Qin Li made an annual income statistics table, last year, the whole year earned 150,000 yuan, and this year directly doubled, nearly 300,000.
You know, it's euros, euros, dollars, ah! Translated into RMB, that's more than three million. The four are divided according to the amount of investment and workload, she and Yan Sen get 60 percent, Thomas and Qu Danni 20 percent each. So, of the 450,000, 270,000 is theirs.
Unfortunately, this money can not be squandered, but must be kept for further investment. Qin Li held a general meeting of shareholders, and after four people negotiated, they decided to take 150,000 dividends from 450,000. Qin Li and Yan Sen received 90,000 yuan, Thomas and Qu Danni received 30,000 yuan each, and the remaining 300,000 yuan was invested in the planned No. 3 House. Of course, 300,000 won't be enough. We need another loan.
Germany has no private loans, only to the formal bank or insurance company loans, the difference between the two is the interest rate. After shopping around, he finally settled on Allianz, said to be the world's largest financial services group with its headquarters in Munich. Not only money into the account quickly, and the interest rate is the lowest in the same industry, but who else?
To go to financial institutions to borrow money, always wear a little spirit, Yan Sen the soil farmers wearing small leather pants want to fight, was pulled back by Qin Li.
"We're going to the bank, not the Oktoberfest. You don't have to dress so slutty!"
Yan Sen was her ears hurt, frowning, "to the bank is not to the battlefield..."
Qin Li interrupted him, "Who says not. Who will lend you seven hundred thousand if you don't make a fool of yourself?"
Yan Sen said, "We have a complete set of materials, who cares about your appearance."
Qin Li held out a finger and shook, "nonono, this is a time to look at faces." I bet you they won't bother to meet you."
Yan Sen didn't believe him, but he decided to keep his mouth shut, arguing with his wife was the most irrational. Because usually when he says one thing, she can find ten things to say against him.
Qin Li dragged him to the boutiques in the nearby big cities, where they sold top-line brands, and a tie would cost three figures.
See two people come in, the shopping guide lady immediately met up, polite and professional to ask what you need help.
Qin Li pointed to Yan Sen and said, "Help me package this farmer into a prince."
This crude and straightforward requirements immediately put the shopping guide miss amused, while covering her mouth to laugh, while taking Yan Sen to choose clothes.
schroed is one of the top German men's brands, and Armani is equal, his family specializes in suits, the pattern is cut very exquisite, and pay attention to details. Not only the fabric is good, there is no extra thread, and it fits well, and it is indeed a brand created by Germans. I heard that this is also the only brand that is still produced in Germany. Therefore, the price of a suit is not cheap, and ordinary models start at four figures.
Qin Li sat down on the sofa at the door of the fitting room, crossed his legs, and took a magazine in his hand to read. Suddenly, she felt a bit like a domineering CEO in a novel, well, a female CEO.
Hey, will the shopping guide Miss think that Yan Sen is her pet boy? This idea came out, and she dismissed it, and any little boy who looks like him, that career is finished. What little boy? Little black face is similar, working in the sun every day, trained a tan, look at the face, no one believes he is white.
In the midst of her ridicule and sarcasm, the shopping guide lady came, holding a pile of suits, trousers, shirts, and shoes, and Yan Sen followed behind with a depressed face. Seeing Qin Li looking up, he stretched out his fingers to compare, meaning that the price was more than four figures.
Qin Li nodded toward him, indicating that he was calm, they are now also well-off, a few brand-name clothes or consumption can afford. Besides, the business still has to talk about the scene, don't wear decent points, who issued loans to them.
The shopper put the clothes into the fitting room and asked Yan Sen to come in.
Qin Li continued to turn over the magazine, waiting for about ten minutes, but still nothing happened, so she could not calm down and asked, "I said Comrade Yan Sen, are you OK?"
Yan Sen stuffy hum, stretch out his hand to open the curtain, and finally step out.
"I'm all right."
The shopping guide lady looked at the man who stepped out one step and couldn't help but wow.
Qin Li unconsciously looked up and was almost blinded by the handsome man in front of him. When his hand was loose, the magazine suddenly fell to the ground and swallowed the words to his mouth.
I think she saw Brad Pitt, the younger version!
Qin Li rubbed his eyes and subconsciously asked, "Who are you, do I know you?"
Yan Sen laughed and cried, "I'm your husband!"
Qin Li immediately stood up, and after two oohs and oohs, he circled around him and looked at him from beginning to end.
Sure enough, people want to dress Buddha to gold, changed a vest, small sample son immediately demeanor temperament are different. The suit is originally a sudden figure, coupled with other people's high shoulders, wide waist, narrow legs, so the advantages are all shown.
Qin Li is quite lamented in the heart, this is the noble descendants in her mind, tall and straight temperament, charming and attractive eye.
But Yan Sen's idea is the opposite of her, he stared at himself in the mirror, is how to see how awkward. Usually work to wear a T-shirt vest, and now put on a formal suit, like being forced to play a label, the whole body uncomfortable.
Yan Sen dressed in a dark gray suit, which is a white shirt bottom, the chest button opened two, serious and with a little bad, really a little evil charm president temperament.
Originally her man so handsome ah, Qin Li heart happy, a little at first glance is a stinky and hard stone, pick up only to find that the original is a priceless sense of sight.
Yan Sen left and right hands each hold a tie, a green, a purple, because with all look good, so it depends.
"Which one?" He looked to Qin Li for help.
"Tie it on and show me."
So, the shopping guide lady took turns to tie it on him, the green one was youthful, the purple one was mature and restrained, in short, both of them were equally beautiful.
Qin Li looked at him and felt that he was a moving clothes shelf, like a model walking down from a print advertisement, perfect and impeccable. Such people should walk the catwalk, it is a pity to stay in the countryside to farm and graze.
But on second thought, she felt that it was better, most successful men are fickle, even if he does not go to find others, others will find themselves. If Yan Sen can always be so simple, as her loyal dog, it is very good. At least a pot with a lid, good things to own on the line, not to share with others.
Yan Sen wanted to take off her clothes, but was stopped by Qin Li, she took out a bank card from her pocket, put it on the cashier, and said, "These are all wanted, cut the tag directly, and wear it!"
Yan Sen, "..."
Shopping guide Miss is very sigh, many years have not seen such a domineering female president, now really is the age of female honor ah!
Such as Yan Sen bought clothes, Qin Li also went to the women's department to buy a set of professional women's wear, after changing, like a reborn general.
The two spent a total of 5,600 euros, and finally packaged themselves as successful people.
It's 90 grand anyway, and for a few thousand euros, it's a drop in the bucket. Although, her ex-husband is also a rich man, but after all, she spent other people's money, and now she is brushing her own money, the nature is different, and her back is straight, indescribably more proud.
Taking Yan Sen's arm, the two people suddenly walked out of the shop, even the sun shone on the body.
The feeling of having money is good, and the feeling of maxing out the credit card is even better, especially when seeing the expression of admiration and worship from others, Qin Li is simply giddy, and does not know his surname or name anymore.
She said, "For a penny or two, we'll change the car, too."
Before the accident, Yan Sen's big Mercedes was completely reimbursed, and although Mueller and the auto insurance company lost money, they never bought a new car and made do with another Hyundai SUV.
On a whim, Qin Li wanted to buy a new car in one go while he had the money.
Yan Sen dont have the heart to sweep her fun, in line with the belief that his wife says what is what, nodded. So, the two people came out of the fine street, and went directly to the car shop.
The car that was scrapped is the Big Ben C-class, and now that the two people have money in their hands, they can upgrade directly to the E-class, which is a mid-range luxury car, and then change to the S-class when they have more money.
Although Mercedes is a German car, it is not cheap to buy in Germany, and a naked car with no configuration starts at 50,000 euros. Plus a radio station for a thousand, a navigation system for five thousand, a panoramic sunroof for fifteen thousand, a set of leather seats for twenty thousand, and a stronger engine... Anyway, the mess adds up, and the price is 80, 90, 000 euros. It is still cheap to buy in China, five or six hundred thousand yuan, at least the leather seat skylight navigation is standard.
With the deposit, the car would take a month to arrive, and the two still had to drive Hyundai to Allianz.
Yan Sen numbed his lips and said, "After spending so much money, my heart is still empty."
Qin Li, "...
As it turns out, being well-dressed still works, and the moment you walk into the lobby of Allianz Insurance, you get a lot of looks.
They had made a reservation, so after explaining their intentions, they were shown to the VIP room. Before long, someone came to receive them, and unexpectedly, it was the account manager of the financing department.
Qin Li was well prepared. He applied for loan forms, income certificates, tax vouchers, property mortgages, and business plans for the next five years. All kinds of materials were submitted.
The manager is very interested in their planning, put forward a lot of relevant questions, Qin Li knows that the Germans do things rigid and rigorous, like to seek truth from facts, so there is a lack of place, simply admit that their homework is not in place, but also carefully consider. 临In the end, the manager took all the materials and told them to go home and wait for news, Qin Li could not help but ask, "Is it possible to approve the big?"
"We require financiers to provide at least three years of tax records, but you only have two years, which does not meet the requirements for applying for a loan."
"The rule is dead, the man is alive. We've only been in business for two years, but we're getting better every year, and we have a mortgage."
The manager nodded, "So I did not reject, but accepted your application, I think it can still fight for."
Financing more than 500,000, the manager also has to inform the above leaders, so it is not intended to say more.
When the conversation was over, Qin Li stood up and shook hands with him. "I hope we will have a chance to cooperate in the future."
Although the loan interest rate of this insurance company is the lowest, financing in their family is indeed the most cost-effective, but if the loan application is not successful, Qin Li is not worried. There are thousands of German banks. Not this one. There are others. At the very least, if she really can't get a loan, she will wait another year to meet the loan standards and then apply. As long as her income is just as stable next year there's nothing to worry about. Anyway, all roads lead to Rome, and there's always one she can get through.