Chen Xiong's face lit up with a smile. "That's good. Our interest rate is 40%. So, if you borrow 5 million, you'll have to repay 7 million. Therefore, you need to first sign a promissory note for 7 million."
"In addition, you must have valuable assets as collateral. Houses, factories, cars, anything will do."
Zhang Yi pretended to hesitate for a moment, then gritted his teeth and took out the property deed from his pocket. It was the one he had used for the bank loan, conveniently on hand.
"My house is worth over 5 million. I'll mortgage it to your company. I also have a Mercedes worth 300,000. You can take it if I can't repay."
Chen Xiong, seeing such a willing customer, quickly glanced at the property deed. After confirming the information about Zhang Yi's house, he felt even more satisfied. According to current market prices, that house could easily sell for at least 5.5 million! Adding a car to it, there was no way they would lose in this deal.
However, Chen Xiong still put on a somewhat dissatisfied expression. "Mr. Zhang, your house is worth at most 4 or 5 million. But you want to borrow 5 million from me. I'll be at a loss!"
Zhang Yi, with a shocked expression, excitedly said, "Boss Chen, you must help me! I'm really in urgent need of money now."
"As long as you transfer the money to me today, I can accept 4.5 million!"
Chen Xiong and Hu Minghua exchanged a glance, a hint of mockery in their eyes. They were in the business of taking advantage of desperate situations. The more desperate the person, the harder they'd squeeze!
"No way, this deal really doesn't make sense."
Finally, after some bargaining, they agreed on 4 million. However, Zhang Yi demanded that the money be transferred to his account today.
Although the loan company was unscrupulous, their efficiency was indeed high. Perhaps this was the only advantage they had over banks.
After signing the contract, Zhang Yi quickly received 4 million in cash in his account. He chuckled to himself. For Chen Xiong, this money was like bait to lure a dog, once it's gone, it's gone. Hmm... why did that sound like he was insulting himself?
Zhang Yi left with a smile, and in the office, Chen Xiong and Hu Minghua burst into laughter.
"Hahaha! This deal was so simple. That fool actually walked away with 4 million."
Chen Xiong boasted, "At least we can earn two to three million from this deal. We don't have to worry about our performance this month!"Hu Minghua leaned back on the table, chuckling. "Boss, he signed the contract so readily. Do you think there might be something wrong with that house?"
Chen Xiong, holding the property deed, chuckled and said, "The property deed is genuine, no problem at all. As long as the house is his, he can't run away!"
With the property deed and the promissory note for 7 million in hand, they naturally had a way to get that house. Not only that, they had more ways to completely drain Zhang Yi of his resources.
Chen Xiong squinted, sipping his coffee elegantly. "If necessary, we can contact a few overseas organizations to see if there are any valuable parts on him to sell."
"We never make losing deals!"
...
Zhang Yi left the loan company in high spirits. He glanced back at the office building, a hint of mockery playing at the corner of his mouth. "They're such good people! Giving me money for nothing."
From now on, Zhang Yi would have no interaction with Chen Xiong and Hu Minghua. It was more likely that they would both perish in the upcoming end-of-days cold snap.
Zhang Yi now had around 9 million yuan in his hands. It was more than enough to implement his plan. After all, he could use the method of paying deposits for any purchases he made in the future. With 9 million, he would have the purchasing power of tens of millions!
There was no need to make any more money. However, Zhang Yi didn't mind taking advantage of various online lending platforms for some extra cash.
Driving his car, Zhang Yi arrived at the renowned Zhanlong Security Company in Tianhai City. Zhanlong was one of the largest security companies in China, specializing in providing security services for the wealthy and celebrities. Sometimes, even high-ranking officials would seek their assistance for travel.
Zhang Yi sought them out because in his previous life, he had heard that Zhanlong had built a top-notch safe house worth a billion dollars for a wealthy young man in Jiangnan Province. The family, who made their fortune in real estate, lived luxuriously even during the apocalypse, thanks in part to the safe house built by Zhanlong.
Entering the company, Zhang Yi explained his purpose to the front desk. Soon, someone from the business department escorted him to a lounge.
A receptionist brought him freshly ground coffee. Shortly after, a burly man with a buzz cut walked in. He was dressed in a black suit, giving off a bit of a mobster vibe. One couldn't help but worry that his clothes might burst at any moment. However, it must be said that seeing such a person would instill a sense of security in anyone.
"Hello, sir. My name is Wu Huairen, and I'm the manager of the business department. May I ask what you need us to do?"Wu Huairen sat beside Zhang Yi and asked, "What can we do for you?"
Taking a sip of his coffee, Zhang Yi replied, "I need you to build a safe house for me."
"It's the kind that can withstand the apocalypse, the highest level of safe house."
Wu Huairen's eyes instantly became serious at the mention of this.
To others, such words might seem absurd because nobody would believe in any so-called apocalypse. However, for Zhanlong Security Company, it wasn't a joke. In this world, the wealthiest and most powerful individuals were often the most afraid of death.
Long ago, there were billionaires overseas who spared no expense to build doomsday shelters. Over the years, many wealthy people around the world had begun to emulate this behavior. Some may genuinely fear encountering large-scale natural disasters, while others simply had too many enemies and hoped to add some security to their lives.
Thus, the concept of doomsday safe houses provided by Zhanlong Security Company emerged in response to market demand.
Hearing that Zhang Yi wanted to build an apocalypse-level safe house, Wu Huairen became more courteous. They didn't receive such large orders every year.
"Mr. Zhang, Zhanlong is a world-class security company. We can definitely meet your requirements."
Zhang Yi immediately asked, "If I ask you to renovate an entire house on the 24th floor, can you do it?"
Wu Huairen's gaze became somewhat curious. Typically, such safe houses were standalone villas or underground shelters. It was rare for a tycoon to choose to have a safe house in an apartment.
However, if the client made a request, their company would certainly fulfill it.
Wu Huairen smiled confidently, "Of course, that's not a problem! Zhanlong is one of the world's top security companies."
"With our technology, we can completely meet your requirements."
Hearing Wu Huairen's assurance, Zhang Yi began to formulate his plan. Since that was the case, he decided to turn his own house into a safe house!
He chose to stay because he wanted to witness firsthand how those who had wronged him would die!
Wu Huairen pulled out a tablet and handed it to Zhang Yi.
"Our company's services are all customized. You can choose the services you need from here, and there are corresponding prices listed."
In the era of information technology, communication was convenient.
Zhang Yi took the tablet handed to him and began to carefully select the services listed.
It must be said that a professional company was indeed professional. As long as you had the money, Zhanlong Security Company could almost meet all your requirements, including building safe houses underground a hundred meters deep or under the sea.
However, these projects were too time-consuming for Zhang Yi. He only had a month.