City God smiled and then began to explain:
"Daoist friend, merits are divided into Human Merits, Innate Merits, and Heavenly Merits."
"Among them, Human Merits refer to helping all creatures overcome catastrophes. But this does not include the exhaustion of life span and the decline of heaven and human beings."
"If you save a living being from decline of heaven and humans, not only will you not gain Human Merits, but you will also be tainted by worldly karma, which is not worth the loss."
"The story of Buddha cutting off his flesh to feed the eagle has spread throughout the Three Realms. It is to help the pigeon overcome the catastrophe, as well as the eagle, because once the eagle eats the pigeon, the master behind the pigeon will certainly kill the eagle for revenge."
"And the so-called Innate…"
...
With the explanation of the City God,
Xuanqing gradually understood the sources of the three types of merits in this world.