Chereads / Ice Age / Chapter 5 - Chapter 5: Desperate Measures for Resources - Financing Amidst the Impending Doom

Chapter 5 - Chapter 5: Desperate Measures for Resources - Financing Amidst the Impending Doom

Zhang Yi replied, "I'm Zhang Yi. Is there any problem with my reservation of 500 banquet tables?"

The manager was startled. Such a situation was unprecedented since the hotel opened. However, with such a large order, they surely had to take it if it came their way.

"Mr. Zhang, 500 banquet tables will cost over a million. If you need them, we'll prepare immediately, but you'll need to transfer a deposit of 200,000 yuan in advance."

Zhang Yi answered, "No problem. Send me your account number later, and I'll make the transfer."

With money, things would be easy. The manager readily agreed, added Zhang Yi as a friend, and sent him the bank account number.

Zhang Yi transferred 200,000 yuan without hesitation.

On the manager's side, after confirming the deposit with the finance department, he immediately started instructing various departments.

"Quick! We've got a huge order. Ask the purchasing department to stock up quickly, and the kitchen should stop taking other take - out orders for the time being!"

"We need to prepare 500 banquet tables for the customer within a day!"

...

On the other side, after hanging up the phone, Zhang Yi couldn't help but sigh, "Although money will be worthless in a month, we still need it to buy things now."

In his hands, the inheritance from his parents and his own savings totaled around 2 million yuan. Now, half of it was gone. To be honest, he felt a bit pained. But on second thought, it was also a good thing. Many people held large amounts of money, which later became worthless. Not everyone had the chance to spend it.

"However, there are still many places where I need money. I have to figure out a way to get more."

Zhang Yi's eyes immediately fell on his house. This house was located in the central ring of Tianhai City, with an area of 120 square meters. The community was built 10 years ago. According to the current market price, each square meter was worth more than 40,000 yuan. That is to say, this house was now worth at least 5 million yuan.

"Got it. I'll get a mortgage. Then I'll have money, right?" Zhang Yi chuckled. Borrowing this money and not having to pay it back was really comfortable.

He immediately left home, drove to the bank to apply for a loan.

On the way, he received a message from Fang Yuqing.

"Zhang Yi, it's so boring on the weekend. I really wish someone could accompany me out for a stroll."

Zhang Yi glanced at it and threw the phone aside.

He arrived at the bank to handle the loan business.

Since Zhang Yi's loan amount was large, and his documents were complete, and he had purchased the house in full, the loan was approved quickly. However, the bank only lent him 4 million yuan.

Zhang Yi didn't bargain. Anyway, it was free money, and he didn't have the time to haggle with the bank.

After signing readily, the bank transferred the money to his account.

"Now, after spending over a million on the banquet, I still have about 5 million in my hands."

"It should be enough to renovate the house. However, I still need to buy a large number of medicines and weapons. This money may not be sufficient."

Zhang Yi stroked his chin and began to think about how to get more money.

Just then, a yellow - haired man on the roadside saw Zhang Yi, who was deep in thought. His eyes lit up, and he immediately walked over.

"Hey, man. Do you need money?"

Zhang Yi looked up at the yellow - haired man.

"Who are you?"

The yellow - haired man's smile grew wider, and he asked in a low voice, "I'm just asking if you need money now and the bank refuses to lend you?"

Hearing this, Zhang Yi understood what this man was for. He must be a loan shark!

An idea came to Zhang Yi's mind. He sighed and pretended to be in a difficult situation. "Yes. My family business urgently needs capital turnover. But the bank..."

Zhang Yi deliberately showed a troubled expression.

The yellow - haired man also seemed to understand immediately. Anyone who could borrow money from the bank through normal channels wouldn't come to borrow from loan sharks.

He said to Zhang Yi, "Yes. Banks are very strict in lending money these days. There are all kinds of rules, and the loan process is slow."

"But, brother, if you're in urgent need of money, I can help you."

Zhang Yi looked at the yellow - haired man warily.

"You? Are you really capable? I need several million!"

Hearing that it was a big business, the yellow - haired man's eyes clearly became more excited.

He took out a business card from his pocket and handed it to Zhang Yi.

"Our company specializes in helping people in desperate situations. As long as you need money, you can't go wrong with us!"

Zhang Yi took a look. The business card read "Duoduo Loan Financial Service Co., Ltd."

And the yellow - haired man's title was Business Manager Hu Minghua.

Zhang Yi said excitedly, "Can you really lend me money? I need 5 million. As long as you can help me get through this difficult time, I promise to pay it back in at most three months!"

Hu Minghua smiled and said, "This can be discussed. Our company is very powerful. We are specifically here to help people like you who are short of funds."

"Come on. Let's talk about this in the company."

Zhang Yi looked expectant and nodded, and followed Hu Minghua to their company.

The so - called company was in a remote office building.

After entering, Hu Minghua took Zhang Yi to the office of their boss.

The boss of this lending company looked big and burly, but was wearing a famous - brand Baleno suit. Obviously, he was trying to create an image of a formal company. However, there was a hint of fierceness between his brows. One wouldn't have this look without years of struggling in society.

Hu Minghua introduced Zhang Yi's basic situation to the boss in front of him: "Manager, this is the customer who wants to borrow money from us."

The boss, named Chen Xiong, smiled when he saw Zhang Yi and invited Zhang Yi to sit down.

"Mr. Zhang, how much money do you want to borrow?"

As expected of a usury company, the content of the conversation was so straightforward. Such a company was not formal in itself, so there weren't so many rules. Moreover, they had plenty of ways to make you pay back the money and didn't worry about you defaulting.

Zhang Yi said, "I want to borrow 5 million."

Chen Xiong frowned. "Oh, that's not a small amount. But Mr. Zhang, I have to make it clear in advance that our interest rate is very high. You should be prepared."

Hu Minghua said beside him, "Mr. Zhang's business urgently needs capital turnover. Once the business is back on track, he'll be able to earn the money back quickly. Right?"

The two of them were singing the same tune, and Zhang Yi saw it all.

Zhang Yi still pretended to be eager and said, "Yes. I'll be able to pay it back soon. Even if the interest is high, it's fine. As long as you can lend me the money."