Zhou Yuwen said there was no need for that, "Since you're starting your own business, you shouldn't rely on your family."
Zhou Yuwen was just temporarily short of funds, and he took out loans because he understood the ins and outs. Frankly speaking, the companies he borrowed from didn't even ask for interest if payments were a few months late.
So, Zhou Yuwen was quite confident about the loans.
However, Liu Shuo and Gao Yang saw it differently, they felt that Zhou Yuwen was risking finding a way out for them. As the courier station became increasingly popular, Liu Shuo often boasted below, "Damn, do you know how hard it was to start a courier station back then! My brother started this courier station with a loan all by himself, otherwise how could you guys be so comfortable?"
The loan company had been contacted a while ago, and they were aware of Zhou Yuwen's financial situation, so they disbursed the funds in less than ten minutes.