Chereads / Chasing Wealth: GoldenEye / Chapter 55 - Risk

Chapter 55 - Risk

Around 9 o'clock, the first client Lin Qiang had invited arrived.

Luo Yongsheng, vice president of an IT company, entrepreneur, 39 years old. Dressed in a light gray suit, his hair was thick but peppered with gray, making him look around 50. However, judging by his face alone, he appeared to be only about 30, full of energy.

"Manager Lin, long time no see." Luo Yongsheng greeted Lin Qiang politely, stepping forward with a smile to shake hands.

"I'm sorry for asking you to come so far," Lin Qiang said after the handshake, leading him towards the back office.

"It's no problem. In any industry, the key is the people," Luo Yongsheng said, walking briskly beside Lin Qiang. "You've helped me make money before. This time you told me you have some good financial products, and even the director of your old outlet encouraged me to come see you. So I had to come."

"Oh? Manager Liang said that?" Lin Qiang's heart stirred slightly. This sudden invitation of a number of old clients undoubtedly shook the interests of his former outlet. He had already apologized to his former manager about this, and the manager had expressed understanding. But he didn't expect that not only did his old manager understand, but he was also secretly helping him.

"Yes, I also found it a bit strange too," Luo Yongsheng said with a shrug and a smile. "What you're doing is essentially taking business from that outlet, yet their leader is encouraging this behavior. Lin Qiang, is there something going on here?"

Lin Qiang knew that Luo Yongsheng was an extremely shrewd person, not just in terms of intelligence, but thoroughly shrewd in every aspect - from social skills to logical reasoning and even reaction speed, he was exceptional in all areas.

"Mr. Luo, I'll be honest with you," Lin Qiang said as he opened the door to the meeting room, calling Lin Xiaozhao to prepare coffee and guiding Luo Yongsheng to sit on the sofa. "I'm in trouble and urgently need to boost my performance."

"Hmm..." Luo Yongsheng sat on the sofa, pondering for a moment. "I understand. I won't ask for more details. Just tell me about your financial plan. I'm a person who focuses on the numbers, not the individual. If the investment is reliable, I'll invest. But if you're recommending irresponsible products just because you're in trouble, then I'm sorry."

"Of course," Lin Qiang wasn't surprised by Luo Yongsheng's straightforward approach. After Lin Xiaozhao brought the coffee, he nodded to her.

Then, Lin Xiaozhao began posting some materials on the whiteboard in the meeting room.

At this time, Lin Qiang didn't hesitate to use his GoldenEye on Luo Yongsheng. For clients whose situation he could judge based on his own abilities, he would save GoldenEye, but with Luo Yongsheng, he was completely at a loss.

[Luo Yongsheng]

[Liquid Assets: 1.92 million yuan, Equity:....]

[Total Assets: ...]

[His company is nearing IPO, holds a large amount of equity, long-term outlook is bullish.]

[Personal life is not going smooth, short-term outlook is bearish.]

[Fortune: IPO, financing.]

[Risk Factor: Marriage.]

"Hm?!" Lin Qiang was inwardly startled. After a few days, his GoldenEye system had undergone subtle changes. Glimpsing total assets had become a possibility, and he was seeing information about equity for the first time.

As for fortune and risk factor, the information revealed about Luo Yongsheng was clearly much more crucial than Zhang Jiaming's trivial matters.

If this was the case, his strategy needed to change.

"Mr. Luo, I guess your business must be doing well recently," Lin Qiang probed while Lin Xiaozhao was posting the materials.

"Hehe, thanks for your kind words. We've just submitted IPO forms," Luo Yongsheng said with a relaxed smile. "Recently, policies have been gradually opening up, so we don't need to go all the way to NASDAQ anymore."

Indeed.

Lin Qiang marveled silently. In just a few years, had Luo Yongsheng transformed into a billionaire-level figure? It wasn't surprising though. He was originally an elite from Silicon Valley, returning to start a business in China in his early 30s, at the prime of his life. Such achievements were understandable.

This was a tough nut to crack, but one worth biting into.

"Manager Lin, can I start now?" Lin Xiaozhao cleared her throat after posting the materials, ready to begin her introduction.

"Wait a moment," Lin Qiang steadied the situation and turned to Luo Yongsheng. "Mr. Luo, may I ask a question first?"

"Of course," Luo Yongsheng shrugged.

"With your financial resources, I'm sure many private equity funds and overseas private banks have contacted you, right?" Lin Qiang asked, seeming slightly puzzled. "What prompted you to come to our place?"

"Haha, so that's the question," Luo Yongsheng laughed, taking a sip of coffee. "The principle is very simple. Over all these years, only you have helped me make money. Others just wanted to make money from me. I'm tired of those high-risk stock index products and low-yield long-term insurance. Manager Lin, what I respect most is people, and what I revere most is the truth of facts."

"To be frank, I'm also after the money in your pocket," Lin Qiang sat next to Luo Yongsheng, smiling self-deprecatingly.

"Well, that's another reason to choose you - honesty," Luo Yongsheng patted the sofa and said to Lin Xiaozhao, "Miss, you can start now."

"No, no, you can go," Lin Qiang waved his hand at Lin Xiaozhao. "Let's skip this presentation. I'll talk to Mr. Luo privately."

"...Oh, alright," Although surprised, Lin Xiaozhao followed Lin Qiang's instructions and gracefully withdrew.

Luo Yongsheng didn't question Lin Qiang's unusual behavior, just stared at the materials on the whiteboard, muttering, "Futures, trusts, funds... These should correspond to three levels of risk in financial management, right?"

"Mr. Luo has a good eye," Lin Qiang stood up and tore down the materials from the whiteboard. "Originally, I was going to recommend three risk-level products for you to choose from, but now that's unnecessary."

"Oh? What do you mean?" Luo Yongsheng asked curiously.

"Because... you're already wealthy enough that you don't need to make money anymore."

Luo Yongsheng was stunned for a moment, then laughed heartily, "That's the first time I've heard that. But you're wrong on this point. I'm far from that level. Even after going public, I'll only get some dividends. The equity can't be touched."

"Going public, the goal of every entrepreneur. You've achieved it at your age, truly impressive," Lin Qiang casually probed. "Your wife must be very happy too. Let me guess, is she already preparing to welcome the big boss home?"

"Hehe, it's alright," Faced with this question, Luo Yongsheng just waved his hand, while a trace of frustration and bitterness appeared on his brow.

"Is it really marriage that's the critical point?" Lin Qiang wanted to probe further, but it felt inappropriate to probe too directly into such a personal matter. He changed his approach and said, "Mr. Luo, with your business achievements, it's probably time to consider purchasing some insurance for your family."