Philip was not a world class sports star, and as such, no one would spend millions or billions to endorse him. For Philip, the two to three thousand dollars worth of sponsorship provided by charities was already a pretty good income.
Regarding endorsements, it was impossible for Philip to achieve a high net worth, because the number of endorsements an athlete had was directly related to their reputation. In this aspect, para-athletes were disadvantaged since mainstream media rarely paid any attention to things or events related to para-athletes. If the insurance company did not happen to launch a disability accident insurance product, Philip might not have had the chance to become the advertising endorser for that product.
