Chapter-31: loans, cheating, and money accumulation
She knows that the bag pack can be put on invisibility mode and used it directly.
With that she walked out of the dorm.
Her current target is to go to the bank and apply for the loan with student ID and her bank balance and house as surety.
Yes she has a house left by her parents.
The house is not big and can fetch a million easily.
This is her main weapon for getting loans from loan sharks.
After coming out of the high school dorms she went to a Xerox shop.
She got the house ownership certificate into many original copies.
With careful arrangement few original looking copies are made.
She will first give them the original copy to check and then switch with the fake copy when submitting.
This way they will not be able to find anything wrong.
No one would expect that she has space on hand and switch things as long as they are 2 meters away from her.
It took time to make these Xeroxes.
Then she went to the bank directly applying for loan.
The manager asked her.
"What is the purpose for applying the loan?"
She simply said.
"I want to start a business, it is a super market.
So I am applying for the loan.
I have already applied for the license."
With that she showed him the copy of affirmation application.
While waiting for the Xeroxes to complete she made this application registration copy.
This is enough proof to for her to buy many things easily.
Even though she did not get a license, it is not that hard as long as she did not have a criminal record on her name.
Since she has plenty of money in her account and the papers are real, the manager of the bank quickly arranged for the loan process.
Naturally the original house ownership certificate was switched by her using the space.
The manager did not know as they almost looked the same and he already placed everything in a file.
The loan would come to her account in 3 days.
The loan amount is 750 thousand.
She can wait that long and quickly moved towards her next target.
It is the loan sharks.
The loan amount they promised is very less.
For the house that can give her 1 million she can only get 400 thousand as loan.
The repayment time is 1 month and they got her details and everything.
She got this kind of loans from 6 other places in just few hours.
Her bank balance has reached 3.35 million.
If the bank loan arrives she will have another 750 thousand making it 4.1 million dollars.
Now it was time to take student loans with her identity and also take money from her friends and relatives.
Originally in a few days her relatives would make claims on her house.
This made her unable to do anything for money and has to spend the money she has on hand.
She doesn't mind and started to take the loans from the loaning apps.
But she cannot take many.
She used the proof of her bank statement and the application information of starting a business as proof to get the money.
From each she got from 50 thousand to 100 thousand dollars loan.
This increased the amount she has to 4 million without the money from the bank.
She got everything in one day and she can repay it back in a month.
She then called her scumbag boyfriend for money along Ginny.
"Hello mike, can you lend me some money, I urgently need it.
As long as the money is here, I will write you I owe you to you."
She said the same thing to Ginny on the phone separately.
Naturally the question asked is.
"What do you need so much money for?"
Rita quickly answered them.
"I got a license related to franchise for a big super market.
This is the relevant report and I even applied for the bank loan.
These are the documents.
I am just short on money right now and the bank transfer is late.
Can you lend me the money now so that I can repay you after the bank loan money transferred to me?"
With the documents, along with bank loan approval they did not have any doubts.
Also they believed in her capabilities.
As long as it is a successful business they can simply get it into their hands from Rita's hands after mike coaxes her.
With that plan in mind mike and Ginny accepted.
Actually they are both in a hotel room playing when mike received the call.
After that Ginny received the call.
They both have discussed it and sent money to Rita.
As for the 'I owe you' that Rita wrote they collected it separately.
Mike gave her 200 thousand and collected the 'I owe you' and said.
"I don't want your IOU but my parents need to see it to give me the money."
Ginny said the exact same thing after giving her 500 thousand and collected the IOU from Rita.
Rita did not care and put on a grateful expression on her face.
She did not put the money in her bank account instead she will withdraw the money tomorrow.
By the time it was evening everything is settled.
Now it is time to meet Jackson and talk about the things.
She only ate some normal things in the morning to fill up her stomach.
So she is hungry.
She went to the nearby restaurant and had a good dinner around 7 in the evening.
Then she made a call to Jackson.
"Hello who is this…?"
Naturally no one in his class feed his number.
But Rita got it after getting in contact with few good for nothing people.
"Hello Jackson, I am Rita from your class.
I want to meet you in person and talk to you about something important.
Can we meet now?"
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