Three years ago, was the peak of the campus loan boom, with businesses experiencing rapid expansion. They were practically rolling in cash. However, due to several foolish companies causing lives to be lost, the state implemented strict measures and regulations, causing many campus loan companies to go under. However, the people at Fenjinbao were quick-witted and cautious, especially determined to avoid causing loss of life and overt criminal activities, they managed to survive. Although business has since contracted, they still control the campus loans market in the Central China region.