Derry, a 26-year-old man, locked himself in his room. At the same time his mother, Sanah, scolded him from outside the locked room. Derry was severely scolded by Sanah about the arrival of a guest who was a debt collector.
"Instead of helping, you're putting the family in an even more difficult position!" Sanah sobbed as she scolded her eldest son about his online loan debt.
"Yes mom, I'm sorry." Derry could only respond to his mother's words weakly, resigned and helpless.
However, after Sanah's nagging voice died down, Derry strengthened his resolve to immediately find a way to deal with the economic crisis in himself and his family.
Derry then opened his laptop and entered the Globalshares social media application, he began to think about what items he could buy at below-market prices.
#WantToSell
A Hashtag, typed by him on the search page, with the category: Posts.
Then that lonely man, found a post about buying and selling that he never knew before.
@Anonymous_Richman sent a post to: Archiquator Darknet.
{"#WantToSell
Item: 136 Credit Card Data.
Condition: Fresh.
Price: 6 dollars per data.
System: send money in a Joint Account (third party) > test donation > success > funds disbursed.
After seeing the post, Derry then traced the seller's profile, with the aim of checking his credibility.
There are so many good testimonials from people in the seller's account timeline. And without thinking anymore, he immediately sent a message to the seller.
[Hello, Is the item still available?]
It didn't take long, the seller immediately replied to the message sent by Derry.
[Still bro. Please pull the third party into the group chat to start the transaction.]
Not understanding, Derry signaled the seller to do a peer-to-peer transaction with him. Without beating around the bush, the account with ID Anonymous_Richman agreed. Then the seller sent details of the amount Derry had to transfer, as well as providing payment information.
[Account: xxx1116542 in the name of Andrean Gospell. Total: 6*136 = 816 dollars].
Derry immediately sent the amount as instructed by the seller. He has now spent more than 90% of the remaining money in his savings.
Although there were many thoughts and heavy reluctance, Derry still gave it up. He thought the money was part of his initial investment and the first step in his endeavor.
However, Derry's optimistic attitude did not last long, shortly after the last remaining money was sent to the seller's account. Because when he sent the receipt of the money transfer, the seller disappeared and there was no news messages.
[Bro, are you there?! Come on, don't make me wait anxiously like this!]
After sending several stressful text messages, he decided to wait a while. But there was still no reply.
[Message has been retrieved....]
Derry was about to send an expletive-filled message to the seller, but he decided against it. His positive mind began to suppress the action he was about to take.
No, wait. calm down... wait a while longer.
25 minutes later....
*Ring!* * *Ring!* * *Ring!*
Three incoming message notifications sounded consecutively on Derry's Laptop speakers.
"Finally... the one I've been waiting for came! Let's see what the reply is like." A bright smile appeared on Derry's face, decorating his enthusiastic expression.
@Anonymous_Richman
[Ok. the money has landed safely.]
[Sorry, there was a battle session in the 'Go Dancing' game bro, so I didn't have time to reply to your message.]
[Please visit ngondexdotcom website.
Email: Urlittled1ck@ngondexdotcom
Password: Atleast4minute
And change the password quickly].
Reading the contents of this chat message, Derry chuckled. The 'No Life' man also looked impatient to find out what kind of credit card he had bought. Immediately, Derry checked the mail account provided by the seller.
When he logged into the account, Derry saw that there were many incoming emails that had not been read. There were 136 messages in the list titled "CC Fresh" in the inbox menu. The single man who was in front of the laptop then opened one at random and began to look at the contents of the message.
Derry immediately frowned and was surprised by the detailed information in the mail. How not, all personal information is listed in it. Starting from: full name, date of birth, address, phone number, card number, validity period, and cvv code. all written clearly. Although still in awe, there was one thing that stuck in Derry's mind.
How to use it? Will it be profitable? Or is it the opposite? I don't know, think about it later. It's better to secure this account first.
Moments after the account was successfully secured by Derry, the seller immediately messaged him.
[Ok, the password on the account has been changed. With this, our transaction has been completed. Nice doing business with you~]
Wow, this person can quickly find out if the password has been changed? Even though it hasn't been a minute since I changed it...?
[Yes, thank you. I'm also happy to do business with you. Stay honest and trustworthy!]
At first, Derry wanted to appreciate the seller's honesty, but it turned out that the message he sent actually invited the seller's anger.
Behind the chat message with Derry. A 15-year-old boy, sitting in a gaming chair with a tens of thousands of dollars Zephyrhills Duo gaming laptop in front of him. He is none other than the owner of the Globalshares account with ID @Anonymous_Richman, who is currently transacting online selling his work.
In Derry's understanding just now, the seller's real name is Andrean Gospell. Given, when sending 816 dollars at 6 dollars per credit card, Andrean Gospell's name was listed as the name of the account holder. But it was actually a misunderstanding of Derry's inexperience in conducting online transactions.
The man, known as Andrean Gospell, read the chat message sent by Derry. And yes, he could not help but get angry.
[What nonsense are you talking about?! if there is no honesty and trust, the Hackers in the Black Market will not be able to survive for long bro!]
"This guy... why is he acting like a newbie?" This teenager, began to grumble after he sent Derry a message regarding his reputation.
Derry, who read the message from the credit card seller, could read the situation if the other person seemed upset. He then began to think back rationally.
He was right, even in the black market, reputation is still important for business. How could I be so stupid as to remind a senior like him about honesty and trust? ah... what a shame!
After he mentioned the word senior in his mind, Derry recalled his confusion on how he should use the credit card that was already in his hand. In the end, he decided to ask the vendor.
[Yes, you're right, Gospell senior. Can I ask you something?]
"Hahaha did he really call me senior and call me by the name on my fictitious account? What an outdated rookie!" The teenage boy then checked Derry's profile after reading the message. He immediately chuckled and felt proud. It was because he had just been considered a 'senior' by someone older than him.
Another truth that Derry does not know is that the name Andrean Gospell is only the name of a real but fake bank account, which in other words is just a 'fictitious identity'. Meanwhile, the boy's real name is Dean Al-Chamzy.
Even though Dean laughed at Derry, he still wanted to act normal in conversation, and fit in.
[Yes, just ask.]
[This credit card that is only in the form of information data without a physical card, what is it used for?]
For the second time, the teenage boy again laughed at Derry's ignorance of the world of Virtual Digitalization.
[Hahaha.. are you really a beginner?? hahaha...]
Derry, who felt he was being mocked, began to divert the truth if he was indeed a beginner.
[Come on, don't laugh like that, I'm asking seriously.]
[Yo, calm down. Let me tell you how to use it...]
Seeing Derry, who seemed to have no idea about Virtual Credit Cards, in the end could not help but give a little education and understanding about the merchandise he had sold.
[So this is how it is...]
After giving some explanations on how to use it effectively, Dean also gave Derry other suggestions.
[That's it. So, be smart in using your ammunition. Look for paid sites or apps that don't have the security system of ID verification, or Code Authentication in the form of Text-to-Mobile Authorization."]
[Okay! Thanks for the advice and answer, senior! I'm a little enlightened.]
Dean laughed again and replied to the message from his newbie customer.
[Ok. I hope that helps. I'll continue to battle in the Go Dancing Game again. So, see you!]
[Ok! Have fun!]
The conversation and transaction ended with Derry's message. Meanwhile, Dean Al-Chamzy started to get busy with his online dancing game.
Gaining some basic knowledge from @Anonymous_Richman on how to use credit cards more effectively, Derry soon entered other black market groups on Globalshares. He hoped to get more information on credit card usage, as well as security vulnerable sites or apps to launch his test.
While scrolling through the Globalshares homepage, Derry recalled a message from a credit card merchant, "Donate".
Which donation sites are secure? I'd better start looking into it, so I can test a payment transaction using one of my credit cards...
Just as he was about to dive deeper into the black market, Derry heard again a nagging voice that made him realize the complicated situation in his family.
"Derry! Have you been listening to what mom has been saying?!" Sanah's loud scream came back. This made Sanah's throat dry up and her voice become a little hoarse.
"Yes, mom. I'm listening," Derry could only reply in a low tone, having heard his mother's voice that was no longer as loud as before.
"Good! From today on, take care of your own debt affairs! I won't help you with anything anymore!" Sanah now sounded like she was forcing herself to speak, she had completely run out of voice.
"Yes, Mom, take it easy. From now on, I'll take care of everything until it's done." Derry sighed and began to feel depressed again behind the desk blocking his bedroom door. But that was only for a moment, a second later he was excited again to finish what she had started.
Derry's persistence was indeed the best among people of his age. Never giving up is his natural talent. This was evident when he was in high school. At the time of the second grade, he was forced to drop out of school due to lack of funds. Derry was forced to work. During his two years of work, he had savings and began to resume his education for two years until he graduated. Regarding the cost, of course, it was entirely used from his savings.
Derry started opening several browser tabs with different donation sites. He then started comparing the 'minimum deposit' on each site, for the credit card payment category.
What is the minimum top-up for donations here? let's see... if here? here? how about this one?
After checking several donation platforms, he couldn't help but complain during the comparative test of the 'minimum deposit' on each platform.
Why is it that on all the sites, the minimum donation is 10 dollars? How much is that if you use it to top up diamonds? 744 diamonds! That's enough to throw the rain bag a few times, right?!
In his head, Derry felt that his money would be better spent having fun in one of his favorite virtual voice-chat room apps.
Considering the most pertinent thing to his habit, he decided to test the credit card to recharge diamonds into his virtual voice-chat account wallet.
At first, Derry prepared another device that was ready for a factory reset. He then pasted the surrel address and entered the password according to the information in the mail message. Derry began to synchronize the homemade Email into the well-known Parent Application. And after his email account was linked into the "Mobstore App", Derry began to enter information data related to virtual payments.
Name: Cy**hia B**ley
Type: Vorsa
BIN: 4656xxxxxxxx5674
Validity period: 12/45
CVV: 778
After entering all the card data that came from one of the "unread messages", Derry then tapped approve on the Mobstore system and started verifying...
The system panel on the Mobstore App then navigated to the last option of choice, so that the credit card could be embedded in the payment feature of the Mobstore app.
[Associate credit card*5674 into Mobstore wallet {Approve}/{No}]