Bei Ming: "The owner can make money through runes and inscriptions, and then let the bank grow gradually. If the bank can really do it, the profits will be amazing. Here, I have a few suggestions for the host."
Ye Ming: "Oh? What advice do you have, Beiming?"
"First, do not borrow money from individuals in the early days, and only lend to small forces. For example, gangs, small families, darts, restaurants, etc. These forces have generally existed for hundreds of years. Lending them is still more secure. Second, if individuals also want to borrow, they must be guaranteed by the above forces. In this way, the risk can be minimized, and then the bank can be gradually enlarged. "
Ye Ming nodded repeatedly and smiled: "In fact, I also have an idea, and I feel a little whimsical." Then, he told Qianzhuang's plan to Beiming.
After listening to Beiming, he did not speak for a long time, and finally said: "If this idea can be realized, the master will become the richest and most powerful person in the Tianyuan continent!"
It turned out that Ye Ming's idea was to use a seven-element calculation array to measure the credit of each trade warrior, and simply give credit to customers based on credit. The seven yuan calculation matrix is very powerful. He can use the credit matrix built in the bank to make the bank's operators instantly obtain and upload the transaction records and credit information of each borrower through the matrix.
In the beginning, it may be more about collecting information. But with the growth of the needle bank and the increase in the number of borrowers, the bank can minimize the risk by observing the credit of the borrower. In addition, Qianzhuang can sell everyone's credit to other institutions, such as Duobaolou, Dart Bureau, etc., to reduce their business risks.
Once such a credit assessment is established, Ye Ming's low-interest money bank will grow rapidly. After all, the cost of borrowing is too high. Only when it is low enough, most people will consider borrowing.
Imagine whether it is successful or not. What Ye Ming will do next is to make money. Without money, everything is empty talk. No doubt, if he wants to make a difference, Cangxuan Street is the best choice. However, shop rents are extremely high.
To make matters worse, the last bit of money on him was invested in the bank, and now the only thing he does is go to the pawnshop. After counting the numbers, he decided to sell the piece of Wang Pinchu's finger, which was obtained from the Wujun who was killed by the Xuanbing Beast. In addition to this storage finger, there is also an imperial storage ring, which was also given to him by the Xuanbing Beast at the summit, but he is not willing to sell it now.
The price of storage weapons is related to storage space. Last time he bought a storage ring that was sixty feet long, ten feet wide, nine feet high, and sold for up to fifty thousand Wuzun coins. But this kingpin storage ring is 80 feet long, 30 feet wide, 20 feet high, and sells for about 450,000 Wuzun coins. How can you sell a **** shop for 2300,000.
There was a **** shop on Cangxuan Street, and soon the fingers were plunged, and 240,000 Wuzun coins were obtained, which was barely enough.
Later, he picked a shop in Cangxuan Street with a very small space through an intermediary called "Fang". The shop was three feet long and five feet wide. Only one room was available yesterday. Ye Ming asked the price of the rent and was taken aback. Such a small shop, the monthly rent is 1.2 million! What's more, the price can't go on.
Ye Ming roughly calculated that the landlord could pay back such an expensive rent in almost five years. He couldn't help but think that if he could buy the house and rent it, the profit would not be low!
The rent is naturally very expensive. Ye Ming said that he can only pay for six days, which is 240 thousand. After six days, he will pay subsequent rent. The landlord agreed after thinking about it. Six days later, if Ye Ming had no money to pay the rent, he would be kicked away. After all, it takes time to find other tenants. If you don't do Ye Ming's business, these days' earnings will be wasted.
In the course of the transaction, Ye Ming learned that the landlord had only such a shop. He had been passed on to his family for five generations, and the annual income was in the tens of millions. Because of having such a huge income, the landlords of this generation, although they are not qualified, can be repaired very high. Now they are Wu Zun.
Ye Ming secretly sighed, as the saying goes, one store for three generations seems to be true!
After the two sides entered into a contract, Ye Ming officially moved in. The landlord was a hearty man, saying that only half a day was left on the first day, and the rent was not counted. Ye Ming thanked him very much.
Time was precious. After taking the shop, he brought in a craftsman to renovate it, bought a large shelf, and set aside a square of independent space behind it for the inscription of the inscriptions. At the same time, he also got a veteran shopkeeper with good experience and good character to help sales through the flounder.
The old treasurer is a martial artist, surnamed Xi, Mingzhong, more than a hundred years old. He has been working in this industry for a lifetime, with sharp eyes and sharp lips. However, he asked for a high salary, 30,000 Wuzun coins per month, and Ye Ming immediately agreed.
佟 The shopkeeper is responsible for the decoration, while Ye Ming hurriedly makes a charm in that cubicle. He had previous experience of making and selling charms, and felt that inscriptions were scarce and the price was high, so he planned to make a batch of inscriptions. At that time, he only had a six-element arithmetic, with a forty-two prohibition, and could produce a large number of high-quality symbols in a short period of time. Today, his inscription is 280, and the rune ban is 360. He also has a seven yuan calculation. It is definitely a super master in this field. Easy. As long as the materials are sufficient, a single charm can be successfully produced at your fingertips.
After an hour, Ye Ming ran out of rune paper that he had previously purchased. He actually made a hundred inscriptions in one breath, of which ten were seventh grades of higher grades and ninety were lower fourth grades. symbol.
He opened the curtain of the compartment and handed the amulets to the shopkeeper, saying, "Old man, you sell these amulets first."
The old man smiled and asked, "Family, how effective are these inscriptions?"
Ye Ming said: "Ninety fourth-level symbols can increase the strength by 10%, and ten seventh-level symbols can increase the strength by 15%. You have more experience in the price. It is up to you to set it, and it is better than other places. "
The old man laughed: "The four-level inscriptions, the price of Duobaolou is about fifteen thousand. If the average person buys it, it will be twelve thousand after discount. So let's sell nine thousand. As for the ten seventh-grade symbols, Bao If the floor price is at least 30,000, we will sell 18,000 Wuzun coins. Of course, the final price depends on the quality of the inscriptions. If the quality is good enough, it is not impossible to raise the price. Some good-quality four-level Ming Runes can definitely sell for more than 50,000. "
Ye Ming nodded: "Okay, it's over to you."
The old man was more experienced than Ye Ming. When he got the inscriptions, he immediately put the table case at the shop door and drank loudly: "Big guests for opening! All inscriptions are sold at a 40% discount. The quality is high, On-site inspection, the effect is not good, no money, the effect is better, you have more publicity! "
Cangxuan Street is fifty feet wide and extremely prosperous. People come and go. The old man called, and suddenly many people gathered around. A guest asked: "I said the shopkeeper, a 40% discount, is it true or false? Can your charms be used? What percentage increase?"
"The four-level inscriptions with an increase of 10%, the original price is 15,000, the current price is 9,000! The seven-level inscriptions with an increase of 15%, the original price is 30,000, and the current price is eighteen!" The old man said, "Today we are opening. Dadian, that 's why there 's such a discount, but it 's gone tomorrow. Do n't miss it if you pass by! "
"I bought Zhang Jiuqian, but don't pit people, I will use it on the spot." A customer photographed Jiuqian Wuzun coin on the spot, took an inscription and pressed it into his blade. It was a short knife, with a flash of rune light, and strange rune patterns appeared on the short knife. Something similar to the human meridian acupoints was formed in the knife body, which was extremely fine.
"Huh? The quality is so high! It's just like my body!" The man was taken aback. "Such good charms, I'm afraid there are only a few treasures. Even if they are sold, the price is definitely not 15,000 , At least 50,000! "
"Isn't it trust?" People were dubious, and a second person immediately tried. But the results were the same, and the buyers were all ecstatic, exclaiming, "Everything is earned! The quality of this symbol is very high!"
The crowd was shocked, so more people joined the snap-up.
"Amazing! Definitely the master!"
"Feng Jin runs smoothly and naturally, it is smoother than my body meridians, hell!"
"The speed of Reiki's operation is not slower than in the body. The increase effect seems to be more than 15%. It should be about 16%! This sign is worth it!"
One person is a trustee, and two people may also be a trustee. However, when more than a dozen people and dozens of people buy and praise them, it is impossible to trust them, so people start to buy. One hundred runes were sold out in less than a quarter of an hour, and the ninety-nine thousand martial arts coins were accounted for!
"Treasurer, is there anything else? Is there anything else besides the inscription?"
The shopkeeper said with a serious face: "Sorry, this store is limited to sell today, and that's all for today. If you still want to buy, please come back tomorrow. There will be discounts like this store tomorrow, of course not as big as today.
After that, he packed the tables and chairs and closed the shop door.
Ye Ming didn't expect to sell so fast. When Laoyu came in with a smile on her face, she asked, "Is the Fu still okay?"
"Stop it, you are definitely the Master of the Dao of the Dao! Today is too bad, the price is low!" Said the shopkeeper with a smile, "Tomorrow, the fourth-grade charm will be sold for 20,000, and the seventh-grade charm for 50,000! The owner can rest assured that the price is not high. In my experience, those people will still buy it. This quality symbol is not available with money. "
"It's so expensive to sell?" Ye Ming touched his chin. "Okay, so today, I'll go to Duobaolou to buy some materials."
Ye Ming paid the money from the shopkeeper and came to Duobaolou. The rune papers he used before were all elementary rune inks. It was okay to make some low-end runes, which was not suitable for high-end runes. At his current level, making holy symbols is not a problem, of course, using good rune paper and rune ink.