The annual budget for soldiers' pensions always significantly overspent, forcing the Finance Minister to shamelessly borrow from the Great Lords, Big Merchants, and even Usury Merchants by the end of the year. This had become a routine for the finance department of the Kingdom of Nicosia, and the negative effects of borrowing were becoming increasingly apparent. Both Lords and Traders were eager to lend to the kingdom, enticed by various preferential terms. At this time of the year, most merchants gathered at the Versailles Hunting Manor were hoping to join the ranks of lenders to the kingdom, seeking to enjoy the various preferential rights after making a loan.