Whenever he wanted to spend money, and it wasn't necessary for Lin Shu to contribute, Fang Zhi would still agree as long as she expressed her dissatisfaction and vowed to work hard to repay him.
Because he knows Lin Shu well, that she is a determined person.
In matters of self-worth, if Lin Shu needs it more than him, he can afford to lose to her.
In front of Lin Shu, Fang Zhi let go of his "machismo" way of wanting to spend money, instead, he constantly cared for her feelings.
Usually, Lin Shu never took these things seriously. But now, Yu Yan's behaviors unconsciously reminded her of what Fang Zhi had done before.
Indeed, Fang Zhi initially acted similarly to Yu Yan. Yet to protect her self-esteem, he agreed that she could repay the money when she earned it herself.
Perhaps this is the difference between the two men. Or perhaps Lin Shu subconsciously favored Fang Zhi and painted a rose-colored glasses over her memories of him, which made him appear so different.