in a complicated and dangerous situation that could change everything.

In a world ruled by power and magic, Aelric was the weakest student in the Shadow Academy, destined to fade into obscurity. But when a mysterious relic grants him the power of the Shadow Emperor, Aelric is reborn with abilities feared by even the gods. As ancient enemies awaken and new alliances form, Aelric must rise from the shadows to claim his destiny. But will the darkness within consume him before he can claim his throne?

Centuries ago, humanity engaged on a ferocious war against the Angels. After countless years of numerous battles, humanity was able to to win and expel their enemies. However, in this peaceful era, humanity had no clue that Luna, a survivor of the Angelic race, was left behind to survive against the entire world, who seeks and claim for her head. With the help of mysterious figures, Luna goes on a journey to the portal connecting the human world and the Angel's world. Discord server: https://discord.gg/3pU6s4tfT6

When Kate Gilmore discovers her husband, Peter has stolen her properties by forging her will and named himself the sole beneficiary of her life insurance, her fury knows no bounds. Determined to confront him, she tracks him down—only to find him at a hotel with her secretary. Betrayed and humiliated, fueled by fury, Kate vows revenge. But Peter has other plans. In a cruel twist, he pushes Kate into a pool, ensuring she won’t live to fight back. Or so he thinks. Kate awakens in the body of Anna, a stranger whose life is far from her own. Confused but resolute, Kate must piece together Anna’s identity while plotting her revenge on Peter. Can she reclaim what was taken from her? Or will she fall for Peter all over again despite what he's done? And what secrets lie in Anna’s past that could change everything?

The Lords is a story of resilience, betrayal, and ambition, blending elements of strategy, epic battles, and introspective growth. As Logan ascends through the realms, his journey is a relentless quest to challenge gods, forge new destinies, and claim his place as a force to be reckoned with in a fractured universe.

In a world where the gods have forged the ultimate artifact of power the Crown of Kings, royalties from every corner of the realm prepare for a divine contest to claim dominion over all. Amidst the clash of emperors, queens, and warlords, alliances crumble and kingdoms prepare for war. Yet, unknown to these mighty rulers, an unassuming challenger without royal blood steps onto the battlefield, ready to defy destiny and the gods themselves. This story is also in Noveltoon

Zhang Xin, a bullied high school student, stumbles upon a mysterious ring that changes his life forever. Transported to another world, he discovers a powerful Map embedded in his sea of consciousness—an artifact of overwhelming power coveted by all. As demons rise to plunge the world into darkness, Zhang Xin must decide: will he fight for humanity, bring light to the oppressed, and stand against the forces that seek to claim the Map? Or will the weight of destiny consume him? The battle for light and hope begins.

Rain opened her eyes and found that she got reincarnated in some else's body. she got surprised to know that she got transmigrated in her favorite werewolf's novel,so she wanted to meet and saved her favorite character in this novel, the second male lead but she got to know that she can't save him and claim him as her mate without making him pregnant.so ,now her goal is to impregnate him without forcing him.

Ander, a fourth-tier skeleton mage, is obsessed with a powerful artifact that could change everything—but he's not even close to strong enough to claim it. With a motley crew of chaotic undead servants, Ander must hunt, dominate, and manipulate the realm's most fearsome creatures to build an unstoppable force. As he scrambles to gain strength, battle through deadly rivals, and prepare for a magical tournament that could catapult him into power, Ander faces one question: Can a skeleton like him really claim the artifact, or will the world crush him underfoot?

Charlotte Dawson, 27, filed a divorce against her cheating and abusive husband after enduring the failing marriage for five years. “You think you can just walk away? After I marked you? You’re mine forever, Charlotte!” exclaimed Julian. “You are just my fake mate, Julian.” She had to run away from her lunatic ex-husband, and the only way to do that was to get marked by an Alpha. It never crossed in Charlotte’s mind that she would come to an Alpha who rejected her—Damon Sullivan, 38, who happened to be her ex-husband’s billionaire uncle. “You want me to renew our bond? That’s not an issue.” Damon warned her, “But once I mark you, I’ll never let you run away.” But why would Charlotte run away when the alpha spoiled her to death? Helping her get her fame again? Check. Giving her limitless money?! Check. Slapping her ex-husband? Check Satisfying her in bed? Triple check!!! —— This is a fated/rejected mates urban fantasy novel.