"Jiahang! Are there any other moves besides Jiahang?"
"Not for the time being, but this kind of film and television company has a strong cash flow, and the ability to mobilize funds quickly is very strong. I'm afraid that more than a billion yuan will not be a big problem, not inferior to those listed companies with a market value of more than 10 billion yuan."
"It's okay; it's just some deposit liquidity and won't make a big difference. And isn't it just a coincidence that I have money? Then I'll give a few more gifts to my good cousin. I could make a big difference by pulling a little star over. It's impossible. She didn't have any chance."
...
Zhang Weihao, who had more or less guessed some of the inside story, continued to do exercises and make up for the knowledge he had forgotten. On Friday morning, after more than a week of targeted recovery training, his wisdom was restored to the initial value of 7, which was still very efficient. He also found that the talent of a demigod was not just as simple as adding eight attribute points but had some hidden attributes.
Looking at her cousin, who had already started learning the knowledge points of the third grade of junior high school, Lin Wanyu, holding a few documents for her cousin to sign, asked curiously, "Is learning these really useful?"
"It depends on the person. I need to know who lost these things before. I have been very handsome since I was a child. I was born beautiful, and it is difficult to give up. I have been treated with various preferential treatments because of my outstanding appearance since I was a child, so my family and I have gone astray. I have woken up from the dream and know it is insufficient to rely on my face. So, I want to regain my life and control my own destiny. As the saying goes, knowledge changes destiny, isn't it?"
Although sometimes my cousin speaks without thinking and feels a little silly, sometimes I find that he flashes the light of wisdom occasionally. Overall, he still gives people a very reliable feeling. At least he doesn't make trouble. He is also very good to me and treats me as his sister.
Looking at the contracts sent by his cousin, Zhang Weihao replied without even looking at them: "All investment projects have been postponed, and all loans have been stopped, including commercial mortgages. Don't touch them for the time being."
"Why? Although there may be risks, how can the bank make money if nothing is touched? How do the commissions and bonuses of the salesmen and related employees in various departments come from?"
"Depend on this, precious metal principal guaranteed investment, a quota of 1 billion, an annualized return of 7%, and bonuses calculated based on 0.5% of sales. Supervisors get 20%, all employees in other bank departments get 40%, sales staff get 30%, and management get 10%. This is enough."
"7%! So high that interest dividends are paid once a quarter for three years. Isn't this too much?"
"Be careful. Let me solve the income issue. I will handle this precious metal investment account and open an account directly in the precious metal market. The bank itself has similar projects, so it is not a violation.
As Wanyu said, we must find something for everyone to do, shut everyone up, and prevent others from making profits. Profits are damaged.
One billion, calculated as 70 million per year, divided into four quarters, 17.5 million to be paid out each quarter. For this project alone, I will lose at most 17.5 million in this three-month trial period, which is much better than falling into other people's traps. Otherwise, the loss suffered by any bad debt or trap project can far exceed this number.
Let's take a step back. Even if I fail here, with this contract, no one can replace my position within three years, or they can only honestly take over the mess I left behind. I am confident that I can earn back the interest and even create a lot of profits for the branch. I will make my first move tonight. You will be my trader, and you will know then. "
Zhang Weihao did not do anything in the three days he took over. He asked the bank to open such an account. He needs to deposit the money first, set up such a financial project, and only make moves on the non-agricultural day of each month. After all, it is to make money for the bank. Although there is a commission, it has little to do with him: play around.
Lin Wanyu is a very smart, rich, and beautiful girl. After all, her parents divorced very early, and her father became a monk when she was young. Although her mother is still alive and her grandparents are very kind, the lack of fatherly love still makes her more mature and sensitive than other people of the same age. This is why she easily accepts Zhang Weihao as her brother and trusts him more and more.
Although Zhang Weihao doesn't have many actions, his overall impression is that he is calm and confident. He can give people a strong sense of confidence in everything he does as if everything is within his expectations.
This is because Zhang Weihao is very self-aware. He knows that with his current IQ and knowledge, he can't beat those people, so the best way is not to play by the routine, not to accept the scripts set by those people, and directly use his golden fingers to complete the KPI assessment.
As long as everyone in the bank can make money and earn a higher income than usual, the bank's performance indicators will increase instead of decrease. All the conspiracies and tricks are paper tigers. Anyway, he has the final say in the Shanghai branch now. He can do whatever he wants if it does not violate regulations or laws.
Most bank employees are very supportive of such a financial product. The commission is not only 0.5% but consider how much it is. One billion, a full billion, 1% is 10 million, 0.5% is 5 million, and 116 employees (including security and cleaning ladies). Almost everyone can get 50,000, which is not a small amount. The average monthly salary of the branch is only 27,000, which is about two months' salary.
...
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