At first, Brother Apple didn't answer. Fan Jia persistently redialed and, after the phone had rung twenty or thirty times, Chen Zhaoci eventually picked up. In a low and gentle voice he said, "Lingling, what's up?"
Fan Jia had activated her speakerphone while Xu Mengshan recorded everything. Upon hearing this greeting, Xu Mengshan's eyebrows shook in derision. By this point, Fan Jia was wholly engrossed and anxiously said, "Brother Apple, I just got a text saying that the interest and late charges I owe have reached almost 2000! How did that happen? Wasn't it supposed to be just over 100 in interest per week? How did it get so high and how am I supposed to pay it back?!"
Chen Zhaoci at the other end went silent for a moment and then replied, "Over 100 is the interest on 10,000. You borrowed an additional 20,000 a few days ago."
With a crying lilt in her voice, Fan Jia responded, "But even then, it should only be 3 or 400!"
