Huang Bailan took his mother to the bank in the late morning after finishing his daily routine. She parked the bicycle and locked it in front before taking Jin Qin Yu's hand who was hugging a large document envelope. Huang Bailan went to talk to the bank staff, who upon learning that they were here to deposit money, welcomed them very well. Maybe it's because there aren't many people here in this district, I don't know. The entire bank was just her and her mother who came.
"How much do you guys want to deposit?"
"Seven thousand yuan," Huang Bai Lan replied to Jin Qin Yu. Because before coming, Jin Qin Yue told me to leave it in her name.
"Oh, that's not a lot of money. I don't know if any of you are interested in investing some of your money. It's better than leaving it behind and not getting much of anything. The interest on deposits is low, only 0.25% per year."
When Huang Bai Lan heard this, he was immediately interested. She asked the employee to explain to her what investments could be made here. The employees did not disappoint Huang Bailan. He explained to her in detail how bonds and stock purchases were more profitable than just leaving the money for nothing. After listening, Huang Bailan asked the employee to bring over the documents of the stocks currently being sold. The document is full of information about each company's stocks, including the bank's own stocks for sale. One company recently started selling its shares at a low price of just 1 yuan per share. Officials explained that there was little interest in this company's shares. Because the company has only been open for one year. Plus it is a company dealing with software and computer systems. There are also companies in the country that were opened many years ago but did not dare to enter the stock market. Therefore, most investors evaluate this stock at a low price.
Huang Bailan became even more interested. She immediately asked to buy two thousand yuan of shares in this company. As for the other three thousand yuan, she bought government bonds and left them behind. The other two thousand yuan was only deposited in the account. Officials tried to persuade Huang Bailan to choose stocks that looked more promising than hers. But Huang Bailan said that she only liked this stock. So he could only do what he wanted to her. At least if the stock doesn't make a profit, he won't be criticized. Plus today you can still sell bonds that are very difficult to sell. The boss wouldn't complain to him.
By the time the matter was finished with the bank, it was already late in the afternoon. Jin Qin Yu hurriedly invited his daughter home because she had not eaten lunch yet. Jin Qin Yu also complained that Huang Bai Lan liked to eat at irregular times and would give him a stomach ache. Huang Bailan could only smile and said that next time he would be careful not to be so busy that he would forget the time again. Jin Qin Yu stopped complaining.
Jin Qin Yu didn't ask Huang Bai Lan about her investment. Since she was confident in her daughter, she would not ask. Whether the money invested increases or disappears, she doesn't care. She heard a bank teller say that investing was risky. If her daughter took a risk, she would accept it no matter what the outcome.