Letter Of Credit Explained

Reborn into something new and in a new world, Morgana found herself with no memories about her past. She lost them when a powerful entity took pity on her and offered her the chance to be reborn in her own primitive world. A letter left by her past self told her about... well, nothing really. The old Morgana was glad when she learned that she would lose her memory due to being reborn as part of this deal. She accepted without hesitation, especially after the powerful entity explained everything in detail. “WHAT!” Morgana exclaimed, reading the letter. “We’re both BIG perverts! And what do you mean by spreading my legs and pushing out many babies?” “EXPLAIN!” Reborn with stunning silver hair, crimson eyes, and a Futa, Morgana now belonged to a new race called Breeder. Follow the journey of Morgana as she tries to survive in this primitive world, with a LOT of Breeding. … [Warning: This story contains heavy R-18 sexual content, including pregnancy, futanari, Incest, breeding, and more. Read at your own risk.] Support: patreon.com/Midnight_Paradox Discord: https://discord.gg/NBqGDtmxnp

A world thats in denial needs a reminder of there savior and creator

Two teenagers who are yet to fall in love discover a forgotten and forbidden love story of two different religious royals of 1857.How do the bestfriends fall in love in this mysterious journey?What happens when the two different religious royals fight with the world to stay together?Will they ever reunite?Will the bestfriends uncover the truth of undiscovered love forgotten for centuries!?

Once Mankind ruled the world. And living within the fringe of society, hidden but existing among us were the inhabitants of myths, fables, and legends. Then came the Crimson Plague, followed by the mass hysteria changes, and then the War. The War of Race broke out among the nine factions of the Etherborn society, led by the Vampires and the Children of the Light. Six millennia later, after the Long War, the nuclear holocaust, and the darkening of the sky, a new civilization prospered. The Children of the Light are gone, mankind has fallen from the top, and the Vampire race leads the new civilization. And among the Vampires are the seven Noble House that rule the Major nations. Follow the journey of Lilith Kain, Ariella Ashtarmel, Elijah Ashtarmel, and Eduardo Gomez as they strive to survive in a world that preys on the weak. … I will be posting this story on Royal Road.com. Discord: https://discord.com/channels/436731682268381186/436731682268381189

Damn just when I finally find the love of my life, the world decides to end. What’s wrong with you, life? Fuck you're serious, aren’t you? You’re sending us freaks that look like zombies but are as handsome as vampires. You’re acting like a woman but, sorry, women are still easier to handle than life.

The garden glowed beneath a canopy of fairy lights, alive with music, laughter, and the soft clinking of glasses. Anna stood in the center of it all, heart full, watching Mark with his friends and feeling Claire’s steady hand in hers. It was a night of celebration—of love, new beginnings, and everything finally falling into place. As the evening unfolded in perfect harmony, an unexpected tension sliced through the joy. Lauren, Mark’s ex, appeared at the edge of the crowd. She moved silently through the party, eyes fixed ahead, until she stepped onto the small stage where Anna stood. And then—she swung her fist toward Anna’s face.

CULTIVATION MEETS CYBERPUNK AND FINANCIAL SECTOR --- Neo-Tian runs on Qi-Credits and Karmic Scores. Fall behind? Your soul gets repossessed. Li Fang is deep in the red, days measured in hours from deletion, dantian locked. His only hope is a rogue [Quantum Fortune System] demanding he build an interdimensional finance empire from nothing. Partnered with a disgraced banker hunted by the city's most powerful sect, Li Fang starts a shadow operation. Lending pure Qi, shorting corrupt corporations using forbidden algorithms, and skimming value from the Bank of Reincarnation itself. Can he manipulate the system, dodge loan sharks, appease the auditor, and achieve financial godhood before his secrets bury him? Forget cultivating Qi, Li Fang has to cultivate his capital first!

[Mature Content] It happened on a drenched, foggy night—just like so many others when Catherine Rosewood visited the grave of her betrothed. Tonight, she came to place letters she knew he would never read again. But who cared? Writing them was her only moment of grief. Yet, on this very night, there was a reply to her letters—and it was all wrong. How could this be? Had he come back to life? Impossible. Such things had never happened before. It was deemed ominous—unless someone was playing a cruel joke on her. But despite her trembling hands, she held the letter and read the words: "I have waited so long for you. At last, I have found you... E." Who could it be? This can’t be real, can it? But the howling of the night—and the fear pounding in her heart—told her that something was very very wrong.

After the flames, there were embers. And from those embers, she chose something the crown never offered—peace. The rebellion has ended, but the kingdom is far from healed. Elira, once heir to a cursed throne, must now choose how to rebuild a world scarred by centuries of magic and betrayal. Beside her stands the man she was fated to destroy—but whom she instead chose to love. As ancient magic begins to slumber again, and the people watch with wary hope, Elira faces her greatest challenge yet: to rule without ruling, to lead without blood, and to protect a peace no crown ever taught her to keep. “Crown of Embers” is a soft-burning epilogue to “Crown of Ashes”—a tale of healing, hard love, and what happens after you survive the prophecy meant to end you.

In a world where mana—the essence that sustains the spirits—slowly fades, the beings Kai once called family are dying. Raised among them in the village of Vander, Kai is determined to uncover the cause of their decline. But as he ventures into a world he barely understands, he begins to question his place within it. As the mana fades, a primordial evil—long sealed beneath the land—begins to stir. Kai must decide whether to save the spirits he loves or preserve humanity’s way of life, even if it means the world will be consumed by darkness once more. What to Expect - A slow-burn progression fantasy. - A unique and intricate magic system. - Multiple lead characters with converging arcs. - A richly developed world that I have built on for over a decade. - Themes of Adventure, Action, Mystery and Political Intrigue. What Not to Expect - No overly mature themes or explicit content. - No gratuitous violence or extreme graphic scenes.

Nathan Joy: I felt like she was nothing but a dream until I met her again. Amelia Rose, the one who drove me crazy for the past 8 years, she- was my doom. My true colours were carefully cascaded behind these papers, the letters I write for her, but can never get myself to send it through. So, until she finds these letters, which I hope she never does, I shall pursue her. For I, am hopelessly in love. So, my lady fairy, stay by my side, will you? Amelia Rose: My black and white circle of life had a fresh splash of pastel, when I met him. Doctor Nathan Joy, who I presumed to be someone just as bland as the men I had seen before, surprised me with daisies. This was the first time I had received something other than roses and tulips. My curiosity got the better of me. I wanted to know more about him. For the first time in my life, I felt I had finally found someone,so different. Someone who slowly coloured every second of my life. I shall purusue him, with full force! Though, ofcourse, I am still afraid. So darling, can I fall for you?

After they gave her an enernity of loyalty she the Beginning of all Concepts Gave her Children a life away from the chains that held her to forge their own DESTINY Now begins the Tales of the children of *** FAIR WARNING I WILL BE FORCACISSING ON LEON so it's more like the Tales of the child of *** but the other one will make an entrance soon (Also I don't use wifi so I will update when I get some data bundles but when I don't have it I will type the chapters in advance.) REALESE WILL BE 3 CHAPTERS A WEEK AND I I OFFLINE I WILL GIVE YOU THE REST WHEN I ONLINE

What if tomorrow could write to you… and what if it begged you not to fall in love? Koyi Ember was just an ordinary 18-year-old until letters started appearing on her windowsill—signed by people she hadn’t met yet, and written from days that hadn’t happened. Each letter reveals fragments of a future she hasn’t lived. A future where love burns, time fractures, and every choice reshapes the story. But when she meets Aren—the mysterious boy tied to the letters—everything begins to spiral. Because his future self is warning her not to love him. Too late. Her heart is already writing its own message. As timelines twist and memory rewrites itself, Koyi must decide: Will she follow the letters… or rewrite fate on her own terms? A hauntingly romantic and deeply emotional journey across time, Letters From Tomorrow is a story about love, loss, and the courage to author your own destiny—no matter what tomorrow says. ---

un is a dominant omega and the CEO of YunCorporation, renowned for his impenetrable coldness and his ability to maintain absolute control—over everything and everyone. But when Ryan, an equally dominant and mysterious alpha, joins his team as his right-hand man, Yun’s quiet equilibrium begins to unravel.

Hey everyone! I’m excited to share the first volume of my original light novel series: Bits of Love, Lines of Code – Volume 1 Genre: Romance Slice of Life Tech/Programming Slow Burn Light Novel-style Summary: Ren Takahashi, a shy, hoodie-wearing tech genius, hides behind the online alias GhostHood — a quiet legend in underground hackathons. Despite appearing average in school, he dreams of becoming a real-life Iron Man — not the hero, but the builder of world-changing tech. Enter Aoi Hoshizaki, a bold, gal-style girl with a love for code, a messy room, and a mysterious spark. When she moves in next door and discovers Ren's secret, their world begins to change — from quiet club meetings to national hackathons, late-night debugging sessions to secret rooftop conversations. What starts as teamwork grows into something deeper, more complicated, and far more electric than either expected. Together, they aim for Japan’s most elite tech university — and face rivalries, rumors, and the whisper of love in every line of code.

They were childhood best friends who became each other’s first love. But one night, Adrian disappeared—without a word, without an explanation. All he left behind was a box of letters that Evelyn never received. Seven years later, she is engaged to another man, ready to start a new life. Until Adrian returns. Holding the letters. And with them, the truth she was never meant to know. Evelyn thought she had moved on. She thought she had healed. But when she finally reads the letters, she realizes—his disappearance was never a choice. Someone had kept them apart. Someone had hidden the truth. And now, the past is unraveling, piece by piece. But the closer she gets to the truth, the more she begins to wonder… Some secrets were meant to stay buried. And maybe, just maybe—loving him again will cost her everything.

When a lonely university student named Mira Tanaka receives a love letter mysteriously dated twenty-five years in the future, she laughs it off—until everything written in the letter begins to come true. As she continues to receive these letters, she starts making choices that change not only her future but the lives of everyone around her. But the deeper she gets into the mystery, the more she realizes someone is trying to manipulate fate—for a dark purpose.

Feng Xing is a normal teenager who died and reincarnated into a world of cultivation. With his minimum knowledge of the world he's now living in but boundless imagination from reading novels in his previous life, he sets out with the best outcome in mind and wins the bet when he lands in a Hidden Sect with hidden experts as his seniors and master. His sect is a bit off and eccentric, but all powerful hidden sects are like this, no? What do you mean it's a fake hidden sect? Lies! You're just jealous of my luck!

AE never meant to fall for her. At first, his heart belonged to someone else—L, the quiet crush who made loving feel safe because it never had to be real. But then came K: bold, bright, and unexpected. What started as a borrowed pencil and a side hug turned into deep feelings, late-night texts, shared drawings—and, eventually, heartbreak. When AE finally confessed, she told him she had eyes for someone else… but ended up with a guy who was never part of the story until that moment. Left behind, AE starts to question everything: Did he ever matter? Was she laughing with him… or at him? Now, AE writes it all down—the way it began, the way it hurt, and the way it never really ended. But what happens if K reads this story herself? A raw, poetic tale of first love, betrayal, and the memories we wish we could forget.

Taeyang loved Hana with a quiet, unwavering devotion—never demanding, only hoping. Hana, caught between sorrow and strength, walked beside him with kindness, unaware of the depth behind his gentle eyes. And Jiwoon, ever watchful, ever silent, carried a love he never dared to speak—until the silence around them began to crack. As echoes of the past resurface, secrets long buried begin to pull them into a haunting puzzle that binds them tighter than before. Hana, now forced to confront truths both painful and profound, leans on Jiwoon—the one whose presence feels like calm in chaos. What begins as a search for answers slowly becomes something more: a journey through grief, loyalty, and the love that lingers in what’s left unsaid.

A rose, yet to be doom but still chooses to bloom. The rose grows thorns?... But why do they look like.. horns? A beauty in pain. Won't stop it from having a brain. Read this poem for your sake. Only to see this book as a mistake. This story lies with quiet horror. You realise it? Then it's YOU in sorrow. Beware, readers, as your fate will be sealed. In a fantasy where even a rose can't be healed.

in the quiet corners of her life, a nameless narrator writes letters no one will ever read-letters to lost lovers, estranged parents, distant friends, a childhood long gone, and even to God. Each chapter reveals a piece of a soul burdened with unsaid truths, unhealed wounds, and moments too fragile to speak aloud. Letters I'll Never Send is a deeply emotional journey through memory, regret, love, and hope. With raw honesty and poetic vulnerability, the narrator confesses everything they never had the courage to say-until now. These aren't just letters; they are emotional time capsules, carrying the weight of what could've been, should've been, and never was. If you've ever rehearsed conversations in your head, written texts you deleted, or imagined what you'd say if you had one more chance-this book is for you.

A world thats rushing towards a dark ending. An slave traveler that yearns for his freedom. A fire that will consume anyone who stays behind. Will he be able to break the chains that bound him and reach the peak or will he just die like a sheep waiting to be slaughter. Wach him rise from the bottom and tries to discover why he came here. To save the world or rush it to that dark ending. This is a story of a traveler

Seventeen-year-old Yuto Masashi lives in the shadows—haunted by a loveless home, ignored at school, and crushed by silence. Everything changes when he saves Suzume Ruqa, a radiant senior girl, and suddenly, he's visible. With her attention and the unwavering friendship of Takeru Ryota—a sunny, confident soccer star ,the exact opposite of Yuto and Yuma Koki— a quiet and calm kid and a fellow victim who shares Yuto pain, Yuto tastes belonging for the first time. But the spotlight is blinding. As praise replaces sincerity, Yuto begins to lose the very people who pulled him from the dark. Ruqa needs help, Ryota and Koki grows distant, and Yuto—desperate to stay seen—can't see them slipping away. A quiet, tragic coming-of-age about identity, the seduction of validation, and the cost of forgetting who you are to be loved by those who never truly looked.

The tree stood tall in the quiet hills of Beverley , nestled between rolling hills and ancient woods bearing witness to countless seasons and stories of love,loss and longing.For decades,the residents whispered of its magic .Hank Rand ,a reserved literature professor ,stumbles upon an old, unopened letter beneath the tree while walking his dog.Intrigued and moved by the words-a heartfelt poem from a man,Silas to a woman he never stopped loving -June,becomes obsessed with finding the letter's recipient.