If a clan could afford over 40 million gold coins, it was definitely a top clan as it was an enormous amount of money in Ewentra Archipelago. Very few clans and business groups could afford such a huge amount of money. However, it would be too poor if an independent kingdom with about 20 million people could only afford such an amount of money.
Zhang Tie knew that such an amount of money included the profit of about 10 million gold coins that huge bear tribe had just won from the bet. After deducting this profit, it meant that the entire huge bear tribe could only afford 30 million gold coins, which could not be able to build half a capital city.