However, in the Cultivation World, ordinary contracts are useless, and effective ones are expensive. Thus, it's impossible to conduct business with low-level cultivators at meager costs.
This means that you can only do business with high-rank cultivators.
However, some high-rank cultivators claim that their fists are harder than a bank, and they can tear the contract at will. The backlash is insignificant to them.
As for collateral, anyone with the courage to take it might lose their life in the process.
So, the bad debt rate soars high.
From Yu Xian's perspective, an influential power such as the Profound Sun Sect might seem vast and resource-rich, but it has no qualifications to open a bank.
That's because it lacks the effortless power to suppress Nascent Soul True Monarchs.
Yu Xian has never heard of Myriad Friends Heavenly City 800 years ago, but he isn't surprised by its fate.
