Rd Account Interest Calculation Formula

Luca's love for racing died the very moment he witnessed his father's car tumble on the track, crashing lethally before exploding into flames. Left with his mother and sister in this cruel world, Luca has to do everything to survive and make ends meet in order to provide for their needs. But it seems every step he takes keeps shifting him to the asphalt, and one endeavor suddenly changes his life completely. [SYSTEM INITIALIZING......] [SYSTEM MERGING COMPLETE!] [Congratulations, you have attained the Formula 1 System] Can Luca re-establish his love for Formula 1 racing? Can he find a footing in this cruel world and drag his mother and sister out of poverty? Luca now wants to become a legend of the sport. The rivalries and controversies could try and weigh him down, but he will emerge even better than his forgotten father. [THE FORMULA 1 SYSTEM, A SYSTEM THAT WILL HELP HOST BECOME THE BEST RACER IN THE WORLD]

In the realm of Somnium, memories are chains that bind the mind, and dreams are nightmares that haunt the soul. The mysterious force known as "The Shackles" has consumed the world, enslaving millions. Hope dwindles as the afflicted succumb to madness. Amidst this despair, a select few known as Dream Keepers possess a rare immunity. Born with an innate resistance to The Shackles, they are humanity's last beacon. Will THIS BE HOPE OR ANOTHER DREAM

This is a novel that is heavily focused on the MC. There might be no other characters (I said might) The story is about our MC who gets isekai'ed by truck-kun and gets trapped in the most dangerous dungeon. Warnings 1). The story is heavily focused on the MC . 2). MC is constantly leveling up. 3). Don't have any expectations. 4). The only thing you should expect is accurate calculation of exp and accurate distribution of stat points . The only reason I'm writing this novel is because most authors don't do their calculations well . Especially when it comes to distribution of stat points and the amount of exp gained from killing a monster . So this novel will mostly be about the system displaying mc's stats . Each chapter will just be an increase in mc's stats so don't expect a lot of words in each chapter.

They say every villain is the hero of their story… They are wrong! There is no such thing as heroes and villains, there is just evil. Evil, cruelty, that’s all I know, that's the only thing the world has shown me… Maybe I am wrong… Just maybe there is more to this world, other than the evil and cruelty I was forced to endure, but that doesn’t really matter anymore. A man is a mirror of the world he has been exposed to… Since I have seen the greatest evil the world has to offer, it is only natural I show the world evil in return. Hello there, I am Lucius Blackwell, let me tell you why I became the greatest villain of all time…

its about a physics introvert student isekai'd into a Cultivation world where everyone practices doa.. but still physics formulas are very powerful and mysterious in that cultivation world because already 10000 years ago a earthling already reincarnated in that world and made cultivation teachings by psychics formulas..

A shy, innocent high school girl falls in love with a dangerous, brooding stranger after an "unusual" first meeting. She is naive and soft-spoken but unexpectedly stubborn and determined. He is cold and calculative but surprisingly kind and caring. She is looking for someone who would love her and make her feel wanted. He is way past all the love nonsense and is only interested in his needs. She is hesitant but hopeful for a better, brighter future, despite everything she had to experience. He had long lost his purpose in life and is living one day at a time with nothing to lose and nothing to look forward to. But they are both lonely, hurting and trying to ease their pain. They came into each other's life through unusual circumstances, but can they stay together through the turbulent times and accept each other for who they truly are?

The Universe created me for a reason Even if the Earth gathers against me... Even if the Heavens descend upon me... I will never be defeated! What is dead may never die! Be it Gods, Primordial beings or even the cosmic beings, they all fear me. I am the absolute. I am that which no living being can escape. Let me introduce myself... Hi, I'm Death .... Extra Tags #MassSlaughter #Genocide #DevilMC #PureEvil #EverythingSupernatual [Update speed: 3–5 chapters a day] [Book Length: At least 3000+ chapters]

This is a story about exploring technology in a wizarding world. Probability, electromagnetic induction, nuclear physics and theory of relativity—all of this can be mastered through scientific exploration and learning. Richard had always thought so… until he transmigrates to a world similar to the Middle Ages and becomes a prince. In this world of wizard and magic, he embarks on a journey to explain magic with science. One day, a dragon takes him away. "This is not in line with aerodynamics? It does not satisfy the Kutta condition, Circulation Theory of Lift and Bernoulli's principle either? How can it fly? Is there a special power source in its body?" Richard could not help saying as he glances down at the huge dragon he was riding on. "Well, I need to research this." "By the way, you said you kidnapped me to find a playmate for your daughter. That doesn't sound like a good reason, right?" “Roar!” the dragon hollers furiously and waves its wings, soaring into the sky. Will Richard be able to continue on his journey of exploration and unravel the mystery of the wizarding world?

In a world torn apart by endless wars and oppressive empires, the protagonist, Zeron, is a walking weapon, the result of a forbidden fusion ritual that combines the most destructive bloodlines ever known—those of the Hanma family and Guts. Zeron is a perfect blend of the raw power and cold calculation of every Hanma who has ever lived, with the unyielding will and traumatic past of Guts. His body is capable of feats of impossible strength and agility, but his soul is a battlefield of its own, twisted by the scars of violence and betrayal. Zeron's power is not just physical—it's the ability to adapt and evolve in combat, akin to the protagonist of Omniscient Reader’s Viewpoint, learning and growing stronger with every encounter, every fight.

Qin Wuye thought his life was over. As a once-powerful Rank 6 Gu Immortal, he fell victim to the ruthless tides of fate. But death is only the beginning. Reborn as a mere child in a rural clan, he must now navigate a world where the weak perish and the strong reign supreme. With his intellect and calculated nature, Qin Wuye rises through the ranks, defying expectations. But this isn’t just about survival—it’s about domination. He wields the unique Space-Time Gu, a powerful tool that grants him unimaginable potential but at a great cost: the constant shadow of bad luck. In a world where only power matters, Qin Wuye will use every resource, every relationship, and every secret to climb to the top. But with enemies closing in and his own ambition burning fiercely, can he overcome his own flaws and rise beyond even the Rank 9 Venerables to achieve eternal life? Betrayal, power struggles, and romance await as Qin Wuye's journey unfolds in a world where nothing is what it seems and everything comes at a price.

Chen Yang, an ordinary and unimpressive student, struggles in the bitter sea of academics. By chance, he acquires the mysterious Genius Learning System. This system was like a treasure trove of wisdom, possessing a vast store of knowledge and unique learning modes. It can create an exclusive program according to Lin Yu's learning situation, whether it is obscure mathematical formulas or long literary chapters, can be presented in a lively and interesting way, so that Lin Yu is mesmerized and immersed in learning. With the help of the system, Lin Yu's grades begin to soar, gradually moving from the bottom of the class to the top. However, his metamorphosis is met with concern and suspicion from all sides. While some see him as a role model to be emulated, others question his shortcuts, and some are even jealous of him. At the same time, Lin Yu discovers a huge secret behind the system, which seems to be connected to a mysterious scientific research organization. He is faced with a choice: should he continue to use the system to chase the top, or should he uncover the truth, even if he may lose this powerful help? In this tangle of learning and growth, interests and truth, Lin Yu embarks on a journey full of unknowns and challenges, and every step he takes will profoundly affect his own destiny as well as the pattern of the entire educational world.

1. Disclaimer: Zero to the strongest villain(setting) 2. Disclaimer: This is not the story where the main character gets Transmits into a novel (he is a villain cause of his action, so there are no hero or main female lead characters like other villain novels. so keep that in mind before you start.) 3. Disclaimer: no harem, there is a single female lead. .............................. After the death of Edwin Bald, one of the greatest villains in Eldora (a world of magic and fantasy creatures) the faceless god gave him an unexpected chance. Even though Edwin was a lich who had broken many laws of nature and committed countless sins, the god offered to make him human again, but not in Eldora. This time, he would be reborn on modern Earth. Additionally, Edwin could choose any blessings (trait/ talent) from the list to help him in his new life. Unexpected to him, Edwin Bald woke up in the body of Asuka Volford, a fatty, trash, molester, who was even cuckolded by his girlfriend, making him commit suicide. Also born to a noble family. The story follows Edwin, and how he step by step become strong, creating his own legend, and ultimately becoming the leader of Earth's biggest criminal syndicate which aims to conquer the entire world, from mere third-rate villain despised by the whole world

When Zhang Lia returns home to China after eight years of chasing her dreams and earning a PhD, she isn’t greeted by success, but by betrayal. Her father has handed everything—her family’s inheritance, her position, and even her fiancé—over to her scheming stepsister. Heartbroken and furious, Lia finds herself at the edge of ruin, abandoned by the very people she trusted most. Enter Li Wei—a cold, enigmatic CEO with the kind of power that bends entire industries to his will. Their paths cross by chance, but the connection between them is anything but ordinary. --- Zhang Lia lifted her chin, her eyes gleaming with stubborn defiance. “Who said I needed you?” Li Wei’s lips curved into the faintest smirk, a dangerous glint in his dark eyes. “You think this is about need?” She faltered, but only for a second. “Isn’t it?” He leaned in, his breath warm against her ear. “No. This is about power. You want it back, don’t you? Then let me help you take it.” Her breath hitched, but she didn’t back down. “And what do you get out of it, Li Wei? A trophy to hang on your wall?” He chuckled softly, a sound that sent shivers down her spine. “No, Lia. I get something much more interesting.” She narrowed her eyes. “And what’s that?” He straightened, his gaze locking onto hers with a heat she hadn’t expected. “You.”

a spinoff for while i work on my janarian series check out my alt account mega holt

After a fateful accident, Kazuki's life is shattered when he begins to suspect he has become a Ghoul, a creature that feeds on human flesh. As he delves deeper into the shadowy world of Ghouls, Poachers and Awakened, he learns something worse. The truth is—he's a Ghoul-Devourer, a rare being that must consume other Ghouls to survive. To survive the horrors of this new life, he must hunt, kill, and consume his way to the top of the food chain. But as his humanity slips away, will he succumb to the monster he fears or become the ultimate predator? Also, the strongest Ghoul of the past era has taken him as a disciple. *** What to expect: - Unique Power System(s) - Weak to strong to OP. - 0 Confidence MC turns into a Cold and Calculating Anti-Hero. - Only One Love Interest - Climax which leaves more Questions than Answers (Will be Answered in upcoming stories set in the same verse) *** The end of Part 1 of Vol 1 (Ch-25) is where I'd say the real story starts. The end of Part 2 of Vol 1 is where the Protagonist would become cold and calculative. The starting chapters will feel very Tokyo Ghoulish, and trust me that's intentional as that heavily inspired me, but please don't drop this until you reach further ahead in the story. This story shapes up the world I'm trying to create, filled with different factions, goals, and the threads of fate guiding them. If you are giving this a chance then I'm very thankful. *** I'll be uploading 5 chapters every week!

Day by day... I take account of everything happening in this facility... I don't like it... I need to do something...

Adrian Woods was a burnt-out accountant barely surviving Tokyo’s relentless work culture when a chance encounter with a mysterious glowing circle dragged him into an unfamiliar world. Now stranded in the kingdom of Lunaris, Adrian discovers he has been summoned as a hero—though he’s hardly the sword-wielding, spell-casting type. Guided by Meric, a mage with cryptic wisdom, and Lyra, a sharp-witted scout, Adrian learns that his unique power lies in a pair of enchanted gloves, the Gloves of Calculation, which allow him to see the hidden patterns in the world around him. But in a land where ancient forces and dark magic weave their influence, Adrian’s analytical skills will be tested far beyond anything he encountered in his previous life. Looming over Lunaris is the Dark Queen, a powerful sorceress whose shades now haunt the land, growing bolder and more numerous by the day. Adrian’s arrival has disrupted the delicate balance of power, drawing the Queen’s forces ever closer, and as he navigates a world of mythical creatures, forgotten magic, and impending war, he must come to terms with his role in a conflict beyond his understanding. In a journey that takes him from shadowed forests to ancient castles, Adrian must rise to the challenge of becoming a hero—or watch as the land of Lunaris falls to darkness. But with allies by his side and a growing strength he never knew he possessed, Adrian may yet find the courage to confront his fears—and the Dark Queen herself.

[Congratulations! You have gained a new avatar!] [This is a combat Avatar.] [Lvl 1.] [Upgrade card is available!] [Your Avatar's interest has increased.] [You have gained +17 points to the 500 points needed to unlock the Cashback feature.] [You currently have $50,000 in your account.] [You spent $10,000, 100% cashback has been activated.] [You now have $70,000 in your account>] Alaric Montclair was jobless, homeless and lacked any type of success in his life. His elder sister was all he had, and even she was stuck in the hospital, unable to pay her bills. Desperate times called for desperate measures. He decided to borrow money from a dangerous gang. Unable to pay back, Alaric was even more depressed. That was until he met the old man. The man who changed his life for the better with a single coin. "You can have all you need, all you just have to do... Is play the game." The man said to him. Whether it was a dream or not, didn't matter to Alaric. He was going to change his life for the better. [The system welcomes the host.] [Your next game starts in 2 days...] [Good luck.]

Synopsis: Demian Maxwell is the Crown Prince to the Grove Kingdom and an alpha. It's his first year at Oakswood Academy and a certain beta has garnered his attention, but why does Ophelia Rosewood keep popping up when he least expects it? Remi Sato is a renowned name in the science community, and this famous herbologist is starting his first year at Oakswood Academy. But this boy has a secret, and lots of them. He is secretly the omega prince, Remington Arlow and a reincarnated soul who just wants to be with his favorite otome game character. Excerpt: Remi looked at him in confusion. Demian saw the moment that Remi realized what he wanted when Remi's face turned a brilliant shade of scarlet, matching his beautiful pink eyes which seemed a tad darker than they were just moments before. "You-" Remi started, his words dying out. Demian pointed to his still open mouth, uncaring of how undignified he looked at the moment. This was something he needed, a peaceful, uncaring day with a beautiful beta to tease to get his mind off the nightmares he had recently been plagued with. Remi chewed on his bottom lip in contemplation. Before Demian could tell Remi that he was only teasing him, Remi picked up a fork and speared a piece of fish on the tines. With a red face, Remi raised the fork up until it was even with Demian's mouth, his hand under the fork to catch the food if it fell. Demian's eyes widened minutely but he refused to pass up the opportunity that was given to him. He leaned forward and took the piece of fish between his teeth, sliding it off the utensil. A rich, nutty flavor with a sweet sugary taste coated his tongue pleasantly. "This is really good," Demian said after swallowing his food. "I'm excited to try other dishes made by you." Remi flushed crimson once again. It was interesting to see such contrasting reactions out of him. One minute, Remi could be daring and confident, and in the next he could be timid and shy. "How about some vegetables this time?" Demian once again opened his mouth. A salty, leafy taste filled his senses this time. The salt wasn't overpowering and it brought out the natural flavors of the mixed vegetables that included asparagus and carrots. Remi lowered the utensils and looked away. "You have two perfectly good hands, feed yourself," he mumbled. The back of his ears and neck were tinged red. *This a teen-fantasy-romance novel set in the omegaverse.*

[Congratulations! You have gained a new avatar!] [This is a combat Avatar.] [Lvl 1.] [Upgrade card is available!] [Your Avatar's interest has increased.] [You have gained +17 points to the 500 points needed to unlock the Cashback feature.] [You currently have $50,000 in your account.] [You spent $10,000, 100% cashback has been activated.] [You now have $70,000 in your account>] Alaric Montclair was jobless, homeless and lacked any type of success in his life. His elder sister was all he had, and even she was stuck in the hospital, unable to pay her bills. Desperate times called for desperate measures. He decided to borrow money from a dangerous gang. Unable to pay back, Alaric was even more depressed. That was until he met the old man. The man who changed his life for the better with a single coin. "You can have all you need, all you just have to do... Is play the game." The man said to him. Whether it was a dream or not, didn't matter to Alaric. He was going to change his life for the better. [The system welcomes the host.] [Your next game starts in 2 days...] [Good luck.]

Kyle lived a mundane life for all twenty years on this mundane planet. His life only made interesting by the sexual fantasies running through his head of being dominated by a woman. Yet those were dreams, or they were until he found one billion dollars randomly in his bank account. Things could surely go up from there right? Femdom: Yes Harem: Yes NTR: Yes Incest: Yes Brutal Segs: Yes A/N: Mc is pathetic and stupid cause I am kinda biased ngl. Don't expect him to be some braniac, he is a dumbass who thinks with his pants.

Its been a few months no a year since my death,which happened after I'd broken off my engagement. As if my relationship with my siblings wasn't strained enough, I was convinced they wouldn't even attend my funeral. Afterwards I reincarnated in this novel as a second chance, Reincarnation sounded like something from an otome game or novel, so why was it happening to me now? But despite it all, I couldn't deny my one advantage: I had been the manhwa artist of this novel in my past life. I would live the life of ophelia , becoming the ex-love interest for the ML while focusing on living for myself.

In a royal ball, Princess Izzy and her younger sister, Rae, attend with their hopes high. Izzy is determined to win the heart of a Cyrus, but he shows no interest in her. Instead he is drawn to Rae, who captivates him with her beauty and grace. Meanwhile, Rae finds herself torn between here attraction to Cyrus and her distrust of his cold and calculating nature. As the story progresses, it becomes clear that Cyrus is hiding secrets.

In the cutthroat world of gaming, game developers grew rampant, making this field dirty and chaotic. Game quality was low and only focused on making money. They never bothered to fix the numerous bugs in their games. They put effort into marketing but neglected the players. One day, Zhou Tianhao, who was striving for the highest rank in a particular game, suddenly found his account banned. Upon contacting customer service, he discovered that the company had used robotic customer service to brush him off. When he tried to appeal, he realized that the final decision rested with the company, and his appeal was bound to fail. Unable to find a solution to his account suspension, he became furious and activated the BUG system. From then on, every aspect of the game was filled with bugs in his eyes. Each time he exposed a bug, it forced the game company to expend countless efforts to fix it... As a result, numerous low-quality games began to shut down, and major gaming industry leaders trembled in fear! Ninecent: "Please, please stop playing our games! We promise to make better games! No more acting as intermediaries!" Netunease: "I'll give you money. Just spare our programmers. They haven't slept for a month, and they're going insane!" MiHiYi: "I've hired a thousand more programmers. I want you to join me in creating the most perfect game in the world!"

Kade wanted nothing more than to figure out how to get time travel, an ability so rare nobody knew if it existed. When, in his efforts, his research itself became the formula he needed to reach his goal, however, it wasn't the type of time travel he wanted. it is soon clear that time is not to be owned, and Kade suffers for his mutiny against the universe.

this story will be deleted soon and be uploaded in different account and till the story of the acc catches up with this position of the published story, this story will remain. i will dlt account after that. for reading the story search " The Dropped God "

Amanda invents an element 'waranium' to use it as a super reactant in her special space exploration science project. On a science conference, Maka knows of Waranium and upon discovering that it's so special, to an extent it  can waken the dead and make the living immortal. He tries to trick Amanda into her selling the formula to him.     When Amanda knows the true power of Waranium and danger it exposes mankind to, she decides to destroy it. In order to stop her, Maka plots her dead. But before she dies. Amanda gives the formula to her trusted daughter, one and only Neli. So that Neli can finish what she started.       Maka manages to kill Amanda and uses some of the available Waranium to awaken the dead and advancing his mortal abilities.     Crazy for power. Together with his army of the dead. Hunt down for Neli in order to take the formula and make more Waranium.        While Neli trying to go back in time so that her mother doesn't invent Waranium. Maka attacks her and tempers with time machine. Being faulty. Instead of going back 12months. It goes back to 1200BC and breaks down.        In 1200BC. She meets Rana. Who she works with. In order to travel back in her true future and present time to save the universe. Because if she remains in 1200BC, she'll age and die. Meaning maka in the present future dominates the world.      She meets new dangers and multi trouble events she has to work through. With everything out of her control. Neli has only hope to keep her alive.    Follow and read through to get the whole story.

When life's being bitchy, it will 'eff you over. Who would have thought that when I, the Captain of the country's Special Forces, woke up after reading a recommended historical romance fantasy novel; I'd end up in the novel itself. Blah! Talk about cliché! Seriously though, it was fine that I ended up in a novel. But why do I have to end up as the third-rate villainess/ bro-con lady Celestine von Trier? It was fine as well, being all that. But why is it that I'm fated to die a pathetic death by choking on a cookie? The injustice! The audacity! The... the...stupidity... I refuse! I will run away from this ridiculous mumbo jumbo. I am the master of my own fate! Plot be damned. Let the Operation: Great Escape commence!