How To Get Money Without Money

Short synopsis- A sci-fi novel where the MC gains powers from an ancient goddess—each fragment unlocking new abilities. He travels through the space and universe, fucks the bad guys (not literally), fucks the beautiful girls (literally), absorbs their powers through dual cultivation, and rises to become a being even gods fear. Long Synopsis- By the end of 2025, humanity made first contact with extraterrestrial life. A few centuries later, in 3025, the world had changed completely. With alien tech and ties with space-faring races, humans expanded into the stars. Science had become indistinguishable from magic. Genetic mutations and cybernetic enhancements pushed human evolution to its peak. Once powerless, humanity was now among the dominant species of the cosmos. Xavier, a young boy from a small village, had received a scholarship to attend the prestigious Astraeus Academy on Earth. Although he was reluctant to leave his family behind, he enrolled in the academy upon his father's insistence. His ancestors had made a significant investment in Astraeus City—when it wasn’t even planned and constructed—which was the most powerful and luxurious metropolis that many dreamed of living in but few could even visit. However, things didn’t go as planned. Those with power and blinded by greed had taken over everything, and there was no sign of his ancestors' investment. In this new world, money was everything. It could buy anything and everything. Morals held no value against the almighty dollar. A father would sell his son for money, and a mother would kill her daughter for it. Oh, you can’t pay the 1 million dollar loan? No worries! Just rent your wife for a week and the loan is paid! What, you killed someone? No problem! Just pay 10 million dollars and walk free! Determined to reclaim what was his, Xavier enrolled in Astraeus Academy. But most humans had undergone genetic enhancements and cybernetic modifications, making them far stronger than ordinary humans. Xavier, however, was just a normal human, and due to his innate disorder, his body couldn’t support cybernetic enhancements. Xavier was bullied and thrashed every day, called names, framed and accused, and even worse, there were attempts on his life. Just when he thought his life was over, a voice called out to him—a voice that some might presume belonged to a goddess. The goddess gave him a system… an unlimited money system. In a world where money was everything, how would Xavier survive? But with an unlimited money system, who could stop him? Follow Xavier as he rises from nothing, and becomes not only the richest man in the universe—but also the most feared. *_+_+_+_* Note- This is a harem novel, but the focus is on Xavier’s revenge and rise—not just the girls. Romance happens naturally. No rape, ntr, yuri. The system won't be giving quest like fuck this girl and fuck that girl. But if Xavier wants to seduce a girl he likes, the system will help him by giving relevant quests. This is a sci-fi novel and there is mention and presence of gods and all, but they are already classified as highly intelligent extraterrestrial beings. I have also included fantasy races like vampires, dragons, werewolves, elves, etc. as a species of space. I won't be spoiling more than that. I just wanted you guys to know what you were getting into before you read this novel, and what to expect from it. If you’re here for a ruthless anti-hero—he arrives after Chapter 16. Xavier starts naive and kind, shaped by a peaceful village life. But once the world shows its true face… he changes. Spoiler/Tags- Read my review below.

꧁༺ £¥$ ༻꧂ "Yes, I've struck gold!" Richard, a middle-aged World Bank analyst turned hobo, encounters a genie—an ancient myth in the modern world. Fallen from glory, he wishes for wealth. Long past his prime, he wishes to regress in time; To the peak of his youth To be armed with knowledge of the future. Cunning, he even wishes the genie free, hoping to gain its favor. Yet the genie grins maniacally as it grants his wish. "F*ck, I've been tricked," he snarls, knuckles bleeding as he realizes where he is. Mundus—a parallel world to Earth, where countless dimensional gates bring both danger and opportunity. A modern-fantasy hybrid world where "Raiders" awaken supernatural abilities to combat threats from these gates. In a world where power outweighs wealth, Richard is rich... but powerless. Endowed with riches as vast as a nation's treasury, he forges his own path—buying what should have been impossible: the power of an Awakened. Here, his wealth becomes his magic as he awakens a unique class: Moneymancer. It seems he has everything figured out. His boundless fortune is enough to challenge fate itself. Yet the genie still grins—an eerie glint in his eyes—as he watches the pawn move across a universal chessboard…

At Houston University's elite campus in Mayfair City, two worlds collide through the lives of Gerald Martinez and Danny Blackwood. Gerald, a scholarship student from the wrong side of town, navigates the marble halls in his thrift store clothes while his dark curls frame a face hardened by necessity. His worn sneakers echo differently against the polished floors than the Italian leather of his classmates. Danny Blackwood represents everything Gerald isn't—trust fund privilege wrapped in designer suits, a Patek Philippe gleaming on his wrist as he slides into his Lamborghini. The heir to a financial empire, Danny moves through university life with the casual arrogance of someone who's never known want. The catalyst for their collision is Xavier Chen, Gerald's former girlfriend who traded love for luxury when she realized Gerald's potential couldn't match her appetite for Hermès bags and Christian Louboutin heels. Now draped on Danny's arm, she's everything Gerald lost and everything Danny effortlessly possesses. Caught between them stands Naomi Ashworth, the conglomerate heiress whose friendship with Gerald puzzles their social circle. While Alice Montgomery, the school's untouchable beauty goddess, watches from her pedestal alongside Danny's inner circle—Yuri and class president Blondie—Gerald finds support in his dormitory under Rick's guidance and his loyal friend Clinton. As tensions escalate between the dormitories—Rick's working-class fortress and Ivar's white-haired kingdom of privilege—the university becomes a battleground where relationships fracture along lines of wealth, loyalty, and ambition. In Mayfair City's first-class restaurants and boutiques, every interaction carries the weight of class warfare disguised as college drama.

World: Alpha, Omega, Beta Main info: Switch Couple ------------- ------------- Note: The cover is not mine as I am too poor. All credits go to the owner. If he/she wants me to remove it, just ring me up in the comment section.

[Ding!] [Cashback System Activation Requirement Met!] [System Binding In Progress...!] [System Successfully Linked!] [Spent $1,000. 10x Critical Hit. Earned $10,000. The money has been transferred to account XXX-XXX-XXX] [Spent at least $1,000 on a beautiful lady. Received 1 lottery ticket. Do you want to use it?] [YES][NO] Kyle was a man that has never had any luck in life and he was on the verge of ending it all after being fired from his minimum wage job due to a customer's complaint which turned out to be a lie but due to the customer being an attractive lady, no one believed Kyle. To make matters worse, he had to pay for the damages that was caused by the customer. Beautiful people, they had it easy, didn't they? This was his last step and he knew that he wouldn't see tomorrow as he searched for a river to throw himself in. He thought his mind finally broke as there was no explanation for the Cyan Screen that popped up as he clicked the [YES] button. [You have drawn Charm!] [Charm: There is nothing the user can't charm his way out of or into! The universe has blessed you with charisma!] "Hahaha! I must have lost my marbles..." Kyle muttered to himself but his phone soon rang out to show that he had a notification. And to his surprise, he saw $10,000 sitting in his account and his jaw dropped. "THIS IS FOR REAL!!!"

Ayana is a 20-year-old college student juggling classes, part-time jobs, and the crushing responsibility of supporting her sick father and little sister. Desperate for money, she makes a painful decision to work as a hostess at a bar for just one night. That one night changes everything. She ends up spending it with Leo, a cold but devastatingly charming CEO from the capital who’s in city on some business. When they meet again, Ayana needs help with another surgery cost. Leo pays, again. But by the third time, Ayana realizes she can’t rely on handouts. So, she decides to build something of her own. Armed with determination, a few business ideas, and the money she once got from Leo, Ayana slowly climbs her way up from nothing. She starts her own business, earns her own success, and proves she doesn’t need a man — not even a rich CEO — to stand on her own. But now that she finally doesn't need him... Why does it feel like he’s the only one she wants?

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Don’t have looks? Don’t have money? A complete nobody? Fear not! Because you’re definitely doing better than Dante! After reincarnating in a pathetic mine infested with goblins and a spider the size of a wagon, Dante discovers he has one thing no one else in this magical world does: shamelessness — and a lot of creativity! Armed with intelligence, strategy, an RPG system, and a kind of charisma anyone can fake, Dante is determined to level up, earn respect, and rule the world! Win at life and overcome every twist — even if the whole world thinks you’re the ugliest thing alive! ==================== This story is about a badass guy who ended up dying tragically and being reincarnated in a magical world to become a better person. This doesn't necessarily mean he'll become a better person. In fact, you'll see him use absurd strategies to gain fame and notoriety. The character has completely bizarre and even comical attitudes, but that doesn't mean he's stupid. Quite the opposite. In this story, you will find a harem — as the title suggests — lots of adventure and as the story develops, you'll see a kingdom system. The focus will be on the context within the world and on the people (worldbuilding). It's a story focused on a guy who wants to do well in life and HOW he's going to achieve that (even though he's ugly). The unique part of the story is that, technically, you can apply some of the lessons from the story yourself. Of course, keeping in mind that it's a fantasy. But nothing the protagonist did is impossible to apply (I'm living proof of that). That said, happy reading. ==================== [2-3 chapters per day]

Eamond Richard dies as he lived: ruthless, filthy rich, and utterly alone. Reborn into a medieval world where magic trumps all, he wields Money Magic—a system that turns gold into godlike power. Bankrolling wars, monetizing dragons, and weaponizing debt, Eamond builds an empire with the glee of a shark in a treasury. But beneath his carefree swagger lies a twice-orphaned outcast who knows the real game isn’t wealth… It’s never losing again. Yet for all his schemes, Eamond can’t outrun the system’s fine print: hoard too much, and your soul becomes currency. As terrifying creatures and jealous gods close in, he faces a paradox—the more invincible he becomes, the clearer it is that money can’t buy what he truly wants.

The day Louis discovered his girlfriend's betrayal, he died from a gunshot wound to the head. Fortunately, fate smiled on him and allowed him to be reincarnated in a magical world as the youngest son of an SSS-class family. That same day, he awakened his Class—an event that should have marked the beginning of his rise. Instead, it marked his downfall. [Ding! You have awakened an SSS-Rank Class.] [Class: God of Money] [Rank: SSS] A god? Yes, that's beautiful. But a god of money? In the eyes of his proud family, that title was a joke—an insult. The weakest, most useless Class imaginable. So, they banished him, stripped him of the family name, and cast him aside without a second thought. But they were unaware of his skill, abilities, and the potential that money could bring. He smiled as he saw himself banished and looked at the system. “If you fire me, it's okay. I'll keep creating missions even if I end up in a garbage dump, and I'll come back for your heads someday.” Two system messages flashed before him. [Your actions generate money, and money makes you stronger.] [You have the ability to create missions.] Under the influence of his newly acquired Class, he will delve into all the magical paths this world offers, become embroiled in political intrigue, and conquer kingdoms on his own. "Money? I'm the God. Women? That's fine—I have plenty.

Carlos Mendez was a small-time criminal barely surviving on Miami's streets in 2025. When immigration cops cornered him after a graffiti stunt gone wrong, he thought his story was over. Then ball lightning struck. Now he's trapped in 1978 Miami with disco music, Art Deco decay, and an impossible discovery: he can rewind time one second for a dollar. But the money burns away forever. With only $107 left and a supernatural power that could save his life or bankrupt his soul, Carlos finds himself in a city where Cuban refugees build new lives, corruption runs deep, and the drug trade is just beginning to bloom. Time really is money in 1980s Miami.

After years of quiet, the ghost from her haunting past brutally reclaims her. The possessive and dangerous Sank shatters Ellina's fragile, broken life, unraveling a dark history and leaving a trail of violence in his obsessive wake. Now trapped in his grasp, Ellina must confront the man who refuses to let her go.

Nas falas originais do romance, eu era uma vilã – usada como instrumento político por meu pai e meu irmão mais velho – que acabou morrendo nas mãos de meu futuro marido. Para salvar seu reino, meu pai implorou desesperadamente ao meu quinto noivo que me casasse. O problema é que o homem com quem devo me casar, o lendário cavaleiro do Norte, é o mesmo homem que acabará assassinando a mim e a toda a minha família. Tenho que encontrar uma maneira de sobreviver. Dentro do próprio romance, há muitos desafios assustadores pela frente: tenho que encontrar uma maneira de salvar a irmã mais nova do meu marido, conquistar o meu marido de coração frio e ganhar o apoio do povo do Norte, todos os quais atualmente Me despreza. "Eu estou apaixonado por você!" Então, por favor, não me mate!

I died, but instead of going to heaven, my second life began forcibly inside a novel. And of all things, to become the fake saint and villain ‘Ordell Kiris’! As if that’s not enough, I have to feed and support the terribly impoverished Grand Temple… 【To achieve 100% divine power, you need 10 billion.】 To prevent the end of the world, I have to restore the Sun God with money? What the heck, give me back my heaven. * * * I worked hard to make money by thoroughly exploiting my surroundings. But did I play the role of a saint too well? “If I had to choose between the Grand Temple and the Lady Saint, I would protect the Lady Saint.” The captain of the Holy Order, unaware that I’m a fake, declares that he will protect me. “After all, there’s no better vault than mine, right?” The original villain of the novel I happened to save insists on being my wallet… “Even if the Lady Saint is a fake, I have no intention whatsoever of letting her go.” Even the high priest who knows I’m a fake saint is holding onto me. Moreover, there is something quite suspicious about this world, to be considered merely a novel… Can’t I just go back to heaven?

Em uma cidade pacata do interior do Paraná, vive Zero, um jovem comum, sem fama, fortuna ou grandes expectativas. Até o dia em que algo impossível acontece: toda vez que ele gasta dinheiro, o valor retorna em dobro na sua conta no Bradesco. Gaste R$10? Ganha R$20. Gaste R$1.000? Voltam R$2.000. Simples assim. Infinito. Imparável.

She just wanted to slack her way through cultivation—napping, goofing off, and staying low-key. But somehow, she caught the attention of the sect’s big shots and got roped into being their beloved “personal disciple”! With four senior brothers full of drama things are anything but peaceful. Everyone thinks she’s mediocre, but she’s quietly leveling up with lazy hacks. In a world of chaos and ambition, can a girl who breaks all the cultivation rules lie down and still win it all? A hilarious, feel-good xianxia where slacking leads to soaring!

"You died." That was what the mysterious figure told him, but then he was given a second chance for the good deeds that he did in his previous life. "Super Prodigal System!" "Cultivate to immortality by wasting as much money as you can!" For the former number one prodigal of Earth, this was the perfect system! ------------------------------------------------------------------- Come follow me on twitter: https://twitter.com/DXHaseoXD Discord: https://discord.gg/BGrNgsbXXG

All Kin's Riven inherited was a scale. No sword, no spellbook, no ancient bloodline magic just a tarnished relic from a dead father and a crumbling noble house. In a world where mana defines power and legacy means everything, Kael has neither. Broke, forgotten, and drunk in the ruins of his family’s estate, Kael does the one thing no one else dared: he offers the scale his life. And the scale accepts. Transported back to the night his father died, Kin's awakens in his twelve-year-old body armed with nothing but bitter memories and access to a forbidden Dimensional Marketplace that trades across worlds, timelines, and realities. This time, he won’t beg for power. He’ll buy it. Every spell. Every secret. Every weapon he needs to rewrite history and bankrupt the bastards who took everything from him. In a world built on mana..

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Kekuatan terkuat dalam pertempuran x pria di tahta tertinggi Ini adalah era di mana kecerdasan buatan menentukan arah kehidupan manusia. Musuh paling terkenal bagi Federasi, panglima tertinggi Komando Militer Navi, Adrian Yate, dan anggota dewan perwakilan termuda dari Dewan Tertinggi, Zhong Yan, dicocokkan oleh AI sebagai kandidat pernikahan yang paling optimal satu sama lain. Jika mereka menolak rekomendasi optimal AI, mereka harus membayar denda. Adrian: Buat apa aku membayar? Aku tidak punya uang, jadi enyahlah! Zhong Yan: Aku juga tidak punya uang. AI: Kalau denda tidak dibayar sesuai batas waktu, selamat atas penyatuan kalian.

Anger fueled by betrayal, helplessness, regret, self-blame and most importantly, revenge. This lost soul who holds onto this anger struggles to move on in life with hopes of resolving his mistakes and losses in every possible way. For his very cause, he dwindles around the cycle of wealth, affection and demise. Of course, milestones were met but what will this very lost soul do once he learns of the real truth behind his haunting past.