After making a round in the meeting room to show he wasn't sleeping, Lin Qiang returned to his office and habitually opened his personal email.
"Finally, it's here!" Lin Qiang's lips curled into a smile. The key to bringing down Hao Wei might be in this email.
The email content was just a few lines:
"This is all the information I could find within my authority. The text is in the attachments. If you need copies of the receipts, please contact me again."
Lin Qiang knew that this anonymous sender was Liu Ming from the Audit Office. He didn't dare to directly provide copies of receipts and accounts that could be used as formal evidence, so he only sent the data. Data can show you the facts but can't prove them. Liu Ming was also afraid of being held responsible if something went wrong.
However, for Lin Qiang, being able to see the facts was enough. If needed, he could ask Ling Chen for help again.
The attachment was quickly downloaded locally, containing three TXT documents for Wang Jiaxin, Zhang Jiaming, and Hao Wei.
Lin Qiang first opened Wang Jiaxin's account.
According to the document, Wang Jiaxin only had financial transactions with two banks: United Bank and the country's largest bank China Construction Bank.
At United Bank, there was first Wang Jiaxin's corporate account.
This information wasn't new to Lin Qiang; he had already checked the bank's documents. The information sent by Liu Ming was consistent with the materials he had on hand. As for Wang Jiaxin's personal account, it was almost empty.
"As expected, there are no clues in our own bank," Lin Qiang wasn't surprised by this and turned his attention to Wang Jiaxin's account at China Construction Bank.
"..."
The result disappointed him. This account was simply used to pay for utilities, always keeping a few thousand yuan waiting to be deducted each month.
At the end of the file, Liu Ming had left a note: "No accounts for this person were found in any other domestic banks."
"Could it really be... travel expenses?" Lin Qiang clasped his hands together, supporting his head. After pondering for a while, he opened Zhang Jiaming's account.
Similarly, Zhang Jiaming only had accounts in these two banks. The one at United Bank was actually just a salary account and didn't have large deposits. Of course, Lin Qiang knew that Zhang Jiaming didn't have any savings at all.
"Withdrawn quickly, huh," Lin Qiang muttered as he scanned the data. "After the monthly bonus and salary are paid, they're withdrawn in full as cash on the same day. So... this money should be deposited in China Construction Bank."
Sure enough, the Construction Bank account corresponded one-to-one with United Bank. Every time Zhang Jiaming withdrew his salary from their bank, he would deposit the money into the China Construction Bank account.
"Wait..." Lin Qiang suddenly noticed something strange:
[July 3rd. Withdrew 24,600 yuan from United Bank]
[July 4th. Deposited 12,000 yuan in China Construction Bank.]
[July 4th, Transferred out 8,000 yuan from China Construction Bank.]
[August 3rd. Withdrew 27,900 yuan from United Bank.]
[August 5th, Deposited 13,000 yuan in China Construction Bank.]
[August 5th, Transferred out 8,000 yuan from China Construction Bank.]
...
The 3rd of each month was United Bank's payday. From when the Longyuan Outlet opened... no, from even earlier, Zhang Jiaming would withdraw all the money on this day and deposit it into China Construction Bank as soon as he had time.
But why was this number halved every month? He only ever deposited half the amount he withdrew from United Bank into China Construction Bank. Where did the other half of his monthly salary go, after he withdrew it.
The 8,000 yuan transferred out each month afterwards was easy to explain - it was probably the alimony that Zhang Jiaming had to pay.
The crucial question was, where did the halved part of his monthly salary go?!
Was over 10,000 yuan used for daily expenses each month? Lin Qiang saw Zhang Jiaming every day, and no matter how you looked at it, he wasn't someone who spent money lavishly. On the contrary, he was very frugal, living in the company dormitory, probably to save on utilities at home. With his income, he could completely afford a private car, but he didn't buy one.
More exaggeratedly, no one had ever seen Zhang Jiaming buying things. He wouldn't change his clothes unless they were worn out, and his shoes, watch, and phone were all the most ordinary mass-market brands.
According to the clues provided by "GoldenEye" earlier, Zhang Jiaming's total assets were only 30,000 yuan, now all stored in the China Construction Bank account. In other words, that halved cash had vanished into thin air.
Initially, Lin Qiang speculated that Zhang Jiaming might have bought a house, and the money was always used to pay the mortgage, which is why there was no liquid capital. But paying a mortgage is a very regular thing, it must be done through bank accounts of the five major domestic banks. If Zhang Jiaming needed to pay a mortgage, Liu Ming would definitely have been able to investigate it.
So where did that over 10,000 yuan go every month?!
The answer didn't even need thinking about, a name was on the tip of his tongue.
"It's Hao Wei again!" Lin Qiang slammed his fist on the desk.
Although no tax evasion was found in Zhang Jiaming's account, it revealed another matter, which finally explained why Hao Wei had always protected Zhang Jiaming and defended his credit card performance.
Because it was actually defending his own money!
United Bank had many regulations to prevent outlet managers from showing favoritism, such as managers couldn't market credit cards, and their monthly bonuses had to be within twice the average bonus. Under this strict regulatory system, even Hao Wei couldn't squeeze much money from others through regular channels.
It seems he had chosen a roundabout path. He attributed more sales to Zhang Jiaming's name, and then got it back to himself through private cash transactions.
Just as Lin Qiang had initially guessed, Zhang Jiaming had always been just a minor character.
The results of Xiao Xiao's and every teller's hard marketing efforts were thus attributed to Hao Wei's wallet. Of course, Zhang Jiaming must have gotten some too, but it was insignificant compared to Hao Wei's portion.
Hao Wei spent less than two hours at the branch on each workday.
Hao Wei only gave orders for work, never inquired about work, nor solved work issues.
Hao Wei was a complete leech. Sucking the bank's blood, sucking the employees' enthusiasm. Sucking Xiao Xiao's efforts, everyone's efforts.
Such a person had actually become the outlet manager.
"Too incompetent, too incompetent..." Lin Qiang's face gradually darkened. "If he needed money, there are many ways to expand the business, yet he just snatched it from his subordinates... Not to mention giving himself the maximum bonus every month, he even used this method."
"No wonder you hate me so much..."
"Rather than saying you hate me, it's more like you're worried about the money in your pocket."
Lin Qiang suppressed his anger and opened the file belonging to Hao Wei.