Chereads / Start technology hegemony from debt not repaying / Chapter 2 - The bank made the wrong payment and bought all the rotten buildings.

Chapter 2 - The bank made the wrong payment and bought all the rotten buildings.

After studying for a while, Chen Yang understood.

The system is very powerful.

You can exchange points for black technology by defaulting on monthly settlement points.

The more you owe, the more points you get, and the stronger the black technology you can exchange for.

Chen Yang touched his chin and pondered secretly. The reason why it is called the debt non-repayment system should be that he wants him to quickly stack the technology tree with the largest capital. After all, how can he cheat money quickly if he does business honestly and engage in technology?

As long as you show enough value, capital, banks, even the country, people, some people are willing to lend you money.

Of course, the premise is that you have value!

Another advantage of doing science and technology in this way is that the resistance to development will be much smaller.

If you have money, let's make it together!

But what's the meaning?

Chen Yang is not a fool. Everything must have its meaning of existence. If you don't repay the debt, you will quickly stack the science and technology tree. This is obviously to raise the scientific and technological level of the whole world. Will something big happen in the future?

Is the sun going out?

Are the three-body people coming?

Unexpoced, Chen Yang looked at the system prompt.

[In the statistics, the current liabilities: 80,340,000.00 yuan, and 8034 points are expected to be obtained at the end of the month. Please continue to work hard!]

The debt is 80.34 million yuan. He knows that 340,000 yuan is the online loan left by the predecessor, but where did the 80 million go?

"Dingling!"

The mobile phone text message rang, and Chen Yang picked it up and took a look.

Your card with the last number 0724 received a transfer of 80,000,000.00 yuan from another bank at 17:01 on June 21, with a balance of 80,020,001.90 yuan. The other party's account last number is 0701, and the account name: Yongcheng City Municipal Engineering... [ Yongcheng Bank]

This...?

Have the money arrived?

Wrong!

Chen Yang carefully stared at the household name behind him. The system reward debt should be the money owed to individuals or the bank. How can the payer be a municipal project?

Something is wrong!

Chen Yang thought of a possibility.

The bank made the wrong payment.

No wonder, no wonder it's 'temporary arrears'!

That is to say, if you can't keep the money and are recovered by the bank, then the temporary arrears will be gone, which is equivalent to the loss of novice benefits?

Chen Yang's scalp suddenly became numb.

This money can't be moved. If it is moved, it will go to jail. He has seen similar news before.

But if you don't move, it will be recovered.

This is a monthly settlement of 8,000 points!

He just read the exchange list. The price of black technology is not high relative to its own value, but it is very high for ordinary people like him.

Not to mention the higher level, only the underground civilization-level technology that has been unlocked.

[Chip lithography technology] Price: 20 million points, evaluation: Although it is quite poor, it is a necessary process for the development of civilization, including various process processes and technical materials.

[Low-level Internet of Things Technology] Price: 5 million points, evaluation: short-distance interconnection communication technology that is only applicable to inland civilizations, which is worthless in galactic civilizations.

[Comfortable Sky Fighter Technology] Price: 8 million points, Evaluation: It can replace rockets to enter near-earth space, with an in-ground speed of Mach 19, the most cost-effective short-distance travel toy.

[Multifunctional medical cabin technology] Price: 15 million points, evaluation: It has a strong healing effect on low-level organisms, can cure 98% of known diseases, cannot be broken and reborn, and is not as cost-effective as the interstellar dormant capsule.

...

There are countless dense technologies, page after page. There is nothing else to say. There are only two characteristics, one is good, and the other is expensive!

I really can't find anything wrong except expensive.

The cheapest technology is directly screened by price, and what is reflected in front of you is still two words, I want it!

[Healthy Water Quality Improvement Technology]: 5000 points, Evaluation: Why don't you say that it's better to buy genetic evolution liquid?

[Air Quality Purification Technology]: 5,000 points, evaluation: Drinking the northwest wind will not kill you, save some money!

[Food and Beverage Formula Optimization Technology]: 5000 points, evaluation: This is good, spoil life and enjoy a better life!

...

1 point is equivalent to 10,000 yuan, and the cheapest one is 50 million yuan in debt for a month!

This system is really not for the poor. How can the poor owe 50 million? Even if you owe five million for a year, you will have to be chased and scolded!

But one thing is that even if you don't have money, it's worth it to cheat and then avoid debt or go to jail. A casual skill is enough to change your life.

Not to mention the distance, as long as you master the food and beverage formula upgrade technology, isn't it waiting to make a fortune?

There is also the technology of improving healthy water quality. You should know that today's richest people sell drinking water to make a fortune.

No, I'm moved.

8,000 yuan a month, 96,000 yuan a year, hundreds of thousands of yuan in prison for several years!

As long as the money can be kept, it is a chicken that lays golden eggs. Money is not important, but debt is important.

If you can't keep it, how long will it take for you to develop to the point where you can owe 80 million yuan without any capital?

Is it possible to go to jail?

It's worth a bet!

Even if you are really in prison, you can use technology to reduce your sentence, and even the Dragon King will be released from prison. After a few years in prison, you can directly reach the full level and achieve scientific and technological hegemony!

Racking his brains, Chen Yang began to think about how to keep the money.

How can you spend 80 million quickly?

No!

You can't transfer money, and you can't spend it normally. It's easy to be recovered.

It takes too long to buy a car and a house, and it will also be recovered.

Wrong!

It seems feasible to buy a house?!

Chen Yang's eyes lit up.

I suddenly had a plan in my mind.

Buying a new house may not be reliable. First, the transaction is not so fast, and second, it is easy to be recovered.

But buying a rotten-tailed building is different. The developer is in debt and will soon jump off the building. If the money is in his hands, it will disappear in less than five minutes. After all, there are many people chasing the debt.

It is obviously unlikely for the bank to find such a person to recover it.

Moreover, the point is whether the developer will continue to borrow money to build buildings when he has money and settles the accounts? If you continue, not only will you not fail, but you may also make a fortune.

Even if the developer runs away, the points are still earned.

If you get the points, you won't lose money. At worst, you will go to jail or repay the 80 million in the future.

Now it's the 21st. As long as you delay for 9 days, you can get 8,000 points.

Let's take a look at the immortal fighting method!

Chen Yang turned out his mobile phone and asked in the group chat, "Brothers, do you know where the rotten tail building is?"

"What's the matter with this?"

Sun Miao of the Finance Department got the 20,000 yuan returned by Chen Yang. He was happy and in a good mood, and his perception of Chen Yang also rose to a higher level.

"I'm going to buy a house!" Chen Yang replied.

"Are you crazy?"

"Shit, buy a rotten building?"

"You don't burn money like this, do you? You can still listen to the sound when you throw it into the water!"

"Yes, haven't you been borrowing money? How can you afford to buy a house?"

The group chat became lively.

Chen Yang replied, "I have a lot of money in my hand. I can't buy a normal house. Let's see where the rotten building is cheap. What if there is hope?"

"You..."

"Idiots talk about dreams!"

"Aren't you sick? Keep the money for treatment. Don't spend it indiscriminately."

Everyone dissuaded them one after another.

At this time, the mobile phone suddenly rang. It was Sun Miao from the Finance Department.

"Hello?"

"Are you really going to buy a rotten house?" Sun Miao asked.

"Oh, I can't help it. I don't have much money in my pocket. I'll bet on the probability!" Chen Yang said with a smile.

Sun Miao hesitated for a moment and said, "If you really want to buy it, buy Hengya Lanxuan. This is gossip. Don't ask if you have more, that's it."

Chen Yang raised his eyebrows and knew that Sun Miao was 80% insider.

Instead of asking more questions, he searched on the Internet.

Hengya Lanxuan was developed by Wang's Real Estate. There is a lot of news, which are all on the hot search. There are different opinions about the reasons. Some people say that the developer is too greedy and continuously developed multiple communities, and the capital chain is broken. One of the communities still has a problem. It can't be sold, and the funds cannot be returned. The loan is about to expire, so it takes funds from other communities to fill in. As a result The pits are getting bigger and bigger, and new loans can't be taken. Several communities are all stopped, and the originally lively sales office is instantly deserted.

Stoppage means that there is a possibility of a bad end. If there is a possibility of a bad end, it means that it can't be sold. If it can't be sold, it means that there is no money to continue. If it doesn't continue, it can only be stopped.

Real estate is in a dead cycle.

It has been so stalemate for a long time.

It is said that the developer also has a loan that is about to expire. He has no money at all, so he either jumps off the building or runs away.

As soon as the rumor came out, the owners were also anxious.

Now it's noisy every day.

It's all news on the Internet.

After checking the phone number of the sales office, Chen Yang called there.

"Hello? Hello!" A crisp female voice sounded.

"I want to buy a house!"

"I'm sorry, sir... You... What did you say?" The other party was very surprised.

"I think your boss can survive. I want to buy a house, and I have to buy a few more sets. Your current house price should be very low, right? Can you ask your boss?"

"Okay, sir, sir... Sir, please wait a moment!" The other party was a little unbelievable.

...

"What? Do you like us to appreciate the price? Are you kidding me? It's a ghost. I'm about to ascend to heaven." Wang Yaozu, the owner of Wang's Real Estate, was surprised.

"Really, Mr. Wang, the other party said to buy a few more sets and asked about our current price."

"Give me the number. I've seen a lot of fools. I've never seen a fool who took the initiative to come up and wait for death. This man is even more outrageous than the army in 1949!" Wang Yaozu became suspicious.

...

Soon, a strange number called in.

Chen Yang answered the phone.

"Hello? Are you going to buy a house?" Wang Yaozu's voice was full of doubts.

"It's me!"

Chen Yang said lightly, "I want to know the current house price, the house price of Hengya Lanxuan."

"Are you sure you don't want to do something? To tell you the truth, if you want to get any news from me, I can tell you directly. Now the bank has a loan of 300 million yuan that is about to expire. I have borrowed everything I can. The money in my hand is not enough to make up for the loan at all. I am ready to start the project. If you are the owner, you don't have to worry about the bad end of the house. Yunhai Group will acquire Hengya Lanxuan, but at that time, you will need to pay another supplementary fee to the new company, and the house will continue to be built. Wang Yaozu is still a little suspicious.

Yunhai Group?

Got it!

Chen Yang raised his eyebrows slightly. He had long heard that the Qi family of Yunhai Group intended to enter the real estate industry, but he didn't expect it to be true.

Moreover, giving people the means?

Is this because you are hungry and can't choose food?

Thinking of Qi Yuming's crooked smile when he was about to leave, Chen Yang was suddenly happy. That's it, mess with him!

"Boss Wang, are you willing?" Chen Yang asked.

"I'm willing to be next door. They will set me up, but there's no way!!" Boss Wang cursed loudly and had no choice.

"Brother, even if you contact me, I can't do anything about it. But don't worry, I, Lao Wang, have always been honest in business, and the houses developed before are also well evaluated. You can inquire about it. There is nothing I can do about it. I can only admit it. Even if you kill me, I won't be able to pay to build a house for a while.

You are the owner, aren't you? Let's wait for the future. I, Lao Wang, remember this matter. After two years, I will return all the money you have made up for Yunhai.

Is this person quite conscientious?

Chen Yang was secretly surprised and said, "Come to me. I have money here. I'm serious about buying a house. This money may help you!"