How Banks Collapse

Su Chen, who is tired of following the villainous plot, where he is hunted down by the protagonist’s halo finally decided to call it quit. “Okay, this is the final time that I am repeating this damn plot.” “What? All the heroines can hear my inner voice?… “….So what? You all heroines think that I will be your Licking dog? Low-rated Villain? Same Rich scumy-second generation who buys you everything following that damn original script?” “Sorry, but you are gravely mistaken, my dear!” ……… [No NTR][No Yuri] ………. (Real villain story begins after chapter 11-13 when mc decides to become unscrupulous and follow one’s interest.) ***Winner of 2022 yearly Villain book category contest**** …….. Additional tags:(Eavesdropping) ( villain mc) (smart mc) (No beta mc) (no boot-licking mc) ( no pretending to be hidden big-shot) (yandere) (tsundere) ( harem accepting mc) ( brain-wash) (kidnapping) (mindbreak) (Stockholm syndrome) (true love) (obsession) ( regret) ( redemption?) (Strong to stronger). **Cover as well as character Ai images are made and edited by myself via Fotor pro Ai app. **Add me to join invite-only author discord server^^ **English used is mostly Uk/British version.

Book Summary: Time Loop Bank In a world where time is the ultimate currency, the Time Loop Bank controls the most powerful resource known to humanity—the ability to borrow, trade, and manipulate time itself. Those who are wealthy extend their lives indefinitely, while the desperate gamble their futures for a fleeting second chance. Ethan Carter, once known as Caleb in the underworld, wakes up in a hidden facility after a near-fatal betrayal. His former identity, erased. His past, buried. But the one thing he cannot escape is the debt that binds him to the system. He once thought he was playing the game, but now he realizes he was just another piece on the board. As Ethan unravels the truth behind the Time Loop Bank, he discovers a conspiracy that stretches far beyond crime syndicates and corrupt officials. The elite aren’t just buying time—they’re rewriting history, shaping reality itself. And at the center of it all is a hidden force manipulating the flow of time for its own agenda. Armed with stolen data and pursued by those who would rather see him dead than let the truth out, Ethan must navigate a world where every second counts. He is no longer just a survivor—he is the only person who can break the cycle. But to do so, he must outplay the system, confront the ones who control time itself, and make the ultimate gamble: risk everything or be erased from existence. Themes: • Time as Currency: The book explores a world where time is traded like money, and those who control it dictate reality. • Power and Corruption: The elite manipulate time to maintain control, while the desperate are forced into impossible choices. • Identity and Survival: Ethan must shed his past and redefine himself to escape the system that has already written his fate. • Conspiracy and Rebellion: The deeper he digs, the more he realizes that even time itself is being rewritten to serve an unseen force. Genre: A blend of cyberpunk, sci-fi thriller, and high-stakes conspiracy, Time Loop Bank is a story of survival, deception, and the fight for control in a world where the future is up for sale.

"Bring him to his knees." Wait, what? This was supposed to be my reward ceremony, hell, I had just seconds ago finally received the title they decided to push on me. "Bring me the ring." Alice De Vritara, crimson eyes that burned like fire as she looked down at him. He was so dumbfounded that he didn't even try to stop her as she forced his arm up and placed a ring in his hand. A silver band that twined around a large amethyst that held a deeply crimson core, the Eye of Rostam, expensive enough to buy half a city. "Oh? Is this a proposal? I didn't know you wanted to marry me that much." Wait, what? You're the one who forced me to hold the ring, hell, you're even the one who forced me to my knees like this. In this situation, shouldn't I be the one saying thigns like that? "Don't look at me like that, I'm just following your third tenet." Again, what? You're blaming this on me? What the hell, all I wanted to do was change your pre-determined fate and raise the supposed monster of the story into a good (Villainess) person. --------- (I do not own the cover for this story, I will remove if asked. I also give myself permission to release this on other sites.)

Tiara was killed in the real world and then reincarnated to live in the body of a noblewoman in the novel she read named Claudia Ambelynn. When she lived in the novel world, she was reunited with the main protagonist who was her husband who was killed in the real world. In addition, she also met the murderer in the novel world and also played the role of the main protagonist's older brother who was known as the most cruel character. It was not that easy for Tiara to live in the novel world written by her husband. She had to carry out a mission that she had to conquer the heart of the antagonist, Duke Harry, in order to return to the real world. This made Tiara think, if she lived in Claudia's body and married Harry, then she could take revenge on the murderer who killed her husband in the real world. The way to do that, she would try everything so that Harry would really fall in love with her. She was forced to cancel her engagement with Duke Harris in order to take revenge on Duke Harry. How did Claudia succeed in conquering Duke Harry's heart?

The cataclysm happened quickly. Portals appeared and monsters invaded earth. People awakened powers and fought back. And after one month. [Channel 16379 earth has opened up] Beings called constellations came and showered awakened with support and powers. I even got a gift from one [Constellation Fighting goddess: is gifting you an item!] [Obtained item: Constellation's sword(SS+)] With that weapon I became the strongest awakened and struggled to keep humanity alive. But that's all useless history now. The world has gone to shit. With the appearance of otherworldly corruption the world didn't stand a chance. It gave immeasurable power for a price.

Over ten millennia ago, humanity faced annihilation when the heavens and the earth united against a common foe. Awakeners, blessed with extraordinary abilities, stood shoulder to shoulder with gods and angels to battle the unthinkable—outer beings that threatened to consume existence itself. Through sacrifice and heroism, they forged the Veil, a fragile barrier that holds back the horrors beyond. Now, in a world ravaged by endless gates and spatial cracks, humanity clings to survival. Guilds and factions rise, awakening powers emerge, and the echoes of the ancient war reverberate in whispers of forgotten truths. But the Veil is weakening, and buried secrets threaten to surface. As chaos looms, a shadow from the past stirs—a power that defies comprehension, neither ally nor enemy, yet inexorably tied to the fate of the world. What truly lies beyond the Veil? And can humanity withstand the weight of the mysteries it has long sought to forget?

"On that day, Zach Harper died-" Or at least that was how it was supposed to be. I died. But there was good news, and bad news. The good news; I was reincarnated! Transmigrated into the World of Aethoria! Holy fuck, miracles do happen! But the bad news was, "Huh? What's this?" ... [DING!] A New Quest has been issued:- Type:- SURVIVAL Name:- Quest To Becoming Stronger: Description: The {Great Calamity} is coming...Get stronger and survive. Duration-: ... Reward:- ... Penalty:- Death, ??? ] ... I had to survive. •••• Join the discord! https://discord.gg/3E6p8AdQVR ••• Stone goals will be re-updated soon.

Ethan was just an ordinary gamer, enjoying his favorite fantasy romance RPG. But one moment, he was at his desk, and the next he was inside the game itself! The worst part? He wasn’t the hero. He wasn’t even a side character. He was just an NPC, a lowly servant in the royal courtyard, destined to be forgotten. With death lurking around every corner, Ethan must use his wits to survive in a world where NPCs are disposable. But as he starts changing the game’s storyline, the heroines take notice, the hero grows suspicious, and the very system of the world begins to glitch. Why was he brought here? Can he escape? Or will he rewrite destiny itself?

The only child from a dysfunctional home. A man can be wealthy, famous, handsome and healthy. All this was true about Andrew Levis except falling in love. As rich as his father was, he was not attracted to any other female except his mother. Andrew Levis inherited the same habit from his father. He finds himself in a one night stand with Sarah Obama after a club party. The only solution to his family problems is only if he can produce a child. Andrew was trapped to get Aria pregnant, the daughter of kids Crocs company. Ariq drugged Andrew so he could get her pregnant, so it leads to marriage. Their plans were unsuccessful as Andrew mistakenly met Sarah in an hotel room while she was waiting for her fiancee to have her a month to their wedding. Sarah's boyfriend broke up with her even when they have not fully known each other, using it against her when he knew quite well she's not a cheater, all because he loves his side chic. The same greedy Aria that wants to get married to Andrew and still have extra marital affairs with Alfred. Few weeks after the one night stand Sarah discovered she's pregnant. After Sarah's discovery since the one night stand, Andrew proposed to her. "Please marry me, make me the happiest man in earth and let's help each other get revenge. Find out what happens next?

Random poems

dunia yang sudah mengalami korosi/collapse karena suatu yang begitu misterius akankah dunia pantas memiliki harapan dan penyelamat bumi.

From a very young age, he's lived his life under the watchful eyes of unseen beings. They could not physically interfere with his world, but they had ways to make his life hell. Maybe it was by fluke or they wanted to give him a break, but he managed to live a life, free from their scrutinization for 11 years. And just when he thought life could only be better from this point on, he died. In a terrible accident caused by someone he cherished. But orchestrated by those who desired him, or his soul… By sheer luck, he had caught the eye of one of these higher beings. And was blessed with the gift of a second chance. He was transmigrated to another world, the world of a novel he was obsessed with. And it is through this incident he manages to figure out the secrets of his past life, and the lives before that. The reason he was monitored so strictly, treated as a quality source of entertainment. All he wanted was a peaceful life, with the freedom to do as he wished. All he had were the people around him, who were continually taken away from him. Although unwanted, he cherished his second life. But then the peace was short-lived, and fate brought them all back, one by one. And once again, he was back to the same old scrutiny. But is it always that easy? To have all you want just because you possessed the power to do so? What if, just what if that helpless soul treated as nothing but an efficient source of entertainment, somehow possessed such power as well? Would they be let off? Yes, after all his whole existence was to create a good show. But why not pay back to his audience in equal measure, and yes, show them all, how to be a proper villain.

Fang Yuan handcrafted steel balls and, by chance, connected the internal veins of a steel ball, causing an anomaly where a world was born within it. Thus, Fang Yuan began adding more and more elements, gradually evolving the steel ball world into a real world, becoming the god of that world. Whenever he had free time, he would create a new race, giving them opportunities to compete and grow stronger! In his leisure, he would toss in a few treasures, prompting the inhabitants of the world to fight to the death over them! In the bustling metropolis, he remained an unassuming Creator God, living forever! "This is a Chinese novel that I like, so I have translated it for you to read. If you want the original version, it is titled '創世神是怎樣練成的'."

Yan Lidong always thought he would live out a relatively ordinary life, free of trouble. Waking up five years in the future, after the world had been swept by a zombie apocalypse, was certainly not within his expectations. Luckily for him, and unluckily for everyone else, there are still plenty of opportunities to stir up mischief. If they happen to involve the romantic affairs of the nearly omnipotent Lord of the apocalypse, who singlehandedly defeated the zombie king, then so be it. One problem. Yan Lidong might just have an extensive past with the Lord, and the Lord might have been harbouring some rather untoward feelings for many, many years.

Fu Shi, the legendary Game Master who turned the tables against the heavens is now back! But his return comes with a twist. The one inside Fu Shi now is a bit different from what it used to be... Instead of the legendary cultivator, what is inside him now is a Game Designer possessing a manic obsession with making MMORPG games. "Hmm... I don't have my tools now. How am I supposed to create my masterpiece? It looks like I have to make do with what I have." #sandbox #gamer administrator #sect building #monsters #kingdoms #empires *** CULTIVATION REALMS [The Four Earthly Attributes] Martial Tempering(1st stage)—> Mind Enlightenment(2nd stage)—> Will Reinforcement(3rd stage)—> Spirit Mystery(4th stage) [The Three Cosmic Elements] Soul Recognition(5th stage)—> Essence Gathering(6th stage)—> Bloodline Refinement(7th stage) [The Trinity Celestial Paths] Heart Path(8th stage)—> World Path(9th stage)—> Endless Path(10th stage) [The Godly Vessel] Perfect Immortal(11th stage) *** Author's words This is inspired by GOG Daily updates are 7:00 am at GMT +8.

Ren Jiang, an introverted architect, died. He found himself transmigrating into a psychotic villain of the novel he read. Thinking about gaining new martial powers, he excitedly stepped out of the door. He did not get the powers but ended up face to face with a childhood friend who was obsessed with the original body. Ren, "..." Trying to get rid of the obsessed friend he found himself entangled in life and death situation with none other than the male lead. Ren, "... Please, leave me alone!" With the help of his system, Ren, now, Dorion, tried warding off the evil people and correcting original's evil ways. He finally achieved a peaceful life.... Not really. Even, when he carefully avoided any troublesome interactions with the main leads, he still, ended up catching the eye of the male supporting character. A person who appeared at the end of the novel, just to torture the original Dorion. Even when the original owner begged for death, he was cured to be tortured again. Ren, "..." Looking at the tall figure coming towards him, Ren sneakily tried to wiggle his way out, "I'll l-leave right now. I-I didn't m-mean to come here…” Kade Death laughed, his wine-red eyes gleamed with amusement. He easily trapped the beautiful person in his arms, "You didn't actually think that I would let you go, right? The scared Ren, "..." I did, But I dare not say! "I let you go once, my sweet, not anymore..." Ren, "...System, H-Help!" System, "Why don't you help me?!!!! Save me from the claws of this nine-tailed fox!!!!" ---------------------------------------------------------- This was my first novel. And I realized that... To some readers it came off as a bit erratic at some points. Is it hilarious? Yes, absolutely. Is the story different than other transmigrations? Yes. Is it hard to grasp? Maybe, for some readers. I have learned so much after writing this. So, I am glad that I did. I may or may not edit it in future for better readability. If you are reading this, I am glad that you did. If you find it erratic... you can check out my other novel (⁠◔⁠‿⁠◔⁠). .............................................................

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Kosma Ars, a man who lost his memory, he really lost everything, he can't remember how to talk, or walk properly. One thing he always does, he sits on a long wooden bench, always staring at the collapsing sky. The sky looks torn from the sides of the clouds, the man wonders why he always sees the same collapsing sky, however, all that is needed, in order to make the man remember who he is. I sometimes want to write some impressive short stories like this, please read this story as you feel comfortable. (If you can, please read my other works)

There was a time when we all thought time travel was wonderful, a new invention made for the betterment of mankind. We were wrong. Very, very wrong.

In a world forever changed by the Great Demons' brutal reign, humanity's hard-won peace is threatened by a new and unexpected force: Lance Grey. This young boy's unsettling abilities, born from an unknown power, raise questions about his true nature. Is he a cursed soul, a demon in disguise, or something more? As Lance grapples with the darkness within, he must confront the shadows of his own destiny. With the help of loyal friends, he'll brave treacherous landscapes, battle formidable enemies, and unravel the mysteries of his power. Will Lance master his abilities, or will they consume him? Can he forge a new path, or will the legacy of the Great Demons define his future? Join Lance Grey on his heart-pumping journey to discover the truth about himself and the world he lives in. The fate of humanity hangs in the balance in How To Be A Great Demon.

she looked at me with a faint smile and eyes that looked like they belonged on a corpse" do you remember our first meeting”she said softly as if we were sharing a secret "am I still lovely? Amora looked at her with her bone white hair drenched in blood and as she slowly lost consciousness all that passed through her mind was a single yes. This is a GL Fantasy story this is going to become a very dark story so please do not read if u are uncomfortable with toxic relationships The main pairing is toxic 18+ Mc will probably make u want to scream in the beginning. Fantasy,politics,discrimination,sexual content,

The Eternal Immortal King owes Heaven and Earth Bank one top-grade immortal artifact and will return two after three thousand years. For every additional one thousand years of overdue, one more will be added! The Cold Moon Fairy owes Heaven and Earth Bank a peerless beauty and will return it after ten thousand years. If overdue, her life will be used as compensation! The Ancient Venerable owes Heaven and Earth Bank ten thousand years of lifespan in order to make a breakthrough. After the breakthrough, he will repay Heaven and Earth Bank one hundred thousand years of lifespan. If overdue, it will increase tenfold! Aiden Li looked at these debts and then at the empty Heaven and Earth Bank. He made up his mind to ascend to the Ninth Heaven and demand the overdue debts one by one from these invincible beings in the world! A mortal without the strength to truss a chicken has become the largest creditor in the Nine Heavens and Ten Earths and even the entire Immortal Realm.

Wat is true hapinnes for him is absolute sterngh all thing are meaningles in fron of absolute strenght MY english is very bad and rav and i em only 14 so dont be too harsh

The story of an Emperor who has the universe at his fingertips and five beautiful women in a battle to become the Empress. Many may earn his name but only one can claim his heart