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Lu Jiaxin opened foreign exchange accounts with HSBC, Standard Chartered, and Worldwide Precious Metals at three banks, originally wanting to disperse risks, but later figured that with her modest capital, it was entirely unnecessary.
After selling off her stocks, Lu Jiaxin converted all her money into greenbacks, a total of thirty million. She had the best impression of the manager at HSBC, so she deposited all her money into this account.
After transferring the bulk of her funds into her HSBC foreign exchange account, only one point six million Hong Kong Dollars remained in Jiaxin's commonly used account. However, her largest monthly expense was rent, which had already been paid for a year, and the rest was living expenses and the bodyguards' salaries, which could last her for most of a year.