"Okay, Mr. Shu."
Manager Li Maorong replied respectfully,
"Let me explain to Mr. Shu first. There are actually two types of gold banknotes like this. One is when the customer did not originally have gold in our bank but bought gold from our bank with currency. Then, when the customer comes to exchange the banknote, we just need to settle with gold."
"The other is when a customer deposits their own gold in our bank. That gold is not the property of our bank; we merely keep it for them and charge a custody fee."
"In the first scenario, if a customer needs to issue a banknote that can be exchanged at any time, we naturally require detailed proof of identity from the customer."
