It was obvious that Ji Jinlu was very proud. She had told Chen Xiaobei about Luo Tianzhou's strength before the fight started because she did not want to bully Chen Xiaobei.
After all, in the true Saint realm, the difference of one minor realm was more than 10000 times.
Therefore, even if Chen Xiaobei had the power of Pangu's blood essence, which allowed him to crush those of the same level, it was still not enough to fight those of a higher level.
In other words, Luo Tianzhou had the absolute advantage. It was perfectly reasonable for Chen Xiaobei to not accept the battle.
Of course, if Chen Xiaobei accepted it, he would gain more respect and even worship from Ji Jinchuan.
After all, for most true divines, it was almost impossible to fight someone one level higher than them. If Chen Xiaobei could do it, it would be a miracle, and it would be enough to make Ji Jinchuan look at him in a different light.