"No, I can't pass it up. This technique is tailor-made for me!"
Han Yi paced back and forth, muttering under his breath.
"I will lose a third of the default penalty, and my principal is nine hundred and ten thousand."
"If I can successfully retrieve it, that would be six hundred thousand ..."
A pang of agony stirred in Han Yi's heart.
His face twisted in conflict, "That still leaves a shortfall of more than fifty thousand!"
"In one year, if I risk another backlash, I can make up that amount."
"But doing so frequently, I fear, would damage my fundamentals."
After a bout of deliberation, Han Yi finally made up his mind.
"I used to think that as long as I could control destiny, I would surely achieve something."
"From my experiences over the years, however, destiny enhances but is not omnipotent. If I want to achieve unity-path or even longevity, relying solely on destiny is far from enough."
"Resources and connections are equally important!"
